I'm Rich, Now What?

7 Psychologies That Keep You Wealthy (Not Just Rich)

Getting rich and staying rich are not the same. Most people never realize they need a completely different mindset once the money actually shows up. In this episode, Tim and Mark dig into the wealth psychology and money mindset shifts that separate people who make a pile of cash once from people who keep it and grow it for decades. This is the kind of stuff you don't learn from a finance course, only from watching it play out in real deals, real markets, and real mistakes. They cover risk versus luck, how to build financial cushion before a downturn instead of during one, why comparing yourself to other people's wealth quietly wrecks your happiness, and what it actually takes to stay financially unbreakable once you've made it. If you're a business owner, real estate investor, or first-generation millionaire trying to figure out what comes after the money, this is the mindset shift conversation you need. (Quick heads up: Tim and Mark call this episode 20 in the recording, but a couple of time-sensitive market updates got bumped ahead of it — so technically you're watching episode 22. Close enough, right?) If you got something out of this episode, subscribe so you don't miss the next one and drop a comment below. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week! 00:00 Intro 01:47 Money is attracted to speed 11:33 Luck and Risk 16:42 Boom & Bust are Inevitable 32:06 All wealth is relative 39:47 What it takes 49:51 Buying stuff vs Buying time 53:58 Planning 58:35 Results

What Two Multi-Millionaires Are Investing In Right Now (And What They're Avoiding)

The stock market's trading at double its historical valuation. Crypto's down. So where are Tim and Mark putting their money? They get into exactly where it's sitting right now, what they're holding, what they're watching, and what they're staying away from. From performing notes to private equity to alternative assets like cars and watches, this is what two multi-millionaires are actually doing with their money right now. Follow the show wherever you listen and leave a five-star review if you're getting value — it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week.

What Does "Rich" Actually Mean? (Now That Elon Hit a Trillion)

Elon Musk just became the world's first trillionaire, and Tim and Mark have thoughts -- but not the ones you'd expect. This episode is really about what rich actually looks like up close: how wealthy people dress, talk, think, and move versus everyone else. Spoiler: it has a lot more to do with your mindset and your conversations than your bank account. Follow the show wherever you listen and leave a five-star review if you're getting value. It helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week!

If You Don't Have These 7 People, You Don't Have a Real Business

You can have a great business and still be the bottleneck, the liability, and the target all at once. Tim and Mark break down the 7 people you need on the business side of your life: the ones keeping your books tight, your taxes low, your assets protected, and your deals moving. Last week was the personal side. This week Tim and Mark get into the seven people you need running your business — the ones who keep money from slipping through the cracks, protect what you've built, and open doors you didn't even know existed. This is the stuff that separates a real business from a job disguised as one. If the people you're taking advice from don't have these people on their team, that's your answer right there. In this episode: * Controller vs. CFO — why you need financial oversight that goes way beyond what's in the bank account (and how Mark's controller tracked down a $29,000 check he'd completely forgotten about) * The case for an in-house attorney: Tim's lawyer found a single word in a Fannie Mae loan doc and knocked $1.8 million off a prepayment penalty — more than 12 years of salary in one deal * Tax advisors vs. CPAs — why your CPA is technically working for the government, not you, and what it actually costs you not to have a real tax strategist in your corner * Insurance: the story of Tim's apartment building that burned to the ground and a policy that capped out at $10,000 when it should have paid out $3 million * Private banker — the most underrated relationship on this list and why Mark and Tim both swear by it * Social media, marketing, and PR: why Tim closed a $500K investment from someone he'd never spoken to, just because they'd been watching him online for eight years * Real estate connections — how Tim's mortgage guy helped him turn a $30M exit into a potential $38M one with a single phone call If you got something out of this episode, subscribe so you don't miss the next one and drop a comment below. We love hearing from you! Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week. 0:00 Intro 1:57 Controller/CFO 13:25 Attorney 25:39 Tax Advisor 36:15 Insurance Agent 48:09 Private Banker 48:18 Marketing/PR Person 55:32 Real Estate Expert

7 People to Keep in Your Inner Circle (as an Entrepreneur)

You can have all the money in the world and still have the wrong people around you. That gap will cost you more than any bad investment. Tim and Mark break down the 7 people every wealthy person needs on the personal side of their life: the ones protecting your time, your health, your family, and your legacy. Simple stuff that nobody really talks about until you need it. This episode is part one of a two-parter — next week they're covering the business side. In this episode: - Why an executive assistant is the single most important hire - The case for a private doctor on retainer - Travel connections: the one relationship that matters most when you get that call and you need to be somewhere in four hours - What a fiduciary actually does and why you need one before you think you need one (shoutout to @garrettbgunderson, @jim.dew_, and @jeffsocha — guys who have them and can point you in the right direction) - Personal trainers and nutrition coaches — including Tim's buddy @gunnarmade, who keeps the Bratz household moving - Spiritual guidance as a personal and marriage resource, and why Mark thinks you don't have to be in an organized religion to benefit from it - Charitable connections: how to find the grassroots organizations actually doing the work (not the ones spending 98% of donations on marketing) If you got something out of this episode, subscribe and follow the show so you don't miss the next one. And please leave us a comment! We love to hear from you. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week. 0:00 Intro 10:53 Personal Assistant 27:02 Private Doctor 31:16 Travel Connections 36:45 Fiduciary 43:46 Personal Trainer 46:52 Spiritual Coach 53:13 Charitable Connection