Kickin' with The Rickens: Redefining Retirement

When Life Forces a Retirement Pivot

A delayed flight is frustrating—but what happens when life forces a permanent detour? This episode with Heidi Ricken Provost dives into the reality of “pivoting” in retirement, from unexpected travel chaos to the bigger disruptions that can reshape your financial future. Heidi explores how market volatility, caregiving responsibilities, losing a spouse, or sudden windfalls can all alter the path you thought was set. She emphasizes the need for flexibility, contingency planning, and understanding the full scope of retirement beyond investments alone. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com [https://rickenfinancial.com/]. Click here [https://rickenfinancial.com/events/] to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook [https://www.facebook.com/RickenFinancial]  |  Instagram [https://www.instagram.com/rickenfinancial/]  |  YouTube [https://www.youtube.com/@rickenfinancial] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Power of Pivoting in Retirement

What happens when life forces your plan to change overnight? This episode explores the “power of pivoting” in retirement—how unexpected events, from travel mishaps to health diagnoses, job changes, or sudden windfalls, can reshape even the best-laid plans. Heidi Ricken Provost and Gerry Ricken break down why a retirement plan must be flexible, covering income, taxes, risk tolerance, and long-term care. They highlight the difference between having investments and having a true strategy, emphasizing the importance of planning for both positive and difficult life shifts. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com [https://rickenfinancial.com/]. Click here [https://rickenfinancial.com/events/] to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook [https://www.facebook.com/RickenFinancial]  |  Instagram [https://www.instagram.com/rickenfinancial/]  |  YouTube [https://www.youtube.com/@rickenfinancial] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

From Physical Challenge to Financial Confidence

What happens when you push yourself to the edge—physically and mentally—and what does that reveal about your life and finances? Heidi Ricken Provost shares her journey preparing for an intense Everesting challenge while reflecting on personal growth, resilience, and empowering others—especially women—to take control of their financial futures. The conversation connects mindset, confidence, and education, highlighting how overcoming challenges can reshape both personal identity and financial decision-making. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com [https://rickenfinancial.com/]. Click here [https://rickenfinancial.com/events/] to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook [https://www.facebook.com/RickenFinancial]  |  Instagram [https://www.instagram.com/rickenfinancial/]  |  YouTube [https://www.youtube.com/@rickenfinancial] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Missing Pieces in Your Retirement Strategy

Think your 401(k) means you’re ready for retirement? Think again. This episode breaks down the difference between simply saving and having a true retirement plan. From defining your purpose to building income, managing risk, planning for healthcare, and understanding taxes, Gerry Ricken and Heidi Ricken Provost walk through the many moving parts that shape retirement. They also explore common misconceptions and why missing one piece can impact the entire plan, offering a clearer picture of what it means to retire with intention. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com [https://rickenfinancial.com/]. Click here [https://rickenfinancial.com/events/] to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook [https://www.facebook.com/RickenFinancial]  |  Instagram [https://www.instagram.com/rickenfinancial/]  |  YouTube [https://www.youtube.com/@rickenfinancial] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Truth About “Tax-Free” Retirement Advice

Taxes might be the biggest bill you never fully see coming. This episode with Gerry Ricken explores why taxes can outpace even your mortgage over a lifetime and why planning shouldn’t stop after April 15th. The conversation covers tax diversification, the role of Roth accounts, and why one-size-fits-all advice often misses the mark. You’ll also hear how personal experiences—from faith-filled community involvement to financial decision-making—intersect with long-term planning and purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com [https://rickenfinancial.com/]. Click here [https://rickenfinancial.com/events/] to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook [https://www.facebook.com/RickenFinancial]  |  Instagram [https://www.instagram.com/rickenfinancial/]  |  YouTube [https://www.youtube.com/@rickenfinancial] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.