Mind + Money: A Podcast All About Money and ADHD

In this episode of the Mind and Money podcast, Sherry and Val discuss the importance of investment diversification, particularly in light of current market volatility. They explore the emotional aspects of investing, emphasizing the need for patience and a long-term perspective. The hosts offer practical strategies for managing investment anxiety and emphasize the importance of trusting financial professionals. The conversation highlights the cyclical nature of markets and the value of dollar-cost averaging as a strategy for consistent investing. Link to IG post mentioned: https://www.instagram.com/p/DFBTIIcymGl/?img_index=4&igsh=MTMxYnhjZTI2ZjU0aQ== [https://www.instagram.com/p/DFBTIIcymGl/?img_index=4&igsh=MTMxYnhjZTI2ZjU0aQ==] Takeaways * Diversification is key in uncertain markets. * Investment decisions should align with personal values. * Market cycles can create emotional responses in investors. * Investing should be based on long-term goals, not short-term fluctuations. * Patience is crucial during market downturns. * Avoid making impulsive decisions based on market emotions. * The importance of having trust in your financial advisor if you are working with one. * Stay informed but limit exposure to overwhelming media. Connect with us:  Book a free call with Val (financial planner): https://calendly.com/valerie-stratford [https://calendly.com/valerie-stratford] Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 [https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393] Val’s Instagram: http://www.instagram.com/you.me.and.money [http://www.instagram.com/you.me.and.money] Sherry’s Instagram: http://www.instagram.com/moneymindsetfc [http://www.instagram.com/moneymindsetfc] Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast [http://www.instagram.com/mind.money.adhd.podcast] Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching [https://www.tiktok.com/@moneymindsetcoaching] investment, diversification, market cycles, emotional investing, financial planning, risk tolerance, dollar cost averaging, retirement planning, financial coaching, market volatility

In this episode of the Mind and Money podcast, Sherry and Val discuss the unique ways ADHD manifests in women, exploring themes such as time management, emotional regulation, and the mental load often carried by women. They share personal experiences and strategies for coping with ADHD symptoms, including the importance of organization, the challenges of forgetfulness, and the impact of hyperfocus. The conversation also touches on gender dynamics in relationships and the importance of communication in managing shared responsibilities. Takeaways * ADHD often presents differently in women compared to men. * Effective time management systems, like Google Calendar, are crucial for those with ADHD. * Forgetfulness can be managed with systems like reminders and automations. * Emotional regulation is a significant challenge for many with ADHD. * Procrastination can be reframed as a need for urgency to motivate action. * Hyperfocus can lead to intense productivity but may also distract from other responsibilities. * The mental load of managing household tasks often falls disproportionately on women. * Communication with partners about managing ADHD-related challenges is essential. * Self-esteem issues are common among those with ADHD, often linked to feelings of inadequacy. * Creating structured routines can help improve sleep and overall well-being. Connect with us:  Book a free call with Val (financial planner): https://calendly.com/valerie-stratford [https://calendly.com/valerie-stratford] Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 [https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393] Val’s Instagram: http://www.instagram.com/you.me.and.money [http://www.instagram.com/you.me.and.money] Sherry’s Instagram: http://www.instagram.com/moneymindsetfc [http://www.instagram.com/moneymindsetfc] Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast [http://www.instagram.com/mind.money.adhd.podcast] Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching [https://www.tiktok.com/@moneymindsetcoaching] Key words: ADHD, women, emotional regulation, procrastination, time management, self-esteem, hyperfocus, mental load, financial planning, organization

In this Mind and Money podcast episode, Sherry and Val discuss the essential steps and considerations for transitioning to full-time self-employment. They share personal experiences and practical advice on financial planning, including the importance of saving a buffer, understanding business expenses, and the impact of taxes. The conversation also touches on strategies for entrepreneurs with ADHD, emphasizing the need for support and structure in achieving business goals. Connect with us:  Book a free call with Val (financial planner): https://calendly.com/valerie-stratford [https://calendly.com/valerie-stratford] Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 [https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393] Val’s Instagram: http://www.instagram.com/you.me.and.money [http://www.instagram.com/you.me.and.money] Sherry’s Instagram: http://www.instagram.com/moneymindsetfc [http://www.instagram.com/moneymindsetfc] Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast [http://www.instagram.com/mind.money.adhd.podcast] Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching [https://www.tiktok.com/@moneymindsetcoaching] Key takeaways: * Self-employment requires careful financial planning and preparation. * Building a financial buffer of at least three months' salary is crucial. * Understanding personal and business expenses is key to a smooth transition. * It's important to keep personal and business finances separate. * Taxes play a significant role in self-employment income management. * Having a support system can help navigate the challenges of entrepreneurship. * Setting realistic timelines for transitioning to self-employment is essential. * Entrepreneurs with ADHD may need additional strategies for focus and accountability. * Living off business income while still employed can ease the transition. * Creating a structured plan can help mitigate the uncertainties of self-employment. Key words: self-employment, financial planning, entrepreneurship, side hustle, business expenses, income stability, ADHD, financial coach, business strategy, personal finance

In this episode of the Mind + Money podcast, hosts Val and Sherry discuss the intricacies of cash back and reward programs and high-interest savings accounts. They share personal experiences and insights on effectively utilizing these financial tools while avoiding common pitfalls. The conversation emphasizes the importance of understanding the terms of reward programs and the actual interest rates of savings accounts, encouraging listeners to be mindful of their spending habits and financial decisions. Key Takeaways: * The effectiveness of cash back programs depends on how well you utilize them. * Many cash-back credit cards have restrictions on when you receive rewards. * High-interest savings accounts often have promotional rates that expire quickly. * It's crucial to check the actual interest rate of savings accounts regularly. * Using credit cards responsibly can lead to significant cash back rewards. * Understanding the terms of reward programs is essential to avoid debt. * It's important to pay off credit card balances in full to benefit from cash back. * Using apps like Rakuten can maximize cash back opportunities. * Focus on building a solid financial foundation before diving into rewards programs. Connect with us:  Book a free call with Val (financial planner): https://calendly.com/valerie-stratford [https://calendly.com/valerie-stratford] Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 [https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393] Val’s Instagram: http://www.instagram.com/you.me.and.money [http://www.instagram.com/you.me.and.money] Sherry’s Instagram: http://www.instagram.com/moneymindsetfc [http://www.instagram.com/moneymindsetfc] Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast [http://www.instagram.com/mind.money.adhd.podcast] Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching [https://www.tiktok.com/@moneymindsetcoaching]

In this episode of Mind and Money, hosts Sherry and Val get personal with their financial confessions, sharing their challenges with impulsive buying and justifying purchases as "rewards." They reflect on how past financial decisions shaped their current money mindset and dig into how self-awareness can improve spending habits. For anyone with ADHD, this episode is packed with relatable moments, practical insights, and gentle encouragement to rethink your relationship with money. Takeaways for Listeners with ADHD: * Sherry and Val's personal confessions reveal how impulsive buying often feels justified as self-rewarding. * Reflecting on past financial decisions can lead to powerful "aha" moments about current habits. * Self-awareness is the cornerstone of managing impulsive spending. * Small wins in money management deserve to be celebrated! * Understanding needs vs. wants is a game-changer in decision-making. * Personalized budgeting rules help tackle impulsive purchases. * Lifestyle purchases like home goods often come with surprise costs. * Youthful financial choices can leave lasting ripples—good and bad. * Budgeting helps make space for ADHD-friendly spending strategies. Connect with us:  Book a free call with Val (financial planner): https://calendly.com/valerie-stratford [https://calendly.com/valerie-stratford] Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393 [https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393] Val’s Instagram: http://www.instagram.com/you.me.and.money [http://www.instagram.com/you.me.and.money] Sherry’s Instagram: http://www.instagram.com/moneymindsetfc [http://www.instagram.com/moneymindsetfc] Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast [http://www.instagram.com/mind.money.adhd.podcast] Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching [https://www.tiktok.com/@moneymindsetcoaching] Keywords: financial confessions, ADHD money habits, impulsive spending, personal finance, budgeting, self-awareness, financial coaching, lifestyle choices, impulsive buying, rewards, consumer behaviour