Money Moves for CRNAs

1099 CRNA Taxes: Why Tax Season Felt So Stressful | Ep. 21

✅ Download the free 1099 CRNA Tax Readiness Review [https://crnataxes.kit.com/crna-tax-readiness-review] ✅ If you want help reviewing your 1099 CRNA tax setup, schedule a call at CRNAtaxes.com [https://crnataxes.com/] Tax season stress is not always just about taxes being complicated. For many 1099 CRNAs, that stress is a sign that something in the tax setup needs more attention during the year. In this episode of Money Moves for CRNAs, we talk about what your tax season stress may be trying to tell you. Maybe your estimated tax payments were off. Maybe your deductions were not well documented. Maybe your travel records, multistate work, S-corp payroll, or retirement planning were not fully coordinated. The goal is not to make you feel behind. The goal is to help you use that stress as useful information so you can build a more proactive tax plan and feel more prepared before next tax season arrives. If tax season felt rushed, confusing, or stressful, this episode will help you understand what may need attention before next year. This episode pairs well with the free 1099 CRNA Tax Readiness Review. After you complete the review, pay attention to any areas where you are unsure, guessing, or realizing you may need more guidance. Those are often the same areas that create stress later. And if you have not listened to Podcast #20 [https://youtu.be/ueRhgTfFObA?si=AdXxlD4wHBfEp859] yet, go back to that episode next. It explains why April 15th should not be the starting point for tax planning. 🎧 Educational purposes only. Not personalized tax or financial advice. Chapters 00:57 — Tax Stress Usually Exposes Existing Gaps 01:20 — Why Clarity Matters for Self-Employed CRNAs 01:54 — Common Issues That Create Tax Season Stress 02:23 — Signs Your Tax System Needs Attention 03:10 — Filing a Tax Return Is Not the Same as Being Tax-Ready 03:48 — The Phrases That Reveal Tax Planning Gaps 04:10 — The 1099 CRNA Tax Readiness Review 04:59 — Use Tax Stress as Information 05:05 — Next Step: Download the Free Review Music licensed from PremiumBeat.com under License #7394047 [https://app.box.com/s/mew4vksg4qp7dfh2cw8x7mg218iw7t3a]

1099 CRNAs: Tax Season Is Over… So Why Was It So Stressful? | Ep. 20

If you’re a 1099 CRNA, tax season should not feel rushed, unclear, or last-minute. In this episode of Money Moves for CRNAs, Randy Larkin, CPA explains why tax planning should not start in March or April — and why a full-year tax process matters for independent CRNAs. You’ll learn why April 15th should not be a surprise, what tax-season stress may be telling you, and how better structure can create more clarity, fewer surprises, and less IRS anxiety. Download our free guide: The 6 Dates of Your Annual Tax Cycle [https://crnataxes.kit.com/the-6-dates-of-your-annual-tax-cycle] 🎧 Educational purposes only. Not personalized tax or financial advice. Chapters: * 00:30 – Did Tax Season Feel Calm or Rushed? * 00:43 – Why 1099 CRNAs Feel Tax Stress * 01:17 – Why Tax Planning Shouldn’t Start in April * 01:54 – What Tax Season Stress Is Really Telling You * 02:07 – Questions to Ask About Your CPA Process * 02:38 – Why the Same Process Creates the Same Stress * 03:00 – Why a Full-Year Tax Cycle Matters * 03:12 – What Better Tax Planning Looks Like * 03:53 – The 6 Dates of Your Annual Tax Cycle * 04:24 – Peace of Mind and a Better Process * 04:48 – Your Next Step After Tax Season Music licensed from PremiumBeat.com under License #7394047 [https://app.box.com/s/mew4vksg4qp7dfh2cw8x7mg218iw7t3a]

1099 CRNAs: Why the IRS Is Denying Charity Deductions (2025 Tax Court Case) | Ep. 19

Can the IRS really deny a legitimate deduction? Yes—and it happens more than you think. In this episode of Money Moves for CRNAs, we break down a real 2025 Tax Court case where a taxpayer lost a $6,700 charitable deduction… not because it wasn’t valid—but because the documentation didn’t meet IRS standards. And here’s the problem: Most 1099 CRNAs are making the exact same mistake. We cover: * Why the IRS denied the entire deduction (not just part of it) * The critical documentation rules most people miss * What Form 8283 actually requires * Why Goodwill receipts often aren’t enough * How to properly document donations before filing your return If you’re a 1099 CRNA trying to maximize deductions while staying audit-proof, this episode will show you exactly where the risks are—and how to fix them. Key takeaway: Good intentions don’t protect deductions. Documentation does. Chapters: 00:30 – The $6,700 deduction the IRS denied 01:20 – What the taxpayer did wrong (critical mistake) 02:00 – IRS substantiation rules explained 02:30  – The Goodwill receipt trap 03:00 – Why you can’t fix documentation later 03:42 – What 1099 CRNAs should do instead 04:35 – Final takeaway: documentation vs intention Music licensed from PremiumBeat.com under License #7394047 [https://app.box.com/s/mew4vksg4qp7dfh2cw8x7mg218iw7t3a]

Trump Accounts Explained: What Parents (and CRNAs) Need to Know | Ep. 18

You’ve probably heard about Trump Accounts — but most of what’s being shared is incomplete. In this episode of Money Moves for CRNAs, Randy Larkin, CPA breaks down what these new accounts actually are, who qualifies for the $1,000, and what the rules really look like. You’ll learn: * Which children qualify (and which don’t) * Whether your child needs earned income * Contribution limits and employer rules * Investment restrictions most people miss This episode helps cut through the headlines so you can decide if a Trump Account fits your family’s financial plan. 🎧 Educational purposes only. Not personalized tax or financial advice. Chapters: 00:30 – What You’ve Heard About Trump Accounts (And What’s Wrong) 01:20 – What a Trump Account Actually Is 01:55 – Who Qualifies for the $1,000 02:33 – Does the Child Need Earned Income? 03:00 – Contribution Limits Explained 03:23 – Employer Contributions (Section 128) 04:00 – Investment Rules (Big Restrictions) 04:48 – Age Rules and Timing 05:16 – What Actually Matters for Families Music licensed from PremiumBeat.com under License #7394047 [https://app.box.com/s/mew4vksg4qp7dfh2cw8x7mg218iw7t3a]

1099 CRNA Finances Explained: The Simple System That Reduces Tax Stress | Ep. 17

Many 1099 CRNAs earn great income but still feel unsure about their finances. The problem usually isn't the income. It's the system behind the money. In this episode of Money Moves for CRNAs, we talk about the simple financial structure many independent CRNAs use to organize their business finances and reduce tax stress. You'll learn: * Why separate business banking matters * What clean books actually means * How organized finances reduce IRS anxiety * How to create clarity in your CRNA business finances If you're working as a 1099 CRNA contractor, this episode will help you build a simple system that supports your financial life. Chapters 00:00 – Introduction 00:30 – The financial question many 1099 CRNAs can't answer 01:46 – The problem with mixing personal and business money 02:26 – How structure creates freedom. 03:11 – Step 1: Business banking for CRNAs 03:48 – How separate accounts create financial clarity 04:10 – Step 2: What “clean books” actually means 05:21 – How financial systems prepare your CRNA business for growth 06:17 – Preview of the next episode Music licensed from PremiumBeat.com under License #7394047 [https://app.box.com/s/mew4vksg4qp7dfh2cw8x7mg218iw7t3a]