Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®

Savings First, Retirement Second, Debt Third with Andrea Ramos of Building Generational Wealth

#51: With limited money and a ton of money goals, what do we target first? In this episode, Andrea Ramos of Building Generational Wealth [https://www.buildinggenwealth.com/] shares her framework for creating your financial safety net. Tune in to hear why paying an extra $6,000 of interest may just be the greatest decision you ever made. ⭐️RESOURCES⭐️ 💸Follow Andrea on Instagram [https://www.instagram.com/building.gen.wealth] 💸Latina Investors Podcast [https://podcasts.apple.com/us/podcast/latina-investors/id1599080479] 💸7/28 Retire on Time Workshop [https://www.eventbrite.com/e/retire-on-time-workshop-tickets-1993696595185] 💸Retire on Time [https://moneyformujeres.com/retire/]REPLAY 💸60 minute 'IRA' Kickstart [https://mariel.moneyformujeres.com/products/invest] ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸If You’re A Latina, It’s Time To Invest. No More Excuses. [https://podcasts.apple.com/us/podcast/if-youre-a-latina-its-time-to-invest-no-more/id1748458950?i=1000682348993] 💸5 Reasons To Invest, Even If You Have Little Money [https://podcasts.apple.com/us/podcast/5-reasons-to-invest-even-if-you-have-little-money/id1748458950?i=1000750255191] Want more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

San Antonio: If You've Found Every Reason to Not Open Your Roth IRA, Listen To This Episode

#50: Get in loser, we're investing in the stock market. It's time. ⭐️RESOURCES⭐️ 💸7/28 Retire on Time Workshop [https://www.eventbrite.com/e/retire-on-time-workshop-tickets-1993696595185] 💸Virtual Retire on Time Replay [https://moneyformujeres.com/retire/] 💸Follow Mariel on Instagram [https://www.instagram.com/moneyformujeres/] ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸5 Reasons to Invest Even If You Have Little Money [https://podcasts.apple.com/us/podcast/5-reasons-to-invest-even-if-you-have-little-money/id1748458950?i=1000750255191] Want more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Student Loans: RAP Strategies 2.0

#49: Student Loan Planner just came out with a new podcast episode called 'RAP Strategies 2.0' and I want you to go listen to it. DISCLAIMER: Only YOU know what's best for you. Trust but ALWAYS verify. See you in the episode! ⭐️Student Loan Resources⭐️ 💸Rap Strategies 2.0 [https://podcasts.apple.com/us/podcast/rap-strategies-2-0/id1446453497?i=1000775763404] by Student Loan Planner 💸Repayment Assistance Plan [https://podcasts.apple.com/us/podcast/repayment-assistance-plan/id1446453497?i=1000772931058] by Student Loan Planner 💸Student Loans Post - July 1 [https://podcasts.apple.com/us/podcast/student-loans-post-july-1/id1446453497?i=1000775208674] by Student Loan Planner 💸3 Reasons I didn't enroll in RAP [https://podcasts.apple.com/us/podcast/student-loans-3-reasons-i-didnt-enroll-in-repayment/id1748458950?i=1000775802326] by Mariel Amador 💸Student Loan Planner:Book A Call [https://www.studentloanplanner.com/author/taylor-gilbert/] with my friend Taylor of @socialworktowealth 💸Debt Free Gonna Be: Book A Call [https://debtfreegonnabe.thrivecart.com/slconsultation/] with Nika Booth @debtfreegonnabe ⭐️Work with Mariel⭐️ 💸FREE: 7/28 Retire on Time Workshop [https://www.eventbrite.com/e/retire-on-time-workshop-tickets-1993696595185] 💸1:1 Money Coaching [https://calendly.com/moneyformujeres/coaching] 💸Follow Mariel on Instagram [https://www.instagram.com/moneyformujeres/] Want more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com Please leave a review to help me keep spreading the financial literacy word. Ciao! ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Student Loans:3 Reasons I DIDN'T enroll in ‘Repayment Assistance Plan’ aka RAP

#48: The new student loan repayment plan is OUT! But, it may not be all its cracked up to be. In this episode I break down why the Repayment Assistance Plan was NOT for me. DISCLAIMER: I am not a student loan expert and this is not advice. 'RAP' can be a solid plan for some people, but it was not for me. Always do your due diligence when making personal financial decisions. In this episode I discuss: 1. Student Loan Updates 2. 3 Reasons I did not enroll in 'RAP' 3. Things for you to consider in order to make a decision that serves your life holistically. Feeling overwhelmed or want clarification on something I shared? Send me a DM on Instagram [https://www.instagram.com/moneyformujeres/]! Mariel Amador ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸Repayment Assistance Plan [https://podcasts.apple.com/us/podcast/repayment-assistance-plan/id1446453497?i=1000772931058] by Student Loan Planner 💸Student Loans Post - July 1 [https://podcasts.apple.com/us/podcast/student-loans-post-july-1/id1446453497?i=1000775208674] by Student Loan Planner 💸Pinche student loans: IDK what to do about my student loan debt [https://podcasts.apple.com/us/podcast/pinche-student-loans-idk-what-to-do-about-my-65k-student/id1748458950?i=1000761288754] ⭐️⭐️RESOURCES⭐️⭐️ 💸Compare options: Student Aid repayment calculator [https://studentaid.gov/repayment-calculator/] 💸Learn about recent changes: Student Aid Big Updates Webpage [https://studentaid.gov/announcements-events/big-updates/definitions?utm_source=mcp&utm_medium=email&utm_campaign=camp_1906#rap] 💸Student Loan Planner:Book A Call [https://www.studentloanplanner.com/author/taylor-gilbert/] with my friend Taylor of @socialworktowealth 💸Debt Free Gonna Be: Book A Call [https://debtfreegonnabe.thrivecart.com/slconsultation/] with Nika Booth ⭐️⭐️Podcast Episodes Mentioned in the show⭐️⭐️ 💸If You’re a Latina, It’s Time To Invest. No More Excuses. 3 Reasons To Invest Now [https://podcasts.apple.com/us/podcast/if-youre-a-latina-its-time-to-invest-no-more/id1748458950?i=1000682348993] 💸Underearning Journey: 10 Years Later, I Finally Stopped Underearning [https://podcasts.apple.com/us/podcast/my-underearning-journey-10-years-later-i-finally-stopped/id1748458950?i=1000729471457] ACRONYMS used in this Episode: AGI: Adjusted Gross Income IDR: Income Driven Repayment SAVE: Biden-era Saving on a Valuable Education student loan repayment plan (no longer exists) RAP: Repayment Assistance Plan (one of the available income driven repayment plans) IBR: Income Based Repayment (one of the available income driven repayment plans) PAYE: (one of the available income driven repayment plans-expires mid 2028) ICR: (one of the available income driven repayment plans-expires mid 2028) ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

High Yield Savings Account: 3 Reasons You Need To Open One Today

#47: Do you have a 'regular' savings account? Earning pennies on your savings? OR do you have a high yield savings account? Where you get the most bang for your buck? Opening a 'high yield savings account' was step #1 in my journey to financial peace. Don't ignore this foundational account. In this episode I share: 1. What a 'HYSA' even is. 2. 3 tactical reasons you need one too 3. The 1099-INT form most people forget to tell you about regarding HYSAs Opening an High Yield Savings accounts takes 5 minutes. Instead of scrolling for 2 hours, open yours and change yo life today. ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸Stop trying to be good with money. Do these 3 things instead [https://podcasts.apple.com/us/podcast/stop-trying-to-be-good-with-money-do-these-3-things-instead/id1748458950?i=1000743928290] 💸I closed My WF Accounts After 16 Years [https://podcasts.apple.com/us/podcast/financial-activism-for-beginners-i-closed-my-wells/id1748458950?i=1000747966973] ⭐️RESOURCES⭐️ 💸1:1 Money Coaching [https://calendly.com/moneyformujeres/coaching] 💸Subscribe to the Money Newsletter [https://mariel.kit.com/moneythoughts] 💸Follow Mariel on Instagram [https://www.instagram.com/moneyformujeres/] Want more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.