RECkoning with Real Estate

Reckoning With Real Estate – Ep. 41 (Encore): The difficulty of building housing in the US with guest YIMBY (Yes In My Back Yard)

This episode originally aired January 11, 2026: In this episode, we welcome a special guest to discuss the housing shortage in the United States. We discuss why it’s so difficult to build new housing, and the reality that the U.S. is facing a genuine housing shortfall. Our guest, Leora Tanjuatco Ross, is the California Director of YIMBY Action, a national organization with more than 70 chapters across the country advocating for affordable housing. YIMBY stands for “Yes in My Backyard,” and the organization does incredible work empowering people to organize and advocate for greater housing access and affordability. Learn more at yimbyaction’s website [https://www.google.com/url?q=https://new.yimbyaction.org/&sa=D&source=editors&ust=1767982789914337&usg=AOvVaw2YuWEck2VqGe49j_xWAmGj]. Check REC out @ therecollab.com [https://www.google.com/url?q=https://www.therecollab.com/&sa=D&source=editors&ust=1767982789914512&usg=AOvVaw0oSf7kmiAR_feXIML1FFZW] Extras: Read How Burrowing Owls Lead to Vomiting Anarchists (Or SF’s Housing Crisis Explained) here [https://www.google.com/url?q=https://techcrunch.com/2014/04/14/sf-housing/&sa=D&source=editors&ust=1767982789914825&usg=AOvVaw2LQoJQtbTXxNU_sfj2uV8T]. ~You can also find the book on google books or via Amazon. Twin Cities YIMBY [https://www.google.com/url?q=https://twincitiesyimby.org/&sa=D&source=editors&ust=1767982789915037&usg=AOvVaw3QbbEKVzdIzZJVlnQgyP1V] YIMBY Action [https://www.google.com/url?q=https://yimbyaction.org/&sa=D&source=editors&ust=1767982789915142&usg=AOvVaw2U2Hla0Hk8vlvf4Md8a8J5] (National) Leora @ YIMBY Action [https://www.google.com/url?q=https://yimbyaction.org/people/leora-tanjuatco-ross/&sa=D&source=editors&ust=1767982789915279&usg=AOvVaw3W-h35q3oh9eRCZtYdqvLP] ‘Homeless’ or ‘Unhoused?’ [https://www.google.com/url?q=https://www.therecollab.com/blog/is-it-ok-to-use-the-word-homeless-or-should-you-say-unhoused&sa=D&source=editors&ust=1767982789915432&usg=AOvVaw1b_HOllQSIsHl-lFXzvcRk] – REC Blog Dollars and Sense [https://www.google.com/url?q=https://www.therecollab.com/blog/dollar-and-sense&sa=D&source=editors&ust=1767982789915565&usg=AOvVaw3I5UvYVmK65xoa6YMzQuJk] – REC Blog #2$Bill Project [https://www.google.com/url?q=https://www.therecollab.com/blog/2bill-project&sa=D&source=editors&ust=1767982789915707&usg=AOvVaw3CYSs3P_VG6HP1dunM5wQk] – REC Blog Moving forward: 3 ways to combat the Twin Cities’ legacy of housing discrimination [https://www.google.com/url?q=https://www.therecollab.com/blog/moving-forward-3-ways-to-combat-the-twin-cities-legacy-of-housing-discrimination&sa=D&source=editors&ust=1767982789915934&usg=AOvVaw3G9Q7-VhE39TVSzwP7Oof1] – REC Blog A Snapshot of Racial Discrimination in Real Estate [https://www.google.com/url?q=https://www.therecollab.com/blog/a-snapshot-of-racial-discrimination-in-real-estate&sa=D&source=editors&ust=1767982789916130&usg=AOvVaw0t7f3jZ75V1TDqa3skUHv1] – REC Blog Why does Home Matter? [https://www.google.com/url?q=https://www.therecollab.com/blog/why-does-home-matter&sa=D&source=editors&ust=1767982789916284&usg=AOvVaw3F_YfojJQi7QB0WLQNxQNU] – REC Blog Thank you to our Sponsors! Taylor Hall @ Evergreen Collective [https://www.google.com/url?q=https://ecoevergreen.co/?srsltid%3DAfmBOooMWdDeM3d14eNTEjt4UDwH8cekZicYmkcn5SU94H3f2C5Qe7Qb&sa=D&source=editors&ust=1767982789916545&usg=AOvVaw0QHM7CyVGq4S5XXHUWDpAa] Matt Berna @ TruStone Home Mortgage [https://www.google.com/url?q=https://trustonefinancial.org/mortgages/meet-our-team/matt-berna&sa=D&source=editors&ust=1767982789916697&usg=AOvVaw3ghld9z-skwZiV2JmByXMS] Ben Feldman @ Active Insurance Solutions [https://www.google.com/url?q=https://www.aisolutionsmn.com/staff-directory/BenFeldman&sa=D&source=editors&ust=1767982789916839&usg=AOvVaw06REzDApd318lBs74mHzcx] REC’s website [https://www.google.com/url?q=http://therecollab.com/&sa=D&source=editors&ust=1767982789916939&usg=AOvVaw2DRWVuuPG2Djj1fGqS60nf] Find REC on YouTube [https://www.google.com/url?q=https://www.youtube.com/@TheRealEstateCollaborative/streams&sa=D&source=editors&ust=1767982789917070&usg=AOvVaw3NqlDC_dBqATirea3eYz4H] The post Reckoning With Real Estate – Ep. 41 (Encore): The difficulty of building housing in the US with guest YIMBY (Yes In My Back Yard) [https://www.am950radio.com/reckoning-with-real-estate-ep-41-encore-the-difficulty-of-building-housing-in-the-us-with-guest-yimby-yes-in-my-back-yard/] first appeared on AM 950 [https://www.am950radio.com].

Reckoning With Real Estate – Ep. 40: Follow the Data

As promised, here is the episode we’ve been eager to present. Let us all brace ourselves for a topic that seems to be finding its way into every industry, including real estate: AI. Our previous conversation about how lenders are paid, the technology used to crunch numbers, and data security naturally led us here. We discuss where AI is helpful, where it is less helpful than hoped for, and where it may harm. Tune in to hear how AI has been showing up in our own work and what we’ve learned from it so far, for better or worse. Thanks to Matt Berna with Bell Bank Home Mortgage and Marc Byers for joining Paige on this episode of RECkoning with Real Estate! Find us at therecollab.com [http://therecollab.com] Extras: Matt Berna [https://bell.bank/mortgage/loan-officer/mattberna]– Loan Officer REC’s page on Financing [https://www.therecollab.com/financing] The REC difference: Retainer Option [https://www.therecollab.com/blog/retainer-option-saves-you-money] Learn how we approach fees here [https://www.therecollab.com/blog/dollar-and-sense] REC’s Seller Facilitation option [https://www.therecollab.com/blog/diy-the-sale-of-your-home-rec-can-help] might intrigue you Thank you to our Sponsors! Taylor Hall @ Evergreen Collective [https://ecoevergreen.co/] Matt Berna @ Bell Bank Mortgage [https://bell.bank/mortgage/loan-officer/mattberna] Ben Feldman @ Active Insurance Solutions [https://www.aisolutionsmn.com/staff-directory/BenFeldman] The post Reckoning With Real Estate – Ep. 40: Follow the Data [https://www.am950radio.com/reckoning-with-real-estate-ep-40-follow-the-data/] first appeared on AM 950 [https://www.am950radio.com].

Reckoning With Real Estate – Ep. 39: Follow The Money

Hello again to Matt Berna and Marc Byers joining us this week! You may have heard those names before, and that is no mistake. These are two people with a lot of information to share. For this episode, we’re talking about how loan officers are compensated. We’ve spent previous episodes talking about how Realtors® are paid; it’s about time we have the same conversation about others involved in buying and selling your home. There are similarities between the two, but what’s even more interesting is how different they can be! This conversation is a dynamic one, where we go from complex behind-the-scenes numbers talk to straight up hair-do’s. Listen in and learn with Matt about loan officer compensation. Find us at therecollab.com [http://therecollab.com] Extras: Matt Berna [https://bell.bank/mortgage/loan-officer/mattberna]– Loan Officer REC’s page on Financing [https://www.therecollab.com/financing] The REC difference: Retainer Option [https://www.therecollab.com/blog/retainer-option-saves-you-money] Learn how we approach fees here [https://www.therecollab.com/blog/dollar-and-sense] REC’s Seller Facilitation option [https://www.therecollab.com/blog/diy-the-sale-of-your-home-rec-can-help] might intrigue you Thank you to our Sponsors! Taylor Hall @ Evergreen Collective [https://ecoevergreen.co/] Matt Berna @ Bell Bank Mortgage [https://bell.bank/mortgage/loan-officer/mattberna] Ben Feldman @ Active Insurance Solutions [https://www.aisolutionsmn.com/staff-directory/BenFeldman] The post Reckoning With Real Estate – Ep. 39: Follow The Money [https://www.am950radio.com/reckoning-with-real-estate-ep-39-follow-the-money/] first appeared on AM 950 [https://www.am950radio.com].

Reckoning With Real Estate – Ep. 38: Conflicts Of Interest (Pt 2 of 2)

In Part 2 of our conversation with Doug Miller, we dive into a continuation of last episode’s discussion (watch here [https://www.youtube.com/live/QDJaIUetgZY?si=ohXX4v-qQsqc7dUX]) surrounding practices that don’t serve consumers’ best interests. We discuss the 2024 anti-trust lawsuit involving NAR, “standard fee agreements,” and other anti-competitive practices that have been commonplace in the real estate industry for years. From price-fixing concerns to workaround clauses buried in contracts, this episode takes a closer look at some of the legal and ethical questions surrounding traditional real estate practices. While meaningful change in such a large industry may take time, we believe informed consumers are an important part of pushing the conversation forward. Stay informed, stay savvy, and join us for an honest look at the behind-the-scenes systems shaping real estate today. Find us at therecollab.com [http://therecollab.com] Extras: Doug’s page on AttorneyRE [https://minneapolisrealestateattorney.com/about-doug/] Consumer Advocates in American Real Estate [https://www.caare.org/] REC’s philosophy on Dual Agency [https://www.therecollab.com/blog/no-dual-agency] Learn how we approach fees here [https://www.therecollab.com/blog/dollar-and-sense] Thank you to our Sponsors! Taylor Hall @ Evergreen Collective [https://ecoevergreen.co/] Matt Berna @ Bell Bank Mortgage [https://bell.bank/mortgage/loan-officer/mattberna] Ben Feldman @ Active Insurance Solutions [https://www.aisolutionsmn.com/staff-directory/BenFeldman] The post Reckoning With Real Estate – Ep. 38: Conflicts Of Interest (Pt 2 of 2) [https://www.am950radio.com/reckoning-with-real-estate-ep-38-conflicts-of-interest-pt-2-of-2/] first appeared on AM 950 [https://www.am950radio.com].

Reckoning With Real Estate – Ep. 37: Conflicts Of Interest (Pt 1 of 2)

We find ourselves yet again in the depths of the side of real estate most consumers never get to see. In this episode, we sit down with Doug Miller: consumer protection attorney, Executive Director of Consumer Advocates in American Real Estate, and believe it or not, a real estate agent himself. A trusted ally of REC, Doug pulls back the curtain on the practices, conflicts of interest, and industry protections quietly shaping residential real estate, many of which consumers unknowingly agree to every day. From private listing networks to the reality of dual agency, this conversation challenges the idea that the system is built with the public’s best interest in mind. If you’ve ever wondered who real estate systems are really designed to serve, this conversation is for you. Find us at theRECollab.com [http://therecollab.com] Extras: Doug’s page on AttorneyREC [https://minneapolisrealestateattorney.com/about-doug/] Consumer Advocates in American Real Estate [https://www.caare.org/] REC’s philosophy on Dual Agency [https://www.therecollab.com/blog/no-dual-agency] Learn how we approach fees here [https://www.therecollab.com/blog/dollar-and-sense] Thank you to our Sponsors! Taylor Hall @ Evergreen Collective [https://ecoevergreen.co/] Matt Berna @ Bell Bank Mortgage [https://bell.bank/mortgage/loan-officer/mattberna] Ben Feldman @ Active Insurance Solutions [https://www.aisolutionsmn.com/staff-directory/BenFeldman] The post Reckoning With Real Estate – Ep. 37: Conflicts Of Interest (Pt 1 of 2) [https://www.am950radio.com/reckoning-with-real-estate-ep-37-conflicts-of-interest/] first appeared on AM 950 [https://www.am950radio.com].