The Compass Financial Ministry Podcast

Your Money Counts Series - Budgeting by Trevor Naidoo

In this episode of , we explore budgeting as both a practical tool and a spiritual discipline. Through the story of Frank and Vivian Webster, we see how job loss, illness, and financial pressure led one couple to downsize, live more intentionally, and experience greater peace, savings, and unity in their marriage. A budget is a deliberate spending plan. It helps you: * Get out of debt * Save consistently * Give generously * Avoid “too much month at the end of the money” * Live below your means * Make wise, prayerful financial decisions The episode outlines practical ways to reduce spending in areas like housing, food, transportation, clothing, insurance, utilities, health, and entertainment. Helpful habits include reconciling bank statements, saving for non-monthly bills, avoiding impulse purchases, and giving each spouse a personal allowance to reduce conflict. Budgeting is not just about numbers. It is about faithful stewardship, generosity, peace, and learning to manage what God has entrusted to us. For more information on preparing a budget, visit CompassFinancialMinistry.org [https://compassfinancialministry.org/] or click Here [https://compassfinancialministry.org/building-a-budget-online-workshop-resources/?preview_id=20939&preview_nonce=074b378f2b&preview=true].

Your Money Counts Series - Children: ABC's of Money by Trevor Naidoo

In this episode, we turn our focus toward the home and explore how to raise children who understand and steward money God’s way. While many parents prepare their children for careers, far less time is spent equipping them to manage the money they will earn. This conversation challenges that gap and calls parents into intentional financial discipleship. At the center is a simple but powerful framework from our founder, Howard Dayton: * MVP parenting—Modeling * Verbal Communication * Practical Opportunities.  Children learn most from what they see. The way we handle money, talk about it, and trust God becomes the pattern they follow. We also share practical ways to train children at every stage—using tools like, The Treasure of Handling Money God's Way, Right From the Start, or The Compass Curriculum, teaching the value of work, allowing real-life learning moments, and helping them understand generosity, saving, and the dangers of debt. These are more than financial lessons—they are character-shaping opportunities. Passing down faith and wisdom doesn’t happen by accident. It requires consistency, intentionality, and trust in God. If you’re ready to lead your family in this area, visit CompassFinancialMinistry.org for practical tools and resources to help you build a lasting legacy of biblical stewardship.

Your Money Counts Series - The One Guaranteed Investment by Trevor Naidoo

In this episode, we take a step back from budgets, investing, and financial strategy to focus on the one investment that never fails — your relationship with Christ. After walking through Biblical principles of saving, giving, and investing, this conversation reminds us that financial faithfulness is not just about managing money well, but about living as true disciples of Jesus. Scripture teaches that we can gain the whole world and still miss what matters most. Real security is not found in wealth, markets, or possessions, but in the saving work of Christ and the eternal life He offers. This episode brings clarity, encouragement, and truth for anyone who wants their financial life to reflect their faith, their calling, and their purpose. At Compass Financial Ministry, our mission is to guide you with wisdom, care, and Biblical truth so you can grow as a faithful steward in every area of life — spiritually and financially.  If you want to learn what God says about money, possessions, and eternal priorities, visit CompassFinancialMinistry.org for free tools, studies, and resources to help you walk the path of financial discipleship with confidence.

Your Money Counts Series - Investing (Part 2) by Trevor Naidoo

In this episode of the Your Money Counts series, we continue exploring Biblical principles of giving, saving, and investing—with a clear reminder that saving and investing are only healthy when they are balanced by generosity. Jesus’ parable of the rich fool in Luke 12 warns against storing up treasures for ourselves while neglecting to be rich toward God. We outline 3 acceptable goals for investing:  1. Providing for your family  2. Becoming financially free to serve the Lord 3. Operating a business without debt  Listeners are encouraged to establish a financial “finish line” to guard against hoarding and keep their hearts aligned with Christ. The episode also addresses:  * The danger of desiring to be rich * The “split and submit” principle for overcoming the love of money  * Wisdom regarding inheritance and wills * Why gambling conflicts with Biblical stewardship.  Throughout, Scripture contrasts culture’s message of “spend and accumulate” with God’s call to faithful, purposeful stewardship. Learn more tips on what God says about money and check out our affordable estate planning services to ensure your house is set in order.  Go to: CompassFinancialMinistry.org/EstatePlanning

Your Money Counts Series - Investing (Part 1) by Trevor Naidoo

In this episode of the podcast Trevor focuses on Biblical principles of saving and investing. He emphasizes the importance of saving consistently to avoid financial crises and highlights the Biblical example of Joseph, who saved during years of plenty to prepare for famine.  Investing is discussed with a focus on steady plotting, which involves spending less than one earns and investing the difference over time. The concept of compounding is explained, highlighting its significance in growing investments. This episode concludes by stressing the importance of preparation, budgeting, and strategic evaluation in financial decision-making, aligning these practices with Biblical teachings. Learn more about what God says about money and gain access to free financial tools to aid you on your financial discipleship journey at CompassFinancialMinistry.org [https://compassfinancialministry.org/].