The Equity Builders Club Podcast

Should You Quit Your Job for Real Estate Investing? (5 Things to Know First)

Quitting your job to become a full-time real estate investor sounds like the dream. But for most people, making that move too early is one of the biggest financial mistakes they’ll ever make. In this episode, we break down what actually needs to be in place before you walk away from your paycheck. From understanding your real burn rate to how financing changes once you lose your employment income, this is the reality check most investors never get. We also talk about why many “full-time investors” still rely on active income, how long this transition really takes, and why social media has completely distorted expectations around the lifestyle. If you’re serious about building a portfolio and doing this long-term, this episode will help you make that decision with clarity—not emotion. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call [https://www.equitybuildersclub.com/book-a-discovery-call] You can also pick up a copy of Mindful Landlord on Amazon. https://terrieschauer.com/mindful-landlord/ [https://terrieschauer.com/mindful-landlord/] Hosted on Ausha. See ausha.co/privacy-policy [https://ausha.co/privacy-policy] for more information.

What Happens to Your Portfolio If You Die Tomorrow?

Life insurance is one of the least exciting topics in business… until something goes wrong. In this episode, we sit down with two insurance experts to talk about what really happens when a real estate investor, entrepreneur, or business partner dies unexpectedly. What happens to the buildings? The debt? The mortgages? The business? The spouse who has no idea where anything is? We break down the real difference between term life insurance and whole life insurance, when each one makes sense, and the biggest mistakes investors make when trying to “save money” by skipping coverage altogether. We also get into buy-sell agreements, shareholder issues, estate planning, key person insurance, and why having multiple properties or corporations can make things a lot more complicated than people realize. This is not a dry technical episode. It is a practical conversation about avoiding chaos, protecting your family, and making sure the portfolio you spent years building does not become a mess overnight. If you own real estate, run a business, have children, have a partner, or have debt, this episode is for you. To learn more about the Equity Builders Club and attend an upcoming event in Montreal, visit https://www.equitybuildersclub.com/events [https://www.equitybuildersclub.com/events] and use code ML5 for $5 off. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call [https://www.equitybuildersclub.com/book-a-discovery-call] You can also pick up a copy of Mindful Landlord on Amazon. https://terrieschauer.com/mindful-landlord/ [https://terrieschauer.com/mindful-landlord/] Sean Abramowicz Vice-President of Aria Financial Services Inc. https://www.ariafinancial.ca/ [https://www.ariafinancial.ca/] https://www.linkedin.com/in/spafinancialadvisor/ [https://www.linkedin.com/in/spafinancialadvisor/] Martin McCarthy Vice-President of Individual Insurance at Danmar Financial Group. Website danmarfg.com [http://danmarfg.com]https://www.linkedin.com/in/martin-mccarthy-fpl-clu-a5111aa/ [https://www.linkedin.com/in/martin-mccarthy-fpl-clu-a5111aa/] Hosted on Ausha. See ausha.co/privacy-policy [https://ausha.co/privacy-policy] for more information.

The July 1st Chaos Playbook: How to Handle 24-Hour Unit Turnovers in Montreal

Montreal's July 1st is unlike anything else in North America. In Quebec, thousands of leases end at the same time—and as a landlord, you’re expected to turn over units, manage logistics, and get new tenants in… often within 24 hours. In this episode, we break down how July 1st actually works on the ground: 1. When tenants really leave (and what the law vs reality looks like) 2. How transitions happen without leaving people stranded 3. How landlords clean, repair, and re-rent units in record time 4. Whether renovations during occupancy are realistic (and when they backfire) 5. The biggest mistakes that can cost you time, money, and tenants If you’re new to Quebec—or facing your first July turnover—this episode will save you from costly surprises and help you build a system that actually works. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call [https://www.equitybuildersclub.com/book-a-discovery-call] Hosted on Ausha. See ausha.co/privacy-policy [https://ausha.co/privacy-policy] for more information.

3 Things to STOP Doing If You Want to Grow Your Portfolio

Most real estate investors don’t stall because they lack knowledge, they stall because they hesitate at the wrong moments. In this episode, we break down the 3 biggest mistakes that stop investors from growing their portfolios: waiting for the perfect deal, trying to eliminate all risk, and attempting to time the market. These habits feel smart, but they quietly keep you stuck for years. If you’re serious about scaling, whether it’s your first property or your next multifamily, this episode will help you shift from overthinking to actually moving. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club: https://www.equitybuildersclub.com/book-a-discovery-call [https://www.equitybuildersclub.com/book-a-discovery-call] Hosted on Ausha. See ausha.co/privacy-policy [https://ausha.co/privacy-policy] for more information.

Capital Gap - The Real Reason Most Investors Never Buy Apartment Buildings

A lot of Canadian investors eventually learn the truth about multifamily financing: yes, apartment buildings can qualify based on their own income. But then they run into the next wall. The down payment. In markets like Montreal, it is not unusual to need $300,000 or more just to get into a decent multifamily deal. Even in smaller markets, investors may still need $150,000 to $200,000. That is where the conversation shifts from financing to capital raising. In this episode, we break down why so many investors get stuck trying to do everything alone, and why partnerships are often the real key to scaling in Canada. We cover joint ventures, equity partners, private investors, raising money from friends and family, and the different ways investors structure deals when they do not have enough cash to close on their own. We also talk about the risks of partnerships, what makes a good partner, how to divide responsibilities, and why trust, alignment, and clear agreements matter just as much as money. If you understand multifamily financing but still feel like the numbers are out of reach, this episode will help you see that the answer is often not “save for another ten years.” The answer is learning how to work with other people. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call [https://www.equitybuildersclub.com/book-a-discovery-call] Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events [https://www.equitybuildersclub.com/events] Use code ML5 for $5 off. You can also pick up a copy of Mindful Landlord on Amazon. https://terrieschauer.com/mindful-landlord/ [https://terrieschauer.com/mindful-landlord/] Hosted on Ausha. See ausha.co/privacy-policy [https://ausha.co/privacy-policy] for more information.