The Great 401(k) Podcast Debate

Peps—Hot or Not? Pros and Cons of Pooled Employer Plans with Pete Swisher and JD Carlson

Welcome to the Great 401(k) Podcast Debate, a series of point/counterpoint episodes involving controversial topics in the retirement plan space, and pooled employer plans [https://www.napa-net.org/news-info/daily-news/reader-radar-plurality-pep-perspectives] (PEP) are undoubtedly controversial. Are PEPs [https://www.napa-net.org/news-info/daily-news/transamerica-cetera-roll-out-new-group-retirement-plan-offering] living up to their promise? Are they lowering costs and increasing efficiencies for the smaller organizations that use them? And what’s the outlook for their adoption? We asked pro-PEP Group Plan Systems’ [https://www.groupplansystems.com/] Pete Swisher and Plan Design Consultants’ [https://www.plandesign.com/] JD Carlson, a PEP critic, to weigh in, and as expected, it got heated. Here’s what they had to say.