The Purposeful Investor

Ep 74. | Why a Booming WA Economy Still Leaves Families Anxious with Kristen Turnbull

Ask a question or send feedback [https://www.buzzsprout.com/2212843/fan_mail/new] Despite Western Australia's booming mining driven economy, new data reveals that most WA families are still anxious about money. In this episode, David Andrew and Aden Wilkins sit down with Kristen Turnbull, Director of CoreData Reasarch WA, to unpack the findings of the Voice of WA research report. This was a statewide survey of more than 1,000 Western Australians exploring their relationship with money, financial confidence, and outlook for retirement. ------ Follow Follow Kristen Turnbull: LinkedIn: https://www.linkedin.com/in/kristenturnbullcoredata/ [https://www.linkedin.com/in/kristenturnbullcoredata/] Follow David Andrew: LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ [https://capital-partners.com.au/team-members/david-andrew/ ] Follow Aden Wilkins: LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ [https://www.linkedin.com/in/aden-wilkins-40b006105/ ] Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ [https://capital-partners.com.au/team-members/aden-wilkins/ ] Follow Capital Partners on socials: Facebook: https://www.facebook.com/CapitalPartnersPWA/ [https://www.facebook.com/CapitalPartnersPWA/ ] LinkedIn: https://www.linkedin.com/company/capital-partners-3/ [https://www.linkedin.com/company/capital-partners-3/ ] Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ [https://www.instagram.com/capitalpartnersprivatewealth/ ] ------ Chapters: (0:00) Welcome and Wins of the Week (4:47) Introducing Kristen Turnbull and the Voice of WA Report (7:15) WA's Booming Economy So Why Are Families Still Anxious? (12:30) Financial Stress Hits Every Income Bracket (16:00) The Thin Veneer of Affluence (19:20) The Numbers That Prove Advice Makes a Difference (24:00) Choice Architects and Confirmation Bias (29:30) Why Even Financial Experts Take Advice (33:45) The Squeezed Middle and the Tax Reform Problem (39:40) Retirement Expectations vs Reality (44:30) The Advice Shortage Crisis and Information Overload (50:00) Health, Social Connection and WA Values ------ Recorded and produced by Podwave Studios https://podwavestudios.au/ [https://podwavestudios.au/] The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life! We draw on over 30 years of experience from David Andrew [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] and the Capital Partners team. For more information on Capital Partners' award winning team, visit capital-partners.com.au [https://aus01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fcapital-partners.com.au%2F&data=05%7C01%7Ctbrayne%40capital-partners.com.au%7Cedfde47506584d1df13d08dba2e648a3%7C3aa8e0ab8de64da0afaf2331379e9194%7C0%7C0%7C638282882204951385%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=g3v5D0pXfRpFo9Xg2ENToZq0C4kBM1zYsw%2BpmZF%2FApk%3D&reserved=0]. Have a question? Email us ask@capital-partners.com.au [ask@capital-partners.com.au]. This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.  Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ep. 73 | Why Small Stocks Beat the Magnificent Seven in 2026 with Apollo Lupescu

Ask a question or send feedback [https://www.buzzsprout.com/2212843/fan_mail/new] The market was down 4.3% in Q1 2026 and the headlines were bleak. But look under the hood and the story is completely different. In this episode of The Purposeful Investor, David Andrew and Aden Wilkins speak with Apollo Lupescu from Dimensional Fund Advisors to break down exactly what happened in financial markets in the first quarter of 2026, why the headlines don't tell the full story, and what smart investors should actually be doing about it. ------ Follow Apollo Lupescu: LinkedIn: https://www.linkedin.com/in/apollo-lupescu-78a3b87a [https://www.linkedin.com/in/apollo-lupescu-78a3b87a] Follow David Andrew: LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ [https://capital-partners.com.au/team-members/david-andrew/] Follow Aden Wilkins: LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ [https://www.linkedin.com/in/aden-wilkins-40b006105/] Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ [https://capital-partners.com.au/team-members/aden-wilkins/] Follow Capital Partners on socials: Facebook: https://www.facebook.com/CapitalPartnersPWA/ [https://www.facebook.com/CapitalPartnersPWA/] LinkedIn: https://www.linkedin.com/company/capital-partners-3/ [https://www.linkedin.com/company/capital-partners-3/] Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ [https://www.instagram.com/capitalpartnersprivatewealth/] ------ Chapters: (0:00) Introduction & Episode Preview (1:00) Apollo Lupescu Joins from California (1:50) Win of the Week (4:35) Q1 2026 Market Recap and What Actually Happened (8:30) The Magnificent Seven Dragged the Market Down (16:45) Factor Investing Explained: Value, Small Cap & Profitability (19:00) The Small Cap Value Case (24:00) The Odds Game. Value vs Growth Over Time (26:30) Australian Market Returns  (30:45) The Media's Role in Catastrophising Markets (38:45) Why Fear Is Hardwired Into Us and Kills Returns (41:00) IPO FOMO: SpaceX, Anthropic, Open AI and Why You Should Wait ------ Recorded and produced by Podwave Studios https://podwavestudios.au/ The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life! We draw on over 30 years of experience from David Andrew [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] and the Capital Partners team. For more information on Capital Partners' award winning team, visit capital-partners.com.au [https://aus01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fcapital-partners.com.au%2F&data=05%7C01%7Ctbrayne%40capital-partners.com.au%7Cedfde47506584d1df13d08dba2e648a3%7C3aa8e0ab8de64da0afaf2331379e9194%7C0%7C0%7C638282882204951385%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=g3v5D0pXfRpFo9Xg2ENToZq0C4kBM1zYsw%2BpmZF%2FApk%3D&reserved=0]. Have a question? Email us ask@capital-partners.com.au [ask@capital-partners.com.au]. This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.  Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ep. 72 | Are You One of the 60% Without a Proper Estate Plan? with Morgan Solomon

Ask a question or send feedback [https://www.buzzsprout.com/2212843/fan_mail/new] 60% of Australians are what one of the country's leading estate planning lawyers calls 'set up for a bit of a disaster.' No will. A will that's 10 years out of date. Or no idea if they even have one. In this episode of The Purposeful Investor, David Andrew and Aden Wilkins sit down with Morgan Solomon a founding director of Solomon Hollett Lawyers and 25 year succession law specialist. They unpack the A to Z of estate planning. This is one of the most important financial conversations any family can have, and most people keep putting it off. ------ Follow Morgan Solomon LinkedIn: https://www.linkedin.com/in/morgan-solomon-b13ab58/ [https://www.linkedin.com/in/morgan-solomon-b13ab58/] Follow David Andrew: LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ [https://capital-partners.com.au/team-members/david-andrew/ ] Follow Aden Wilkins: LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ [https://www.linkedin.com/in/aden-wilkins-40b006105/ ] Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ [https://capital-partners.com.au/team-members/aden-wilkins/ ] Follow Capital Partners on socials: Facebook: https://www.facebook.com/CapitalPartnersPWA/ [https://www.facebook.com/CapitalPartnersPWA/] LinkedIn: https://www.linkedin.com/company/capital-partners-3/ [https://www.linkedin.com/company/capital-partners-3/ ] Instagram: https://www.instagram.com/capitalpartnersprivatewealth/ [https://www.instagram.com/capitalpartnersprivatewealth/ ] ------ Chapters: (0:00) Introduction & Episode Preview (1:00) Welcome & Guest Introduction: Morgan Solomon (1:45) Win of the Week (4:35) Why Estate Planning Is Central to Financial Advice (7:50) What Makes a Good Estate Plan (11:00) The 60% of Australians at Risk (13:20) What Happens When You Die Without a Will (19:00) Why Post Office Wills and AI Wills Fail (26:30) The Executor Role Explained (38:30) Estate vs Non-Estate Assets: Super and Family Trusts (43:45) Superannuation and Binding Death Benefit Nominations (50:10) Testamentary Trusts: What They Are and Why You Need One ------ Recorded and produced by Podwave Studios https://podwavestudios.au/ [https://podwavestudios.au/] The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life! We draw on over 30 years of experience from David Andrew [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] and the Capital Partners team. For more information on Capital Partners' award winning team, visit capital-partners.com.au [https://aus01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fcapital-partners.com.au%2F&data=05%7C01%7Ctbrayne%40capital-partners.com.au%7Cedfde47506584d1df13d08dba2e648a3%7C3aa8e0ab8de64da0afaf2331379e9194%7C0%7C0%7C638282882204951385%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=g3v5D0pXfRpFo9Xg2ENToZq0C4kBM1zYsw%2BpmZF%2FApk%3D&reserved=0]. Have a question? Email us ask@capital-partners.com.au [ask@capital-partners.com.au]. This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.  Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ep. 71 | 4 Ways to Survive a Market Crash with Apollo Lupescu

Ask a question or send feedback [https://www.buzzsprout.com/2212843/fan_mail/new] War in the Middle East. Rising oil prices. Expensive markets. AI changing everything. With so much noise, what should investors actually do? In this episode of The Purposeful Investor, David Andrew and Aden Wilkins sit down with Apollo Lupescu from Dimensional Fund Advisors to answer the questions coming out of client meetings right now. Apollo has a gift for making the complex simple, and in this conversation he draws on decades of market data to explain why the right response to uncertainty is almost always the same and what history proves about staying the course. ------ Follow Apollo Lupescu:  LinkedIn: https://www.linkedin.com/in/apollo-lupescu-78a3b87a Follow David Andrew: LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ Capital Partners: https://capital-partners.com.au/team-members/david-andrew/  Follow Aden Wilkins: LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/  Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/  Follow Capital Partners on socials: Facebook: https://www.facebook.com/CapitalPartnersPWA/  LinkedIn: https://www.linkedin.com/company/capital-partners-3/  Instagram: https://www.instagram.com/capitalpartnersprivatewealth/  ------ Chapters: (0:00) Introduction & Episode Preview (1:00) Welcome & Guest Introduction: Apollo Lupescu (2:00) Win of the Week (5:00) Middle East Conflict and What It Means for Investors (7:00) How Markets Process Geopolitical Events (11:00) What World War II Teaches Us About Staying Invested (16:00) Why Timing the Market Requires Two Perfect Decisions (26:00) Building a Financial Plan That Survives the Bumps (31:00) The Danger of Averages and Bear Markets Explained (35:00) 4 Strategies to Shorten Your Recovery Time (43:00) Valuation Explained: Tesla, Toyota and the Magnificent Seven (52:00) Is It Different This Time? The Chess Board of Investing ------ Recorded and produced by Podwave Studios https://podwavestudios.au/ The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life! We draw on over 30 years of experience from David Andrew [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] and the Capital Partners team. For more information on Capital Partners' award winning team, visit capital-partners.com.au [https://aus01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fcapital-partners.com.au%2F&data=05%7C01%7Ctbrayne%40capital-partners.com.au%7Cedfde47506584d1df13d08dba2e648a3%7C3aa8e0ab8de64da0afaf2331379e9194%7C0%7C0%7C638282882204951385%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=g3v5D0pXfRpFo9Xg2ENToZq0C4kBM1zYsw%2BpmZF%2FApk%3D&reserved=0]. Have a question? Email us ask@capital-partners.com.au [ask@capital-partners.com.au]. This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.  Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ep. 70 | Why Smart Investors Are Rethinking Their Tax Structure

Ask a question or send feedback [https://www.buzzsprout.com/2212843/fan_mail/new] Is the government about to change capital gains tax, superannuation rules, and how trusts are taxed? In this episode of The Purposeful Investor, Capital Partners founder David Andrew and co-host Aden Wilkins unpack everything you need to know about Australia's proposed tax reforms and what they could mean for your wealth. Whether you invest in property, hold assets in a trust, or have money in super, understanding how the four main investment structures in Australia are taxed is one of the most important decisions you can make. As David explains, getting it wrong could cost you thousands of dollars over your lifetime. ------ Follow David Andrew: LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ [https://www.linkedin.com/in/davidandrewfamilywealthadviser/]Capital Partners: https://capital-partners.com.au/team-members/david-andrew/ [https://capital-partners.com.au/team-members/david-andrew/ ] Follow Aden Wilkins: LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/ [https://www.linkedin.com/in/aden-wilkins-40b006105/ ] Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/ [https://capital-partners.com.au/team-members/aden-wilkins/] Follow Capital Partners on socials: Facebook: https://www.facebook.com/CapitalPartnersPWA/ [https://www.facebook.com/CapitalPartnersPWA/ ] LinkedIn: https://www.linkedin.com/company/capital-partners-3/ [https://www.linkedin.com/company/capital-partners-3/] Instagram: https://www.instagram.com/capitalpartnersprivatewealth/  [https://www.instagram.com/capitalpartnersprivatewealth/ ] ------ Chapters: (0:00) Introduction & Episode Preview (1:00) Welcome to The Purposeful Investor (2:00) Win of the Week (4:00) Tax Reform: The Big Picture & Henry Tax Review (7:30) Capital Gains Tax Discount Explained (8:30) History of CGT Before the 2006 Howard-Costello Reforms (11:00) Government Spending, Demographics & the Tax Challenge (16:00) The 4 Investment Structures in Australia (19:30) Superannuation Deep Dive: Accumulation, Retirement & Division 296 (22:00) Trusts Explained: Asset Protection & Tax Planning (26:00) Companies as Long-Term Wealth Structures (30:30) What Tax Changes Are Coming? GST, Bracket Creep & Trusts ------ Recorded and produced by Podwave Studios [ https://podwavestudios.au/] The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life! We draw on over 30 years of experience from David Andrew [https://www.linkedin.com/in/davidandrewfamilywealthadviser/] and the Capital Partners team. For more information on Capital Partners' award winning team, visit capital-partners.com.au [https://aus01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fcapital-partners.com.au%2F&data=05%7C01%7Ctbrayne%40capital-partners.com.au%7Cedfde47506584d1df13d08dba2e648a3%7C3aa8e0ab8de64da0afaf2331379e9194%7C0%7C0%7C638282882204951385%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=g3v5D0pXfRpFo9Xg2ENToZq0C4kBM1zYsw%2BpmZF%2FApk%3D&reserved=0]. Have a question? Email us ask@capital-partners.com.au [ask@capital-partners.com.au]. This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.  Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.