Lytt til The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-18&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041825&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041825] While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday! Rachel Cruze & John Delony answer your questions and discuss: * ‘My parents are threatening to kick me out?’ * 'My girlfriend moved in but doesn't have a job’ * ‘I took my brother's job after he got fired.’ * ‘Why am I jealous of other people's income?' * ‘Living paycheck-to-paycheck making $300K’ * ‘I can't afford rent, what can I do?’ Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] 🛒 Get your copy of Build a Business You Love today [https://ter.li/pniejl] 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today [https://ter.li/zrukjd] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us/] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com/] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com/] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com/] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-17&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041725&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041725] Dave Ramsey and John Delony answer your questions and discuss: * "How do I teach an 18-year-old to budget when they are surrounded by wealth?" * "I was the beneficiary of a life insurance payout. My family is now telling me I have to share" * "How do I pay off an engagement ring that I bought with a credit card?" * "My wife consistently overdrafts her bank account. How do I deal with this?" * "Should I prioritize building my emergency fund over retirement savings and paying off my home?". Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] 💼 EntreLeadership Summit: The Best Leadership Conference of 2025 [https://ter.li/trs-summit2025] 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today [https://ter.li/zrukjd] 🛒 Get your copy of Build a Business You Love today [https://ter.li/pniejl] 🏘️ Find a Ramsey Trusted Real Estate Agent [https://ter.li/aqvr5f] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us/] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com/] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com/] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com/] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-16&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041625&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041625] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "A company wants to use my land for a solar farm. What questions should I be asking them?" * "Should we pay off my girlfriend's student loans or my mortgage first?" * "Is it necessary to at some point get a credit card? My mom says it is, but I want to think otherwise," * "I'm trying to follow the Baby Steps and it's not working. What am I doing wrong?" * "My wife feels like our budget is too restrictive. How do we figure out how much fun money to have?" * "I have a high income but a lot of debt. Should I pay off commercial debt or personal debt first?" Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today [https://ter.li/zrukjd] 🛒 Get your copy of Build a Business You Love today! [https://ter.li/pniejl] 💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us/] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com/] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com/] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com/] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-15&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041525&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041525] Dave Ramsey and George Kamel answer your questions and discuss: * "Should I settle with the creditor who sold my repossessed car?" * "How do I get out of my real estate investments?" * "When can we spend money on a vacation?" * "I'm 25 years old and $165,000 in debt," * "I'm 64 with no retirement and I owe the IRS $70k," * "Why do houses go up in value while cars go down?" Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  🛒 Get your copy of Build a Business You Love today [https://ter.li/pniejl] 💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today [https://ter.li/zrukjd] 💰 File your taxes with 100% accurate software that’s 20% of the price [https://ter.li/6cxb7w] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [http://broadcastdate=2025-04-14&navigationtype=episode&deep_link_value=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041425&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041425/] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "My niece is trying to block us from my mom's estate," * "How do we handle finances and kids in a second marriage?" * "Should I sell my truck?" * "My brother wants to borrow money from me," * "Can I pay off my mortgage?" Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today. [https://ter.li/zrukjd] 📖 Preorder Build a Business You Love today. [https://ter.li/pniejl] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us/] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com/] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com/] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com/] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]