The Retire Happy Podcast

4 Unique Risks To Retirement Income

Are you concerned about your retirement income? In this podcast, we will discuss the four unique risks that can affect your retirement income: sequence of return risk, longevity risk, tax risk, and expense risk. You will learn how to mitigate these risks and secure a stable financial future for your retirement years.   Links to resources mentioned in the video: Social Security Blogs: https://riverbendwealthmanagement.com/?s=Social+Security [https://riverbendwealthmanagement.com/?s=Social+Security] Sequence of return risk chart: https://riverbendwealthmanagement.com/a-not-so-well-known-danger-to-retirees-sequence-of-return-risk-finger-financial-five-145/ [https://riverbendwealthmanagement.com/a-not-so-well-known-danger-to-retirees-sequence-of-return-risk-finger-financial-five-145/]  https://themoneyadvantage.com/sequence-of-returns-risk-how-to-get-the-most-investment-income/ [https://themoneyadvantage.com/sequence-of-returns-risk-how-to-get-the-most-investment-income/]     Timestamps: ·       0:00 - Introduction ·       0:16 – Number 1: Sequence of return risk ·       2:16 – Number 2: Longevity risk ·       3:24 - Number 3: Tax risk ·       5:01 – Number 4: Expense risk ·       6:41 - Closing ·       7:16 - Disclosures     Get started today and book a FREE 15-minute meeting with a member of our team: https://calendly.com/all-riverbend-advisors/15-minute-phone-appointment-with-a-riverbend-advisor [https://calendly.com/all-riverbend-advisors/15-minute-phone-appointment-with-a-riverbend-advisor]   Email us today at Info@RiverbendWM.com [Info@RiverbendWM.com]   ---   For more resources and content, check us out below!  Website // https://riverbendwealthmanagement.com/ [https://riverbendwealthmanagement.com/] Podcast // https://retirehappy.libsyn.com [https://retirehappy.libsyn.com] Instagram // https://www.instagram.com/riverbendwealthmanagement/ [https://www.instagram.com/riverbendwealthmanagement/] Facebook // https://www.facebook.com/riverbendwealthmanagement/ [https://www.facebook.com/riverbendwealthmanagement/] LinkedIn // https://www.linkedin.com/company/81049101/admin/feed/posts/ [https://www.linkedin.com/company/81049101/admin/feed/posts/] Twitter // https://twitter.com/jeremy_finger [https://twitter.com/jeremy_finger]   Riverbend Wealth Management is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. References to Stratos predate the current registration of Riverbend Wealth Management as an investment adviser and should be disregarded. The firm has not compensated the guest on the podcast.  Information presented is believed to be current. It should not be viewed as personalized investment advice or as an offer to buy or sell any of the securities mentioned. All expressions of opinion reflect the judgment of the adviser the date of the broadcasts and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. All investment strategies have the potential for profit or loss. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. References to Stratos predate the current registration of Riverbend Wealth Management as of December 2024 as an investment adviser and should be disregarded.   -

Real Talk on Real Estate

Join real estate agent Greg Harrelson and Financial Advisor Jeremy Finger as they discuss everything from real estate commissions to new market trends, selling your home, and more! Gain insights from their conversation in this ever-changing market. Don't miss out on this informative and engaging conversation!   Links to resources mentioned in the video: Greg Harrelson’s Website: https://www.c21theharrelsongroup.com/greg-harrelson/ [https://www.c21theharrelsongroup.com/greg-harrelson/] Art Bartlett Award: https://www.prnewswire.com/news-releases/myrtle-beachs-own-century-21-the-harrelson-group-receives-brands-top-global-recognition-the-century-21-art-bartlett-2100-cup-301508808.html [https://www.prnewswire.com/news-releases/myrtle-beachs-own-century-21-the-harrelson-group-receives-brands-top-global-recognition-the-century-21-art-bartlett-2100-cup-301508808.html]     Timestamps: ·       0:00 - Introduction ·       01:39 - Real Estate commission and what has changed  ·       10:22 - Real live example of selling your home ·       16:02 – Solutions to real estate commissions ·       18:44 - Why do real estate agents think they will be out of a job? ·       25:42 – Housing Prices ·       30:27 – Housing Inventory ·       32:38 - Final Thoughts ·       37:37 - Closing     Get started today and book a FREE 15-minute meeting with a member of our team: https://calendly.com/all-riverbend-advisors/15-minute-phone-appointment-with-a-riverbend-advisor [https://calendly.com/all-riverbend-advisors/15-minute-phone-appointment-with-a-riverbend-advisor]     Email us today at Info@RiverbendWM.com [Info@RiverbendWM.com]   ---   Reach out to Greg Harlson today! Website // https://www.c21theharrelsongroup.com/greg-harrelson/ [https://www.c21theharrelsongroup.com/greg-harrelson/] Phone Number //843-457-7816 Email // GregHarrelson@Gmail.com   For more resources and content, check us out below!  Website // https://riverbendwealthmanagement.com/ [https://riverbendwealthmanagement.com/] Podcast // https://retirehappy.libsyn.com [https://retirehappy.libsyn.com] Instagram // https://www.instagram.com/riverbendwealthmanagement/ [https://www.instagram.com/riverbendwealthmanagement/] Facebook // https://www.facebook.com/riverbendwealthmanagement/ [https://www.facebook.com/riverbendwealthmanagement/] LinkedIn // https://www.linkedin.com/company/81049101/admin/feed/posts/ [https://www.linkedin.com/company/81049101/admin/feed/posts/] Twitter // https://twitter.com/jeremy_finger [https://twitter.com/jeremy_finger]   Riverbend Wealth Management is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. References to Stratos predate the current registration of Riverbend Wealth Management as an investment adviser and should be disregarded.   The firm has not compensated the guest on the podcast.   Information presented is believed to be current. It should not be viewed as personalized investment advice or as an offer to buy or sell any of the securities mentioned. All expressions of opinion reflect the judgment of the adviser the date of the broadcasts and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. All investment strategies have the potential for profit or loss. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. References to Stratos predate the current registration of Riverbend Wealth Management as of December 2024 as an investment adviser and should be disregarded.

What to Do After Losing a Loved One: 21 Steps from a Financial Advisor

Losing a loved one is never easy, and it can be overwhelming to know what steps to take next. In this video, a financial advisor shares 21 practical steps to help you navigate through the process after losing a loved one. From managing finances to dealing with communication, this podcast offers valuable advice for anyone going through this difficult time.   Additional Ressource Links: Riverbend’s Blogs on Social Security: https://riverbendwealthmanagement.com/?s=Social+security [https://riverbendwealthmanagement.com/?s=Social+security] Surviving Spouse Checklist: https://riverbendwealthmanagement.com/surviving-spouse-checklist-finger-financial-five-75/ [https://riverbendwealthmanagement.com/surviving-spouse-checklist-finger-financial-five-75/] Get started today and book a FREE 15-minute meeting with a member of our team: https://calendly.com/all-riverbend-advisors/15-minute-phone-appointment-with-a-riverbend-advisor [https://calendly.com/all-riverbend-advisors/15-minute-phone-appointment-with-a-riverbend-advisor]     Riverbend Wealth Management is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. References to Stratos predate the current registration of Riverbend Wealth Management as an investment adviser and should be disregarded. The firm has not compensated the guest on the podcast.  Information presented is believed to be current. It should not be viewed as personalized investment advice or as an offer to buy or sell any of the securities mentioned. All expressions of opinion reflect the judgment of the adviser the date of the broadcasts and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. All investment strategies have the potential for profit or loss. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. References to Stratos predate the current registration of Riverbend Wealth Management as of December 2024 as an investment adviser and should be disregarded.

Brewed Insights: A Coffee with Riverbend Chat

Pull up a chair and pour yourself a fresh cup of coffee! You're about to join an enlightening conversation that's brewed to perfection, featuring a blend of market insights, personal finance strategies, and estate planning wisdom. Coffee with Riverbend is where your financial curiosities meet correct answers in a friendly, engaging atmosphere. 📊 What's on the Menu? In this episode, we're diving deep into topics that touch the core of our financial well-being and future security: * Rate Cuts: Travis Smythe untangles the complex interplay between Federal decisions, market expectations, and what it means for your investments. * Inflation Trends: Discover whether inflation is cooling off or persisting, and how this impacts your purchasing power and savings. * Asset Protection in SC: Tripp Wiles shares his legal expertise on safeguarding your assets, highlighting the nuances of South Carolina laws. * Estate Planning Insights: Learn about common pitfalls in estate planning and proactive steps to avoid them, ensuring your legacy is secured. * Looking Ahead: Get ahead of upcoming changes in law and finance, preparing yourself and your estate for the future.   📢 Meet Our Speakers: Travis Smythe, CFA®, CIPM Portfolio Manager & Committee Member 📧 Email: tsmythe@stratosinvestmentmanagement.com [tsmythe@stratosinvestmentmanagement.com] 📞 Phone: (440) 505-5702   Tripp Wiles Attorney and Counselor at Law, Chief Executive Officer at Wiles Law  📧 Email: tripp@wileslawfirm.com [tripp@wileslawfirm.com] 📞 Phone: 843-718-0232   📢 Meet The Host: Jeremy Finger Founder and CEO of Riverbend Wealth Management  📧 Email: jeremy@riverbendwm.com [jeremy@riverbendwm.com] 📞 Phone: 843-970-1049   Riverbend Wealth Management is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. References to Stratos predate the current registration of Riverbend Wealth Management as an investment adviser and should be disregarded. The firm has not compensated the guest on the podcast.  Information presented is believed to be current. It should not be viewed as personalized investment advice or as an offer to buy or sell any of the securities mentioned. All expressions of opinion reflect the judgment of the adviser the date of the broadcasts and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. All investment strategies have the potential for profit or loss. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. References to Stratos predate the current registration of Riverbend Wealth Management as of December 2024 as an investment adviser and should be disregarded.

24 Inspiring Quotes From Charlie Munger (Ep. 24)

We all know about Warren Buffett's incredible success in investing, but have you heard of Charlie Munger?    He's been a major force behind the success of Berkshire Hathaway, and we've got some of his most inspiring quotes to share.    In this episode, Jeremy Finger, CFP® shares 24 inspiring quotes from the book Poor Charlie's Almanack, written by Charlie Munger. Listen in as Jeremy talks about the importance of avoiding impulsive investment decisions and being open to learning new things.   Gain insight into:   * The importance of waiting and avoiding impulsive investment decisions * Why you should avoid being a "know-it-all" * The importance of living within your means  * Why people should be cautious when considering investment opportunities * The dangers of envy, resentment, and self-pity, and emphasizes the importance of taking responsibility for your actions to move forward in a positive way * And more!   Resources   * Retire Happy Podcast Ep. 23: Saving for Retirement, Part 2: After You Plan * Poor Charlie's Almanack: The Wit and Wisdom of Charles T. Munger [https://www.amazon.ca/Poor-Charlies-Almanack-Expanded-Hardcover/dp/1578645018]   Connect with Riverbend Wealth Management:   * Riverbend Wealth Management [https://riverbendwealthmanagement.com/] * 15 Minute Phone Appointment [https://calendly.com/riverbendadvisors/15-minute-phone-appointment?month=2022-03] * LinkedIn: Jeremy Finger [https://www.linkedin.com/in/ACoAAAWDvAABX-3xBFhHrskELrfbtP2sUKge1_4/] * Facebook: Jeremy Finger Riverbend Wealth Management [https://www.facebook.com/riverbendwealthmanagement] * Twitter: Jeremy Finger [https://twitter.com/jeremy_finger]   Riverbend Wealth Management is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. References to Stratos predate the current registration of Riverbend Wealth Management as an investment adviser and should be disregarded. The firm has not compensated the guest on the podcast.  Information presented is believed to be current. It should not be viewed as personalized investment advice or as an offer to buy or sell any of the securities mentioned. All expressions of opinion reflect the judgment of the adviser the date of the broadcasts and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. All investment strategies have the potential for profit or loss. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. References to Stratos predate the current registration of Riverbend Wealth Management as of December 2024 as an investment adviser and should be disregarded.