Höre The Secure Retirement Method Podcast

Retirement is not without its challenges... What are the key financial risks and how can you safeguard your future? In this episode, hosts April Schoen and John Curry unravel the top five financial risks in retirement, and share insights on how to effectively manage and reduce them for a secure future. You’ll discover: * The surprising impact longevity can have on your financial security. * Why traditional financial planning may not be enough for your retirement. * How market volatility could be a hidden danger in your golden years. * The role of taxes in your retirement income and how to plan wisely. * Essential questions to ask yourself as you prepare for retirement.

Retirement is a time for relaxation and enjoyment, but what happens when life's unexpected events disrupt your plans? In this episode, April Schoen guides you through crucial strategies to financially prepare for unexpected retirement events. In this episode, you’ll discover: * The real-life impact of health-related surprises and how to plan for them. * Why diversifying income sources is essential for retirement stability. * How to leverage whole life insurance for financial flexibility. * Strategies to handle family and life changes without derailing your financial plans. * The importance of estate planning in securing your financial future.

Taxes might be daunting, but mastering them can mean thousands more for your golden years! In this essential episode, April Schoen dives deep into tax strategies specifically designed for Florida Retirement System (FRS) members. Discover how expert tax planning could unlock more wealth and flexibility than you ever imagined for your retirement. You’ll discover: * Why tax planning is the key to more after-tax income in your retirement. * How different types of accounts—tax-deferred, taxable, and tax-free—impact your taxes. * Real-life case studies showing the transformative power of Roth conversions. * The surprising impact of Medicare premiums and how your income influences them. * Secrets to leveraging cash value life insurance for tax-free withdrawals and loans.

In this episode, April Schoen dives deep into the secrets of setting meaningful financial goals for the new year to guide you towards a secure and prosperous 2025. In this episode, you’ll discover… * The pivotal role of the SMART framework in financial planning * Unique strategies for building a robust emergency fund * Methods to maximize your retirement contributions effectively * Insights into tackling high-interest debt with precision * Practical tips for creating a balanced investment portfolio

How can a simple program supercharge your retirement income strategy? In this episode, April Schoen breaks down the intricacies of DROP, The Deferred Retirement Option Program, and its latest updates impacting your financial future. In this episode, you’ll discover… * The enticing benefits that make the DROP program a game-changer. * Key eligibility changes in 2023 that could affect your retirement timeline. * Various pension options within DROP and how they cater to different retirement goals. * The significant pros and cons that you'll need to weigh before opting for DROP. * Strategic ways to manage your DROP payout to maximize retirement benefits and minimize taxes.