Mind Money Balance

What even is a recession, and how can we prepare for one without spiraling? As a certified “Millennial who survived the Great Recession” and a financial therapist, I’ve got you. In this episode, I explain what a recession is (beyond just bad vibes), how they work, and how to take care of your emotional and financial well-being when the economy slows down. Chapters 0:00 Recession 1:43 What is a Recession? 5:45 How to NOT Prepare for a Recession 15:07 Mental Health Tips 20:55 Financial Tips 💌 JOIN THE FREE WEEKLY MIND MONEY BALANCE NEWSLETTER https://www.mindmoneybalance.com/newsletter

Want to boycott but not sure how? You don’t have to go all-in to make a difference. This boycott guide covers what a boycott is, how to participate, ways to effect change beyond a full boycott, and how to protect yourself from boycott burnout. Corresponding blog: https://www.mindmoneybalance.com/blogandvideos/boycott-guide-vote-with-your-dollars Resources referenced: News Clips https://youtu.be/rnQQ7TGobb4?si=rOT8s4sUzwbGFBfU&t=25 [https://youtu.be/rnQQ7TGobb4?si=rOT8s4sUzwbGFBfU&t=25]  https://youtu.be/3rQcozbaWsg?si=_a1Eu1nFupnw8Fnb&t=118 [https://youtu.be/3rQcozbaWsg?si=_a1Eu1nFupnw8Fnb&t=118] https://www.youtube.com/watch?v=4P1yG2VPLVg [https://www.youtube.com/watch?v=4P1yG2VPLVg]  Sugar Boycott https://www.bbc.co.uk/history/british/abolition/abolition_tools_gallery_07.shtml [https://www.bbc.co.uk/history/british/abolition/abolition_tools_gallery_07.shtml]  Buy Canada Movement Toronto Sun https://torontosun.com/news/national/many-canadians-willing-to-ditch-u-s-travel-and-alcohol-but-not-streaming-services  https://www.youtube.com/watch?v=Sdb9gLnkpXY   Target Backlash https://www.axios.com/2025/02/18/dei-consumers-shopping-politics-poll  https://www.cnn.com/2025/02/19/business/target-dei-boycott/index.html  https://www.cbsnews.com/minnesota/news/target-cofounder-daughters-dei-efforts-concerns/  Maurice Mitchell, “It’s a Relay Race,” on the Vibe Check Podcast https://podcasts.apple.com/us/podcast/its-a-relay-race-featuring-maurice-mitchell/id1637476174?i=1000684645813

What New Year resolutions did you set at the beginning of the year? If improving your financial health was on your list, you’re in good company. “Improving financial health” was the second most common resolution for 2024, right behind physical health. But most resolutions don’t make it past February. And by “don’t make it,” I mean they quietly fade into the background as life takes over. Sound familiar? You’re not alone. Only about 6% of people stick with their resolutions all year. As a financial therapist, I see this all the time—money goals aren’t just about numbers, they’re about behavior, emotions, and habits. That’s why rigid financial advice often fails and why tailored and sustainable shifts are the key to long-term success. In this episode, I’m breaking down the three most common financial resolutions—paying down debt, spending less, and saving more—and giving you real, practical ways to make them work for you.

I've rounded up the top 10 moments that the Mind Money Balance audience loved! YouTube insights revealed my channel's most-watched and re-watched segments, which I'll share here. I love this round-up because it shows me exactly what my dear listeners enjoy the most. This year, the top moments ranged from definitions to actionable tips, but the overarching theme, in my opinion, was VALIDATION—the moments that helped you realize you're not alone in your experiences.  Tune in for this best-of round-up and take a guess: what do you think the top moment in 2024 was? Get the weekly Mind Money Balance newsletter so you can enjoy life, not track every penny. https://www.mindmoneybalance.com/newsletter [https://www.mindmoneybalance.com/newsletter] Financial Archetype Quiz https://www.mindmoneybalance.com/quiz [https://www.mindmoneybalance.com/quiz]

Most Americans are carrying credit card debt, especially younger folks, like those in Gen Z, the Millennial Generation, and Gen X. In this episode, I’ll break down the three most common credit card traps and share actionable tips to help you avoid them. From overspending to falling for scams, I’ll teach you how to spot these pitfalls and protect your financial health. If you’ve ever felt stuck in credit card debt, this episode is for you! Get the weekly Mind Money Balance newsletter so you can enjoy life, not track every penny. https://www.mindmoneybalance.com/newsletter [https://www.mindmoneybalance.com/newsletter] Financial Archetype Quiz https://www.mindmoneybalance.com/quiz [https://www.mindmoneybalance.com/quiz]