Peso Pub Podcast

After discussing the Buy Term Invest the Difference system a couple of episodes ago, we dive into its counterpart which is the VUL (Variable Universal Life/Variable Unit-Linked). In this episode we get into some of the most common questions surrounding the VUL product and also provide some insights on who is best suited for this type of product. Again, there is really no one size fits all solution and we should stop going into the BTID versus VUL "debate" as we see both are viable system/product. It is just a matter of a person's preference of which of these two they feel is best for their needs. Join us weekly in our Peso Pub "kwentuhan" about personal finance, careers, investments and insurance through the following platforms: Spotify: https://spoti.fi/3v2gRpK [https://spoti.fi/3v2gRpK] Apple Podcast: https://apple.co/3sQ7APq [https://apple.co/3sQ7APq] Follow us through our social media accounts: Peso Pub FB Page: https://www.facebook.com/pesopub [https://www.facebook.com/pesopub] Argel - Facebook: fb.com/argeltiburcio [http://fb.com/argeltiburcio] - YouTube: argeltiburcio.com/youtube [http://argeltiburcio.com/youtube?fbclid=IwAR1sE5fPcppb5n1D5L9Chm3FugHRc9hK2sKKx84_uGQbQZm28BqpG9kywCM] - Instagram: instagram.com/argeltiburcio [http://instagram.com/argeltiburcio?fbclid=IwAR1x0HBEButmkVq251ROqnZKbWHGzvgeKsH_rb4kP8m_dRy4O7kQw0684Yo] - Website: www.argeltiburcio.com [http://www.argeltiburcio.com/?fbclid=IwAR3XLuzI_6qX9siEZ0K6XQLBHUJPpUjWlE4sGHEssJPm9O3ycDkQi8VPUug] JJT - Facebook: https://www.facebook.com/JJTPremierFinancials [https://www.facebook.com/JJTPremierFinancials]

Dying a slow death. That is what I call a situation where we get critically ill and not being able to afford treatment. It is actually one of my biggest fear. The idea of seeing my family suffer financially and sacrifice their future is just something I don't want to happen. In this episode, we were joined by Argel's better half, Maj (who is a doctor), as we talk about the high cost of health care and the importance of getting yourself insured or financially protected against illnesses. How much does it cost to get cancer treatment? How about getting confined because of COVID? Join us weekly in our Peso Pub "kwentuhan" about personal finance, careers, investments and insurance through the following platforms: Spotify: https://spoti.fi/3v2gRpK [https://spoti.fi/3v2gRpK] Apple Podcast: https://apple.co/3sQ7APq [https://apple.co/3sQ7APq] Follow us through our social media accounts: Peso Pub FB Page: https://www.facebook.com/pesopub [https://www.facebook.com/pesopub] Argel - Facebook: fb.com/argeltiburcio [http://fb.com/argeltiburcio] - YouTube: argeltiburcio.com/youtube [http://argeltiburcio.com/youtube?fbclid=IwAR1sE5fPcppb5n1D5L9Chm3FugHRc9hK2sKKx84_uGQbQZm28BqpG9kywCM] - Instagram: instagram.com/argeltiburcio [http://instagram.com/argeltiburcio?fbclid=IwAR1x0HBEButmkVq251ROqnZKbWHGzvgeKsH_rb4kP8m_dRy4O7kQw0684Yo] - Website: www.argeltiburcio.com [http://www.argeltiburcio.com/?fbclid=IwAR3XLuzI_6qX9siEZ0K6XQLBHUJPpUjWlE4sGHEssJPm9O3ycDkQi8VPUug] JJT - Facebook: https://www.facebook.com/JJTPremierFinancials [https://www.facebook.com/JJTPremierFinancials]

One of the more controversial topics in personal finance is the BTID vs. VUL debate. Which one is better? In this episode we dissect the BTID system and how it can work to your advantage or to your disadvantage. We'll do this without pulling down the VUL product since both will definitely have pros and cons depending on your preference. We discuss what is BTID, who is this suited for, what to consider when using this system and how to maybe use this system based on our personal preferences. The only reason why this debate has always been controversial is because believers of the BTID system feels that theirs is the only system that's effective and there is this need to be right in this debate. The same goes for VUL believers. For us, there is not one system that is perfect - we just have to find what's the right system for ourselves without envying what others are doing. Hopefully, this episode helps. Join us weekly in our Peso Pub "kwentuhan" about personal finance, careers, investments and insurance through the following platforms: Spotify: https://spoti.fi/3v2gRpK [https://spoti.fi/3v2gRpK] Apple Podcast: https://apple.co/3sQ7APq [https://apple.co/3sQ7APq] Follow us through our social media accounts: Peso Pub FB Page: https://www.facebook.com/pesopub [https://www.facebook.com/pesopub] Argel - Facebook: fb.com/argeltiburcio [http://fb.com/argeltiburcio] - YouTube: argeltiburcio.com/youtube [http://argeltiburcio.com/youtube?fbclid=IwAR1sE5fPcppb5n1D5L9Chm3FugHRc9hK2sKKx84_uGQbQZm28BqpG9kywCM] - Instagram: instagram.com/argeltiburcio [http://instagram.com/argeltiburcio?fbclid=IwAR1x0HBEButmkVq251ROqnZKbWHGzvgeKsH_rb4kP8m_dRy4O7kQw0684Yo] - Website: www.argeltiburcio.com [http://www.argeltiburcio.com/?fbclid=IwAR3XLuzI_6qX9siEZ0K6XQLBHUJPpUjWlE4sGHEssJPm9O3ycDkQi8VPUug] JJT - Facebook: https://www.facebook.com/JJTPremierFinancials [https://www.facebook.com/JJTPremierFinancials]

In this episode of the Peso Pub we invited fellow financial advisor and former OFW (seaman), Gerald Andagan, to share his experiences as an overseas Filipino worker and also some experiences from his OFW clients. We discussed the struggles of OFWs when it comes to saving or when it comes to having a balanced asset allocation. Learned a lot in this discussion. Join us weekly in our Peso Pub "kwentuhan" about personal finance, careers, investments and insurance through the following platforms: Spotify: https://spoti.fi/3v2gRpK [https://spoti.fi/3v2gRpK] Apple Podcast: https://apple.co/3sQ7APq [https://apple.co/3sQ7APq] Follow us through our social media accounts: Peso Pub FB Page: https://www.facebook.com/pesopub [https://www.facebook.com/pesopub] Argel - Facebook: fb.com/argeltiburcio [http://fb.com/argeltiburcio] - YouTube: argeltiburcio.com/youtube [http://argeltiburcio.com/youtube?fbclid=IwAR1sE5fPcppb5n1D5L9Chm3FugHRc9hK2sKKx84_uGQbQZm28BqpG9kywCM] - Instagram: instagram.com/argeltiburcio [http://instagram.com/argeltiburcio?fbclid=IwAR1x0HBEButmkVq251ROqnZKbWHGzvgeKsH_rb4kP8m_dRy4O7kQw0684Yo] - Website: www.argeltiburcio.com [http://www.argeltiburcio.com/?fbclid=IwAR3XLuzI_6qX9siEZ0K6XQLBHUJPpUjWlE4sGHEssJPm9O3ycDkQi8VPUug] JJT - Facebook: https://www.facebook.com/JJTPremierFinancials [https://www.facebook.com/JJTPremierFinancials]

Have you heard of Digital Banking? Did you know that digital banks give slightly better interest rates than savings account in commercial banks? In this episode we talk about the different benefits of digital banking and some disadvantages it may have as well. Join us weekly in our Peso Pub "kwentuhan" about personal finance, careers, investments and insurance through the following platforms: Spotify: https://spoti.fi/3v2gRpK [https://spoti.fi/3v2gRpK] Apple Podcast: https://apple.co/3sQ7APq [https://apple.co/3sQ7APq] Follow us through our social media accounts: Peso Pub FB Page: https://www.facebook.com/pesopub [https://www.facebook.com/pesopub] Argel - Facebook: fb.com/argeltiburcio [http://fb.com/argeltiburcio] - YouTube: argeltiburcio.com/youtube [http://argeltiburcio.com/youtube?fbclid=IwAR1sE5fPcppb5n1D5L9Chm3FugHRc9hK2sKKx84_uGQbQZm28BqpG9kywCM] - Instagram: instagram.com/argeltiburcio [http://instagram.com/argeltiburcio?fbclid=IwAR1x0HBEButmkVq251ROqnZKbWHGzvgeKsH_rb4kP8m_dRy4O7kQw0684Yo] - Website: www.argeltiburcio.com [http://www.argeltiburcio.com/?fbclid=IwAR3XLuzI_6qX9siEZ0K6XQLBHUJPpUjWlE4sGHEssJPm9O3ycDkQi8VPUug] JJT - Facebook: https://www.facebook.com/JJTPremierFinancials [https://www.facebook.com/JJTPremierFinancials]