The Minority Mindset Show

The Investing Playbook I Wish I Knew 15 Years Ago

“Wealthy people have an investing playbook: a system that works whether markets boom, crash, or move sideways.” Jaspreet breaks down the 5-step playbook he wishes he had on Day 1: how to fund your investments automatically, choose between cash flow vs. growth, pick a strategy (passive, outsourced, or active), design a real portfolio across asset classes, and set a smart selling + tax plan. Less guessing, more compounding. What You’ll Learn * The money-flow system: 75/15/10 (or 50/30/20 if you’re going aggressive) + 3 separate bank accounts * Cash Flow vs. Growth: how to pick, and why starting with one matters * Strategy tiers: Passive (ABB: Always Be Buying), Outsourced (AUM & fees), Active (research-first) * Portfolio design beyond stocks: business, real estate, stocks, speculative (startups/crypto), gold * Selling & taxes: when to trim, 1.5% AUM math, and why real estate’s 1031 exchange can defer taxes Chapters 00:00 Hook: The playbook the wealthy use 01:02 Step 1 — Get the money to invest (75/15/10, 3 accounts, automation) 05:28 Step 2 — Define your goal: cash flow vs. growth 09:10 Step 3 — Choose a strategy: Passive, Outsourced, or Active 15:22 Step 4 — Build the portfolio (asset classes & real diversification) 21:05 Step 5 — Selling rules, fees, and taxes (1031s, capitals gains) 25:40 Putting it together: the playbook in one page Keywords: investing playbook, how to start investing 2025, cash flow vs growth investing, ABB always be buying, 75/15/10 rule, investing strategy passive vs active, diversify beyond stocks, real estate investing basics, AUM fees explained, 1031 exchange basics, Minority Mindset #investing #personalfinance #wealthbuilding #stockmarket #realestate #MinorityMindset #financialeducation Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT [https://link.briefs.co/3JJ8LOT] Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 [https://theminoritymindset.com/m1] ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius [https://theminoritymindset.com/policygenius] ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise [https://theminoritymindset.com/fundrise] ----------

You’ve Been Lied To About Building Wealth

“The money game has changed, but most people are playing like it’s still 1995.” School told you to study hard, get a good job, save a little, and you’ll retire rich. Reality check: underemployment is rampant, AI is reshaping jobs, savings lose to inflation, and Social Security is strained. In this episode, Jaspreet breaks down how the system actually works, and how to use it to your advantage. What You’ll Learn * The 3 rules of money: 1. Money flows to owners/investors 2. Inflation benefits owners, not spenders 3. The tax code rewards investors over W-2 income * Why “be a business owner” can mean buying the business (owning shares), not starting one * The 75/15/10 system to automate spending, investing, and saving (with 3 bank accounts) * How to use banks, corporations, and the tax code for you (not against you) * Why downturns (2000, 2008, 2020, 2022) create buying opportunities for prepared investors Chapters 00:00 Hook: You’ve been lied to 01:08 Why the old playbook fails (jobs, AI, inflation, Social Security) 04:20 Who really profits: consumers vs. businesses vs. investors 07:12 Rule #1: Money flows to owners 09:10 Rule #2: Inflation’s hidden transfer of wealth 11:45 Rule #3: Taxes—W-2 vs. investor income 14:20 “Be a business owner” by buying pieces of great companies 17:05 The 75/15/10 plan + 3 accounts automation 21:00 Smart saving (emergency/big purchases) vs. investing 24:10 Avoid desperation traps & get-rich-quick pitches 27:30 Using downturns to your advantage 30:00 Action plan & next steps Keywords: building wealth 2025, new rules of money, why the rich get richer, investor vs employee taxes, inflation explained for investors, become a business owner by buying stocks, 75/15/10 rule, automate investing three bank accounts, Minority Mindset wealth, Social Security retirement crisis, how to start investing, downturn buying opportunities #investing #personalfinance #wealthbuilding #inflation #taxes #stockmarket #MinorityMindset #financialeducation Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT [https://link.briefs.co/3JJ8LOT] Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 [https://theminoritymindset.com/m1] ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius [https://theminoritymindset.com/policygenius] ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise [https://theminoritymindset.com/fundrise] ----------

7 Money Rules The System Doesn’t Want You To Know

“You were trained to be an employee in a world where investors get rich.” Ever wonder why the rich keep getting richer while everyone else stays stuck? Jaspreet reveals the seven money rules the wealthy know and the system doesn’t want you to learn. From how your 9-to-5 secretly makes your boss’s investors rich, to why your credit score isn’t your wealth score, this episode breaks down the hidden financial traps keeping most people broke, and how to flip them in your favor. What You’ll Learn: * Why employees work for salaries but investors work for profits * How your banker profits off your “dream” house or car * The truth about credit scores (and why they’re not wealth indicators) * Why “looking rich” keeps you broke * The only rule that matters: spend in line with what you actually value Listen to learn the real rules of money and how to play the game the way the rich do. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT [https://link.briefs.co/3JJ8LOT] Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 [https://theminoritymindset.com/m1] ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius [https://theminoritymindset.com/policygenius] ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise [https://theminoritymindset.com/fundrise] ----------

How To Build Wealth Faster Than 99% of People (In Just 3 Months)

Most people stay stuck in the 99%...saving a little, investing late, and letting emotions wreck returns. In this episode, Jaspreet breaks down a 3-month plan to compound faster using TRM (Time, Return, Money), the ABB rule (Always Be Buying), and a 5-step system you can actually run. You’ll learn when to invest (and when to wait), how to get market returns without stock-picking, and how to push for slightly better returns (13% vs. 10%) without going full-degen, plus the trade-offs of tech-heavy funds and volatility. What You’ll Learn * TRM: why “Return” is your biggest lever now * ABB: a dead-simple way to capture market performance * How to use VTI/SPY/VO for broad exposure (examples, not advice) * When to consider QQQ/Nasdaq-100 style exposure and the volatility catch * The 5-step, 3-month sprint: foundation → system → goals → fuel → you Timestamps 00:00 Why 99% stay stuck 01:05 TRM: Time • Return • Money 03:05 Level 1→4 returns (1%, 5%, 10%, 13% examples) 06:18 Market returns the simple way (ABB + index funds) 10:12 Doing slightly better than the market (research & shifts) 13:55 Tech tilt & Nasdaq-100: returns vs. volatility 17:30 The 5-step, 3-month plan 22:40 Income vs. growth (dividends, real estate, taxes) 26:25 Sacrifice + fuel: earning more vs. cutting back 28:40 Compounding your skill set (invest in you) 30:10 Final checklist & next steps. Keywords: build wealth fast, 3 month wealth plan, TRM time return money, ABB always be buying, VTI vs SPY vs VO, QQQ Nasdaq 100 volatility, dividend vs growth investing, passive investing for beginners, pay off credit cards before investing, 75 15 10 rule, automate savings and investing, market briefs newsletter, how to beat the market, compound interest strategy, financial freedom plan #investing #personalfinance #stockmarket #compoundinterest #financialfreedom #wealthbuilding #ETF #indexfunds #dividends #MarketBriefs Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT [https://link.briefs.co/3JJ8LOT] Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 [https://theminoritymindset.com/m1] ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius [https://theminoritymindset.com/policygenius] ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise [https://theminoritymindset.com/fundrise] ----------

The 7 Biggest Wealth Killers in the Stock Market

“If you’re chasing what’s hot, you’re already late.” Most people don’t lose money in the stock market because they picked the wrong stock. They lose because they picked the wrong habits. In this episode, Jaspreet breaks down the seven biggest mistakes that silently kill your wealth, from chasing hype stocks to ignoring tiny fees that quietly eat your millions. He explains how to think like a real investor, not a gambler, and how small mindset shifts can completely change your long-term returns. What You’ll Learn: * Why a high dividend doesn’t always mean a good investment * How to spot when you’re following headlines instead of research * The simple math that proves paying off debt beats investing too early * Why you should never invest more than you can afford to lose * How to flip market crashes into million-dollar opportunities * The power of long-term investing over constant stock checking * How small management fees can quietly rob you of millions Listen if you’ve ever thought: “I just need to find the next hot stock.” Because Jaspreet will show you why the smartest investors get rich by being early, patient, and boring. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT [https://link.briefs.co/3JJ8LOT] Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 [https://theminoritymindset.com/m1] ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius [https://theminoritymindset.com/policygenius] ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise [https://theminoritymindset.com/fundrise] ----------