Uncensored Direct Marketing

Stripe has officially applied for a Money Transmitter (MALPB) license in Georgia. It's a move that will change what we know about Stripe in payment processing...at least in the U.S. But what does this really mean for your business? In this episode, I, Maria Sparagis, payment processing expert and founder of Direct Payment, break down the real implications of Stripe becoming its own payment processor. From bypassing big banks like Wells Fargo and Barclays to potential changes in who Stripe approves (or rejects). These are the questions many aren’t asking: Is this truly good news for online merchants, or just a power and profit play? 🔍 What you'll learn: - What Stripe’s MALPB license means and why it matters - Why Stripe isn’t actually a payment processor (yet) - The truth about Stripe’s approval process - How this could impact high-risk and online businesses - What to watch for in Stripe’s terms & conditions going forward - Why legacy banks might be forced to innovate now ⚠️ Heads-up: this might not be the win for merchants you were hoping for. 📩 Have questions about payment processing or need a backup for Stripe? Reach out to me and my team at Direct Payment. maria@directpaynet.com 📋 Or apply directly at directpaynet.com/contact-us/ 👍 Like, 💬 Comment, and 🔔 Subscribe for more insights on payment processing, tech trends, and business growth strategies. 0:00 Intro 0:36 Isn’t Stripe a Payment Processor? 1:39 You Won’t Benefit from the Charter 6:04 Stripe Changes 7:16 Competition Increases 8:33 Outro #Stripe #FintechNews #PaymentProcessing #BusinessTips #Ecommerce #StripeLicense #MALPB #MerchantAccount #SmallBusinessTips #MariaAsparagus

Your mobile checkout page NEEDS to be optimized. Mobile is rocketing past desktop for sales, which means more people are tapping around on your mobile site than ever before. If you've left your mobile checkout page unchecked, you're LOSING MONEY. In this video, I'm covering 9 ways you can optimize your mobile checkout to secure sales and bump your bottom line. Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us 0:00 Intro 1:08 Mobile Checkout Stats 2:10 #1 3:05 #2 3:43 #3 4:28 #4 5:30 Desktop vs Mobile 8:50 5 Optimizations 15:30 Outro

Stripe Radar is the built-in fraud tool Stripe offers directly through the dashboard. But if you leave this tool unconfigured, you'll either block valid payments or accept fraudulent ones. So here's how you can tweak Stripe Radar to fit your business better and convert more sales, no matter what region you're in. Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us 0:00 Intro 1:15 Stripe Radar Flags 4:41 Business Impact 5:53 How It Works 11:46 Configuring Stripe Radar 20:48 Outro

Monthly subscriptions are a more sustainable choice for businesses. Not only do customers like them more for various reasons like lower price points, but they help lower your risk profile. Lifetime access sounds appealing—having accessing for an entire lifetime. But that is also the catch. You have to support that product for a lifetime, and if you don't then those customers will win a chargeback suit against you. If you're still interested in selling lifetime access, I've got a few tips for you in the video. Watch until the end, and don't forget to like and subscribe if you found value in this content! Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us 0:00 Intro 0:58 Lifetime of Chargebacks 2:43 Lifetime, Yearly, Monthly 4:05 Say NO to Lifetime 8:10 Maximize Conversions 10:22 Outro

What to do when Square closes your account and you can't accept payments. Just like with Stripe or PayPal or Shopify Payments, Square is keen on shutting down any account that has the slightest tinge of risk. If this happens to you, immediately open a backup account—but don't stop there. That acount is just for 10% of your transactions and to tide you over while you open a real merchant account. Don't fall into the Square payments trap. If it's too easy to sign up and too good to be true, then run. Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us 0:00 Intro 0:46 Why Square Shut You Down 4:01 Next Steps 7:49 Square Reopens Your Account 9:19 How to Get Your Money from Square 11:37 Outro