WealthBeing

Ep. 85 – Help for homebuyers in 2022

In 2022, WealthBeing is bringing you conversations about what matters most when it comes to your finances. You'll hear new discussions of topics that will help you thrive, and updates to a few of conversations we're revisiting so that you can get our best advice when you need it. Our first new essential financial focus is all about the questions that our financial advisors want you to ask about in order to ensure that your money is working for you now and throughout the year. - - - Get in touch with Travis and Kevin by emailing wealthbeing@firstwestcu.ca Or connect with a financial advisor at any of our locations across BC: Envision Financial [https://www.envisionfinancial.ca/contact-us] Valley First [https://www.valleyfirst.com/contact-us] Island Savings [https://www.islandsavings.ca/contact-us] Enderby & District Financial [https://www.valleyfirst.com/contact-us] - - - WEALTHBEING HOSTS Travis Koivula Senior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential Securities Travis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP). Kevin Lehman Regional Manager, Business Banking, Envision Financial When asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.

Ep. 84 – Nine questions that make a difference to your financial health

In 2022, WealthBeing is bringing you conversations about what matters most when it comes to your finances. You'll hear new discussions of topics that will help you thrive, and updates to a few of conversations we're revisiting so that you can get our best advice when you need it. Our first new essential financial focus is all about the questions that our financial advisors want you to ask about in order to ensure that your money is working for you now and throughout the year. - - - Get in touch with Travis, Sheena and Kevin by emailing wealthbeing@firstwestcu.ca Or connect with a financial advisor at any of our locations across BC: Envision Financial [https://www.envisionfinancial.ca/contact-us] Valley First [https://www.valleyfirst.com/contact-us] Island Savings [https://www.islandsavings.ca/contact-us] Enderby & District Financial [https://www.valleyfirst.com/contact-us] - - - WEALTHBEING HOSTS Travis Koivula Senior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential Securities Travis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP). Sheena Sanders Wealth Planning Specialist, Valley First As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin Lehman Regional Manager, Business Banking, Envision Financial When asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.

Ep. 83 – Mini Money Problem: An Estate of Estrangement

THIS WEEK:When Travis' client was making final arrangements, he wanted to be sure that his estate would remain uncontested among his estranged children. This tricky situation is all too familiar to our co-hosts. Tune in to hear what advice they recommend to those facing a tough financial choice. *** WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook. Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca [wealthbeing@firstwestcu.ca]. We will get back to you with an answer. Or visit any of our Island Savings [https://www.islandsavings.ca/contact-us/find-a-branch-atm], Envision Financial [https://www.envisionfinancial.ca/contact-us/find-a-branch-atm], or Valley First [https://www.valleyfirst.com/contact-us/find-a-branch-atm] locations to talk with an advisor who will provide personal financial advice. *** OUR WEALTHBEING HOSTS Travis Koivula B.Eng, CFA, CFP®, CIM, FCSI, CIWM Senior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential Securities Travis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP). Sheena Sanders Wealth Planning Specialist, Valley First Sheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration. Kevin Lehman Assistant Branch Manager, Envision Financial When asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.

Ep. 82 – Mini Money Problem: A Question of Inheritance

THIS WEEK: It's never a bad time to come into some money, right? It depends on who you ask and what you decide to do with it. Sheena shares the story of a client who was receiving a transfer of wealth and our hosts examine the options for both the giver and receiver. *** WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook. Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca [wealthbeing@firstwestcu.ca]. We will get back to you with an answer. Or visit any of our Island Savings [https://www.islandsavings.ca/contact-us/find-a-branch-atm], Envision Financial [https://www.envisionfinancial.ca/contact-us/find-a-branch-atm], or Valley First [https://www.valleyfirst.com/contact-us/find-a-branch-atm] locations to talk with an advisor who will provide personal financial advice. *** OUR WEALTHBEING HOSTS Travis Koivula B.Eng, CFA, CFP®, CIM, FCSI, CIWM Senior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential Securities Travis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP). Sheena Sanders Wealth Planning Specialist, Valley First Sheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration. Kevin Lehman Assistant Branch Manager, Envision Financial When asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.

Ep. 81 - Riding waves of recessions, with Mark Moreland

They're always lurking behind the corner, waiting for the next upset or event to leap into the news and wreak havoc on our thinking about financial markets. Recessions are inevitable, and this week our co-hosts, Kevin, Sheena and Travis, are thrilled to chat with Mark Moreland, CFO at First West Credit Union, about why the markets can become so volatile, what you can do about it, and how our credit union reacts to make sure you stay financially healthy. 2:30 – Hot In Money: What is a wealth tax, and is it a good idea? 6:10 – Expert Examination: * Where are we at today in the market? * What a "recession" means economically the impact on our budgets. * Why unexpected events (like the pandemic) are so impactful on market cycles * How Government decisions and actions affect market trends. * What happens after a recession * How a financial institution like First West protects and support members' financial health during a recession. 40:00 – Financial Fix: Kevin shares one question to ask your advisor that will help you know if you're prepared to weather the next market correction. - - - If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca [wealthbeing@firstwestcu.ca], and we will consider it for a future episode. - - - WEALTHBEING HOSTS Travis Koivula Senior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential Securities Travis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP). Sheena Sanders Wealth Planning Specialist, Valley First As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin Lehman Regional Manager, Business Banking, Envision Financial When asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.