Financial Audit with Caleb Hammer

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3YyYmlJbVRGemVKdlFnWk1FQ2J4TWs5N01Pd3xBQ3Jtc0ttQzQtVnQ0VklOWEYyT0Q1LXp5ZHBEVjBGdTlRdHNMN2FIRHdtREswcjJrbVhEZzdLNE55bkFVcTRtckU0TTZqZU15THhGQjNNaFBxN1JBak5VeGRHTkxDbmo1dFMxaGdOckZpWEJac0Nwekw3SlY1SQ&q=https%3A%2F%2Fwww.patreon.com%2Fcalebhammer&v=j-htpyqia8w]  My socials: ⁠https://linktr.ee/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbS1LczI2TkZHdkJkR2ZHbjItN2lvb2hzaG5Md3xBQ3Jtc0tua1VuVHE1SVN3THhqX1A1QmQwUTYtdXIweTE3Rk1PT3ZTNXNiX2NqWFVST0Rub0xQTkpPU01qNWRES2RhX1ZXbUpOZVNqeEdjdE14OFVONWtKemM4a3NUMHBVWTNtN1hCSXBhU1ZJcjRnZXJtN2lkZw&q=https%3A%2F%2Flinktr.ee%2Fcalebhammer&v=j-htpyqia8w]  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=0s] Job and income 04:55 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=295s] How are you surviving? 09:26 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=566s] SOFI 14:39 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=879s] These debts keep stacking 18:55 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=1135s] You're F'd 26:37 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=1597s] Your checking is... terrifying 30:50 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=1850s] I'm done with your lies 34:20 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=2060s] What a terrible outlook 36:45 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=2205s] AURA 41:41 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=2501s] You need a budget! 45:15 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=2715s] This is gonna take a while 50:47 [https://www.youtube.com/watch?v=nVdBvzqD0Xw&t=3047s] Hammer Financial Score

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3YyYmlJbVRGemVKdlFnWk1FQ2J4TWs5N01Pd3xBQ3Jtc0ttQzQtVnQ0VklOWEYyT0Q1LXp5ZHBEVjBGdTlRdHNMN2FIRHdtREswcjJrbVhEZzdLNE55bkFVcTRtckU0TTZqZU15THhGQjNNaFBxN1JBak5VeGRHTkxDbmo1dFMxaGdOckZpWEJac0Nwekw3SlY1SQ&q=https%3A%2F%2Fwww.patreon.com%2Fcalebhammer&v=j-htpyqia8w]  My socials: ⁠https://linktr.ee/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbS1LczI2TkZHdkJkR2ZHbjItN2lvb2hzaG5Md3xBQ3Jtc0tua1VuVHE1SVN3THhqX1A1QmQwUTYtdXIweTE3Rk1PT3ZTNXNiX2NqWFVST0Rub0xQTkpPU01qNWRES2RhX1ZXbUpOZVNqeEdjdE14OFVONWtKemM4a3NUMHBVWTNtN1hCSXBhU1ZJcjRnZXJtN2lkZw&q=https%3A%2F%2Flinktr.ee%2Fcalebhammer&v=j-htpyqia8w]  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=0s] Job and income 05:44 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=344s] Stop listening to him! 10:33 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=633s] You're BLIND to your finances 11:19 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=679s] SOFI 15:05 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=905s] Do you pay anything on time? 19:34 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=1174s] Do you even care?! 27:53 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=1673s] You can't justify an Apple Watch 30:39 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=1839s] Nothing in checking...who's surprised 36:07 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=2167s] Law school? Yeah right... 41:44 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=2504s] You need a budget! 46:59 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=2819s] Aura 57:38 [https://www.youtube.com/watch?v=ta1RNFB0sFM&t=3458s] Hammer Financial Score

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3YyYmlJbVRGemVKdlFnWk1FQ2J4TWs5N01Pd3xBQ3Jtc0ttQzQtVnQ0VklOWEYyT0Q1LXp5ZHBEVjBGdTlRdHNMN2FIRHdtREswcjJrbVhEZzdLNE55bkFVcTRtckU0TTZqZU15THhGQjNNaFBxN1JBak5VeGRHTkxDbmo1dFMxaGdOckZpWEJac0Nwekw3SlY1SQ&q=https%3A%2F%2Fwww.patreon.com%2Fcalebhammer&v=j-htpyqia8w]  My socials: ⁠https://linktr.ee/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbS1LczI2TkZHdkJkR2ZHbjItN2lvb2hzaG5Md3xBQ3Jtc0tua1VuVHE1SVN3THhqX1A1QmQwUTYtdXIweTE3Rk1PT3ZTNXNiX2NqWFVST0Rub0xQTkpPU01qNWRES2RhX1ZXbUpOZVNqeEdjdE14OFVONWtKemM4a3NUMHBVWTNtN1hCSXBhU1ZJcjRnZXJtN2lkZw&q=https%3A%2F%2Flinktr.ee%2Fcalebhammer&v=j-htpyqia8w]  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=0s] Job and income 04:12 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=252s] Worst relationship in the world 09:25 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=565s] This is more important than finances 11:42 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=702s] SOFI 13:48 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=828s] You don't have the income for this! 24:22 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=1462s] Holy checking account! 28:53 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=1733s] There's no excuse with this spending 34:18 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=2058s] AURA 38:14 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=2294s] You need a budget! 44:06 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=2646s] Please just do this 50:00 [https://www.youtube.com/watch?v=HcXyPQorQqs&t=3000s] Hammer Financial Score

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3YyYmlJbVRGemVKdlFnWk1FQ2J4TWs5N01Pd3xBQ3Jtc0ttQzQtVnQ0VklOWEYyT0Q1LXp5ZHBEVjBGdTlRdHNMN2FIRHdtREswcjJrbVhEZzdLNE55bkFVcTRtckU0TTZqZU15THhGQjNNaFBxN1JBak5VeGRHTkxDbmo1dFMxaGdOckZpWEJac0Nwekw3SlY1SQ&q=https%3A%2F%2Fwww.patreon.com%2Fcalebhammer&v=j-htpyqia8w]  My socials: ⁠https://linktr.ee/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbS1LczI2TkZHdkJkR2ZHbjItN2lvb2hzaG5Md3xBQ3Jtc0tua1VuVHE1SVN3THhqX1A1QmQwUTYtdXIweTE3Rk1PT3ZTNXNiX2NqWFVST0Rub0xQTkpPU01qNWRES2RhX1ZXbUpOZVNqeEdjdE14OFVONWtKemM4a3NUMHBVWTNtN1hCSXBhU1ZJcjRnZXJtN2lkZw&q=https%3A%2F%2Flinktr.ee%2Fcalebhammer&v=j-htpyqia8w]  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=0s] Job and income 03:22 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=202s] Diving right in! 07:22 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=442s] What are we doing? 09:07 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=547s] Do you even care? 14:47 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=887s] Sondermind 19:32 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=1172s] What is your life, dude? 22:26 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=1346s] What does your GF have to say about this? 27:02 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=1622s] Smoking reality away 30:52 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=1852s] Here's your budget 34:14 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=2054s] Just follow this... 36:10 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=2170s] Credit Rating 41:10 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=2470s] What if it all goes South? 51:06 [https://www.youtube.com/watch?v=oe4o5GGW1n8&t=3066s] Hammer Financial Score

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3YyYmlJbVRGemVKdlFnWk1FQ2J4TWs5N01Pd3xBQ3Jtc0ttQzQtVnQ0VklOWEYyT0Q1LXp5ZHBEVjBGdTlRdHNMN2FIRHdtREswcjJrbVhEZzdLNE55bkFVcTRtckU0TTZqZU15THhGQjNNaFBxN1JBak5VeGRHTkxDbmo1dFMxaGdOckZpWEJac0Nwekw3SlY1SQ&q=https%3A%2F%2Fwww.patreon.com%2Fcalebhammer&v=j-htpyqia8w]  My socials: ⁠https://linktr.ee/calebhammer⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbS1LczI2TkZHdkJkR2ZHbjItN2lvb2hzaG5Md3xBQ3Jtc0tua1VuVHE1SVN3THhqX1A1QmQwUTYtdXIweTE3Rk1PT3ZTNXNiX2NqWFVST0Rub0xQTkpPU01qNWRES2RhX1ZXbUpOZVNqeEdjdE14OFVONWtKemM4a3NUMHBVWTNtN1hCSXBhU1ZJcjRnZXJtN2lkZw&q=https%3A%2F%2Flinktr.ee%2Fcalebhammer&v=j-htpyqia8w]  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=0s] Job and income 06:30 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=390s] Already with the excuses 10:22 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=622s] This isn't looking good for you 14:50 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=890s] Opus Clip 19:35 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=1175s] Your debt is haunting you 26:08 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=1568s] Don't you want to be free? 32:48 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=1968s] Your spending doesn't help 37:24 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=2244s] Last chance for survey! 40:44 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=2444s] So much BS 44:22 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=2662s] You need a budget! 49:26 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=2966s] Let's fix this! 53:24 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=3204s] SOFI 58:42 [https://www.youtube.com/watch?v=wgo-OLqnFYs&t=3522s] Hammer Financial Score