Quiet Minds, Rich Lives.

09 | Good Debt Vs Bad Debt

We’ve all heard the phrase “good debt” and “bad debt,” but is it really that simple? In this episode of Quiet Minds, Rich Lives, I break down the truth behind these labels and offers a more practical, emotionally aware way to think about debt. You’ll learn the key differences between productive, neutral, and destructive debt, how interest rates and cash flow impact your financial health, and why your mindset around debt may matter more than the numbers themselves. Backed by research from sources like the Federal Reserve, CFPB, APA, and behavioral finance studies, this episode helps you move beyond shame and into strategy. Whether you’re managing credit cards, considering a mortgage, or navigating student loans, this conversation will help you make clearer, more confident decisions about your financial future. If you would like to book an appointment with myself, and/or want to follow me on social media as well, my information is: Website: QuietMindsFC.com [http://QuietMindsFC.com] Instagram: https://www.instagram.com/quietmindsfc/ [https://www.instagram.com/quietmindsfc/] Facebook: https://www.facebook.com/quietmindsfc [https://www.facebook.com/quietmindsfc]

Picking Up the Pieces | w/ FinCoach Jessica Duncan | (Bonus)

This episode is a really real conversation about what happens when life forces you to figure things out before you feel ready. Our guest, Jessica, shares what it was like to go from financial stress in her marriage to suddenly being the only one responsible for everything after losing her husband. With three kids depending on her, she had to make big financial decisions while also dealing with grief, uncertainty, and a lot of pressure. We talk about what those early moments looked like, how her relationship with money started to shift, and what it actually takes to go from just trying to get by to feeling confident and in control. Now, she helps other women do the same, not just with their finances, but in how they see themselves and what they believe they’re capable of. Jessica's Information: Website: https://www.risingphoenixcoach.com/ [https://www.risingphoenixcoach.com/] Instagram: https://www.instagram.com/risingphoenixcoach/ [https://www.instagram.com/risingphoenixcoach/] Facebook: https://www.facebook.com/profile.php?id=61564678494519 [https://www.facebook.com/profile.php?id=61564678494519] YouTube: https://www.youtube.com/@risingphoenixcoach [https://www.youtube.com/@risingphoenixcoach] If you would like to book an appointment with myself, or want to follow me on social media as well, my information is: Website: QuietMindsFC.com [http://QuietMindsFC.com] Instagram: https://www.instagram.com/quietmindsfc/ [https://www.instagram.com/quietmindsfc/] Facebook: https://www.facebook.com/quietmindsfc [https://www.facebook.com/quietmindsfc]

08 | Understanding Credit Scores

This episode breaks down credit scores in a way that finally makes sense. Without the overwhelm, confusion, or shame. We cover what a credit score actually is, the five key factors that impact it, and how it affects your everyday life; from interest rates to housing opportunities. More importantly, we explore the emotional side of credit: the anxiety, avoidance, and self-judgment that often come with it. If you’ve ever felt stuck, embarrassed, or unsure where to start when it comes to your credit, this episode will help you reframe your mindset and take simple, practical steps forward. Sources referenced include FICO, Experian, the Consumer Financial Protection Bureau (CFPB), the Federal Reserve, and the National Association of Insurance Commissioners (NAIC). If you are looking for a coaching session, go to QuietMindsFC.com [http://QuietMindsFC.com] My social media handles are QuietMindsFC

A Honest Conversation | w/ Bethany from Addictive Personalities Podcast | (Bonus)

In this episode of Quiet Minds, Rich Lives. I have a honest chat with Bethany from Addictive Personalities. I go more in depth with my past, and my history surrounding mental illness. This episode is not scripted, and may be a little too personal. However, I have nothing to hide, and want this platform to be as honest as possible. If you are looking for coaching sessions, please visit: quietmindsfc.com [http://quietmindsfc.com] You can find me on social media such as Facebook and Instagram at QuietMindsFC A link to Bethany's podcast and YouTube Channel: https://podcasts.apple.com/us/podcast/addictive-personalities/id1889906667 [https://podcasts.apple.com/us/podcast/addictive-personalities/id1889906667] https://youtube.com/@addictivepersonalitiespodcast?si=OaPmwOZJmUPVMINv [https://youtube.com/@addictivepersonalitiespodcast?si=OaPmwOZJmUPVMINv]

You Are Not Broken, You Are Becoming! | w/ Dr Szabla | (Bonus)

What if the reason you keep hitting a wall, whether that is financially, emotionally, professionally, has nothing to do with your strategy, your discipline, or your drive? What if it goes deeper than that? All the way down to your nervous system? In this powerful episode of Quiet Minds, Rich Lives, I sit down with Dr. Kristen Szabla. Who is a neuroscientist, TEDx speaker, trauma and neuroplasticity expert, and founder of Transforming Pain Now. Dr. Szabla is a survivor of severe childhood trauma who spent over a decade researching fear circuitry, emotional regulation, anxiety, depression, and neuroplasticity. She now uses that science, and that lived experience, to help people break free from the invisible patterns that keep them stuck in survival mode and step into what she calls Authentically Empowered Thriving. Whether you are actively healing from trauma, quietly struggling beneath a successful surface, or simply trying to understand why certain patterns in your life just won't budge; this conversation will meet you exactly where you are. Because here is what Dr. Szabla wants every single person listening to know: Trauma responses are not evidence that you are broken. They are evidence that your nervous system adapted to survive. And what the brain learned through trauma… it can learn differently through healing. This one is for you.