The Manulife Exchange

Nouveaux arrivants : Le pouvoir insoupçonné de l’assurance comportementale

Immigrer dans un autre pays est un événement déterminant. Bien que l’immigration représente souvent une occasion pour les nouveaux arrivants de se bâtir une vie meilleure, elle n’est pas exempte d’enjeux et de priorités. Comment l’assurance comportementale entre-t-elle en jeu? Écoutez Stephanie Hamel, chef, Ventes internes, Produits d’assurance vie et de prestations du vivant, discuter avec Joseph Franjié, spécialiste, Ventes de produits d’assurance vie et de prestations du vivant à Manuvie, de l’impact du programme Manuvie Vitalité sur lui, en tant que nouvel arrivant, et de la façon dont ce programme a facilité son intégration au Canada. Rendez-vous sur le site Manuvie.ca/lechangedemanuvie [Manuvie.ca/lechangedemanuvie] pour en savoir plus.

Critical Illness Insurance, coverage for “what if you live?”

Most clients think to have insurance coverage in place to protect their family if they die. But not everyone plans for a critical illness event because they think it won’t happen to them. Join Vanessa Scott, National Living Benefits Consultant, Manulife, and Nic Pascoe, Head of Distribution, Central West and Atlantic Canada, Individual Insurance, Manulife as they discuss the importance of critical illness coverage for “what if you live?”.  Visit Manulife.ca/TheManulifeExchange [https://advisor.manulife.ca/advisors/insurance/the-manulife-exchange.html] to learn more. Discover the strength of Manulife’s living benefits products: * ENGLISH [https://advisor.manulife.ca/advisors/insurance/living-benefits.html] * FRENCH [https://conseiller.manuvie.ca/conseillers/assurance/prestations-du-vivant.html] To learn more about the number and type of claims Manulife paid out last year, check out the Manulife Claims page: * ENGLISH [https://advisor.manulife.ca/advisors/administration/insurance/policy-service/claims.html] * FRENCH [https://conseiller.manuvie.ca/conseillers/administration/assurance/service-des-contrats/demandes-de-reglement.html]

Have we entered another tax dimension?

With increased funding and audit powers, the Canadian Revenue Agency (CRA) is an increasingly formidable force. Recent changes to the Income Tax Act have taxpayers and their advisors facing the burden of disclosing aggressive tax planning to the CRA. In this eye-opening episode, Desiree D’Souza, Assistant Vice President, Tax and Estate Planning and Florence Marino, former Head of Tax and Estate Planning at Manulife dive into the evolving landscape of tax planning and discuss their implications on taxpayers’ financial affairs.  Visit Manulife.ca/TheManulifeExchange to learn more.  Check out the tax dimensions article from Manulife’s Tax, Retirement and Estate Planning Team:   * ENGLISH [https://advisor.manulife.ca/advisors/insurance/tax-retirement-and-estate-planning/news-and-views/2022/have-we-entered-another-tax-dimension.html] * FRENCH [https://conseiller.manuvie.ca/conseillers/assurance/fiscalite-retraite-et-planification-successorale/nouvelles-et-opinions/2022/sommes-nous-entres-dans-une-nouvelle-ere-fiscale.html]

Episode 14: A look into Manulife Par’s DIR and the Canadian Participating Account’s management

When it comes to recommending a participating insurance solution to your clients, fund strength and stability are important considerations. With a balanced asset mix, smoothed fund yield, and now with the benefits of Manulife Vitality, Manulife Par offers greater value to your clients. In this episode, Mathieu Charest, Head of Product and Pricing - Individual Insurance, joins Catherine Larouche, Head of Life Insurance Products and Critical Illness, at Manulife to discuss the 2023-2024 Dividend Interest Rate (DIR) and how Manulife’s Canadian participating account is managed to offer stability and deliver results for the long-term benefit of our policyowners. Visit Manulife.ca/TheManulifeExchange [https://advisor.manulife.ca/advisors/insurance/the-manulife-exchange.html#episode14] to learn more.  Discover the strength of Manulife Par  * ENGLISH [https://eng1e.seismic.com/ls/bd3cd22d-4179-482b-a08c-e52ea803adec/JXqj21Snt4BnPuOD] * FRENCH [https://eng1e.seismic.com/ls/bd3cd22d-4179-482b-a08c-e52ea803adec/4Ib6kZaLI6Z80b_N] Coming soon: Illustrate Manulife Par with the new DIR before it takes effect on September 1, 2023. Check back late June for more information.  The Vitality Group Inc., in association with The Manufacturers Life Insurance Company, provides the Manulife Vitality program. The Manulife Vitality program is available with select policies. Vitality is a trademark of Vitality Group International Inc., and is used by The Manufacturers Life Insurance Company and its affiliates under license. Manulife Par and Manulife Par with Vitality PlusTM are issued and sold by the Manufacturers Life Insurance Company (Manulife).

Why not name a successor owner?

Naming a successor owner on a life insurance application or while a life insurance policy is inforce can mean avoiding time-consuming and costly administrative steps later on. In this episode, Dianna Flannery, Senior Tax, Retirement and Estate Planning Consultant and Nawel Izard, Tax, Retirement and Estate Planning Consultant at Manulife chat about the legal and tax benefits to naming a successor owner and why failure to do so may be costly. Visit Manulife.ca/TheManulifeExchange to learn more.  Manulife’s guide to naming a successor owner: * ENGLISH [https://advisor.manulife.ca/advisors/insurance/tax-retirement-and-estate-planning/advisor-toolkit/2019/a-guide-to-naming-a-successor-owner.html] * FRENCH [https://conseiller.manuvie.ca/conseillers/assurance/fiscalite-retraite-et-planification-successorale/trousse-pour-les-conseillers/2019/un-guide-de-nommer-un-titulaire-successeur.html] Manulife’s tax topics and videos on transferring a life insurance policy: * ENGLISH [https://advisor.manulife.ca/advisors/insurance/tax-retirement-and-estate-planning/search-by-topic/transfers.html] * FRENCH [https://conseiller.manuvie.ca/conseillers/assurance/fiscalite-retraite-et-planification-successorale/recherche-par-sujet/transfert.html]