ON with Origence

Unlocking member growth: Technology, AI, partnerships, and inclusive lending

The demographic shifts reshaping financial services present both challenges and opportunities for credit union lending. In this episode of ON with Origence, Brit Barker, senior vice president of sales at Origence, shares insights from the company’s latest market research report, which outlines how Southeast credit unions can expand credit access, grow loan volume, and build lasting dealer relationships. Barker discusses how all credit unions can reach underbanked and credit-invisible consumers, why the dealership has become the new branch front door, and how indirect lending creates a powerful entry point for Gen Z and millennial borrowers. He also explores how data-driven decisioning, modern lending technology, strong dealer relationships, and responsible use of AI can increase funding rates, reduce friction, and turn first-time borrowers into long-term members.    Check out additional resources from Origence based on this episode: ·       eBook| Dominate dealer partnerships: The credit union guide to becoming the first choice for auto financing [https://discover.origence.com/indirect-lending-resource?utm_campaign=indirect_lending&utm_source=origence.com&utm_medium=insights&utm_term=dealer_partnerships&utm_content=dominate_dealer_partnerships_ebook_download_page&__hstc=260304851.af9677aa2b0600d6ffc601ab79b37ba6.1747769634999.1767120885802.1767128975738.228&__hssc=260304851.2.1767128975738&__hsfp=3090625063] ·       White paper | A guide to AI technology and credit union lending [https://origence.com/insights/white-papers/white-paper-a-guide-to-ai-technology-and-credit-union-lending/] ·       CUDL for credit unions [https://origence.com/cudl/credit-unions/]

Future-ready fraud protection for credit unions

Credit unions are facing increasingly sophisticated fraud threats—and the stakes have never been higher. In this episode of ON with Origence, host Erika Hill sits down with Sara Seguin, principal advisor on fraud and identity at Alloy, to explore how credit unions can strengthen fraud prevention while maintaining a seamless member experience. Sara shares insights from Alloy’s latest State of Scams survey and discusses the balance between real-time protection, member friction, and long-term strategy. From assessing your fraud program and tech stack to leveraging AI, automation, and trusted partnerships, this conversation offers practical guidance to help credit unions stay agile, protect members, and use fraud prevention as a driver for growth.   Check out additional resources from Origence based on this episode: ·       On-demand webinar | Emerging risk trends and best practices [https://origence.com/insights/webinars/emerging-risk-trends-and-best-practices/] ·       White paper | Mitigating fraud: selecting the right partners to stay ahead [https://page.origence.com/mitigating-fraud-selecting-the-right-partners-to-stay-ahead-white-paper-download?__hstc=260304851.af9677aa2b0600d6ffc601ab79b37ba6.1747769634999.1762543604950.1762802571439.186&__hssc=260304851.4.1762802571439&__hsfp=3401276853] ·       Blog | Strategies to mitigate fraud [https://origence.com/blog/strategies-to-mitigate-fraud/] ·       Alloy 2025 State of Scams Report [https://www.alloy.com/reports/2025-scams-report]

Straight through processing: Automation, efficiency, and the future of lending

Credit unions face increasing pressure to speed up funding, improve efficiency, and still deliver the personalized service members expect. In this episode of ON with Origence, host Dave Adams sits down with Tim Kosak, vice president of consumer lending and analytics at Consumers Credit Union, to explore how straight-through processing is revolutionizing lending operations. Tim shares how Consumers Credit Union has embraced automation to streamline indirect lending, reduce operational costs, and enhance member service. The conversation highlights the impact of straight-through processing on operations, dealer relationships, and the strategic role of data in delivering personalized, efficient financial services. Discover how straight-through processing is more than a technology upgrade—it’s a cultural shift toward faster, more member-focused lending.   Check out additional resources from Origence based on this episode: ·      White paper | Transforming your credit union’s indirect lending business with DPA [https://page.origence.com/transforming-your-credit-union-indirect-lending-business-with-document-processing-automation?__hstc=260304851.af9677aa2b0600d6ffc601ab79b37ba6.1747769634999.1757443829107.1757450627032.122&__hssc=260304851.2.1757450627032&__hsfp=2819208119] ·      Consumer Credit Union Success Story | Automating for impact: The power of AI in lending operations [https://origence.com/insights/success-stories/automating-for-impact-the-power-of-ai-in-lending-operations/] ·      Document processing automation (DPA): Accelerate indirect loan processing for faster funding [https://origence.com/solutions/lending-automation/document-processing-automation/]

Mastering cybersecurity: Expert insights to secure your credit union

Discover effective strategies to combat emerging cybersecurity threats facing credit unions. In this episode of ON with Origence, Kurtis Minder, CEO and co-founder of GroupSense, delves into the evolving landscape of digital risk. Drawing from his experiences with high-profile ransomware and data extortion cases, Kurtis offers valuable advice on how to skillfully navigate these new challenges. Tune in to gain expert insights and practical tips to protect your organization in a rapidly changing digital world.   Check out additional resources from Origence based on this episode: ·       Mitigating fraud: Selecting the right partners to stay ahead [https://page.origence.com/mitigating-fraud-selecting-the-right-partners-to-stay-ahead-white-paper-download?__hstc=260304851.af9677aa2b0600d6ffc601ab79b37ba6.1747769634999.1754085298818.1754331540338.78&__hssc=260304851.2.1754331540338&__hsfp=1387625814] ·       Strategies to mitigate fraud [https://origence.com/blog/strategies-to-mitigate-fraud/] ·       Origence and Alloy partner to deliver best-in-class fraud protection for credit unions [https://origence.com/newsroom/press-releases/origence-and-alloy-partner-to-deliver-best-in-class-fraud-protection-for-credit-unions/]

Navigating tariff turbulence

Join Origence leaders Bob Child, chief operating officer, and David Adams, SVP of strategic relationships, as they discuss how proposed tariffs may affect car prices, lending trends, and the broader economy. Hear timely insights on the used car market and upcoming regulatory changes. Tune in to gain expert advice on navigating these challenges and staying ahead in a fast-changing marketplace. Check out additional resources from Origence based on this episode: ·       Economic and credit union update: Trends that shape your performance [https://origence.com/insights/webinars/economic-and-credit-union-update-trends-that-shape-your-performance/] ·       Credit Union Times | Economic Uncertainty Brings Challenges & Opportunities for Credit Unions [https://www.cutimes.com/2025/05/09/economic-uncertainty-brings-challenges--opportunities-for-credit-unions/]