The Libinance Podcast

Return vs IRR: What Are You Really Measuring?

Send us a direct message [https://www.buzzsprout.com/2285889/fan_mail/new] Return and IRR are often used interchangeably in finance but they don’t always tell the same story. Two investments can show the same return on paper, yet deliver very different outcomes depending on timing, cash flows, and how value is measured over time. So what exactly is the difference… and why does it matter more than most people think? In this episode of The Libinance Podcast, we break down the difference between return, the forms return come in and IRR and explore what each metric actually captures. Let's hear from youEmail: libinancepodcast@gmail.com LinkedIn: https://www.linkedin.com/company/the-libinance-podcast/ Disclaimer: The information discussed in this episode is for educational and informational purposes only and does not constitute investment advice. The views expressed are not intended to promote any political position or agenda. Listeners should consult a qualified financial professional before making any investment decisions. While the analysis is based on publicly available and credible sources, including official government and institutional publications believed to be accurate at the time of recording, the host and guests do not guarantee accuracy or completeness and assume no responsibility for any decisions made based on this content. Past performance is not indicative of future results. Background music used in this content is not owned by us and is used under appropriate copyright-free and Creative Commons licenses. All rights and credit belong to the original creators. Music: * Bensound (www.bensound.com [http://www.bensound.com/]) * Licensed under Creative Commons Attribution 3.0 (CC BY 3.0) * Music promoted by Copyright Free Music – Background Music For Videos

Gold Reserves & Why it matters…

Send us a direct message [https://www.buzzsprout.com/2285889/fan_mail/new] Ghana’s gold reserves have grown steadily over the past decade, but the pace has accelerated sharply in recent years rising from about 19.5 tonnes in 2023 to over 30 tonnes in 2024, the highest level recorded in that period. According to the central bank, reserves reached 38.04 tonnes by the end of October 2025, driven largely by the establishment of the Ghana Gold Board (GoldBod) and its domestic gold procurement strategy. But what explains this rapid increase… and what does it really mean? In this episode of The Libinance Podcast, we take a closer look at Ghana’s gold reserves, unpack what these numbers truly tell us, why they matter for the broader economy, and how gold fits into Ghana’s evolving financial position in today’s global environment. Let's hear from youEmail: libinancepodcast@gmail.com LinkedIn: https://www.linkedin.com/company/the-libinance-podcast/ Disclaimer: The information discussed in this episode is for educational and informational purposes only and does not constitute investment advice. The views expressed are not intended to promote any political position or agenda. Listeners should consult a qualified financial professional before making any investment decisions. While the analysis is based on publicly available and credible sources, including official government and institutional publications believed to be accurate at the time of recording, the host and guests do not guarantee accuracy or completeness and assume no responsibility for any decisions made based on this content. Past performance is not indicative of future results. Background music used in this content is not owned by us and is used under appropriate copyright-free and Creative Commons licenses. All rights and credit belong to the original creators. Music: * Bensound (www.bensound.com [http://www.bensound.com/]) * Licensed under Creative Commons Attribution 3.0 (CC BY 3.0) * Music promoted by Copyright Free Music – Background Music For Videos

Stocks, Shares and Equity: Are they the same🤔?

Send us a direct message [https://www.buzzsprout.com/2285889/fan_mail/new] In this episode of The Libinance Podcast, we unpack three terms that are often thrown around as if they mean the same thing stocks, shares, and equity. They’re closely connected, yes, but not identical. Today, I’ll break down what each of them really means, why they’re sometimes used interchangeably, and how understanding the difference can sharpen the way you think about investing. Let's hear from youEmail: libinancepodcast@gmail.com LinkedIn: https://www.linkedin.com/company/the-libinance-podcast/ Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choices Most of our images are also designed by FreepikThe background songs used in this content are not owned by us.  They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners: –––––––––––––––––––––––––––––– Creative Commons — Attribution 3.0 Unported  — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

The Big Boss: Bank of Ghana

Send us a direct message [https://www.buzzsprout.com/2285889/fan_mail/new] In this episode of The Libinance Podcast, we take a deep dive into the Bank of Ghana — its mandate, operations, and influence on the country’s financial system. From monetary policy and inflation control to regulatory oversight and digital currency initiatives, we break down how the central bank shapes Ghana’s economic landscape. Why does the Bank of Ghana raise or cut interest rates? How independent is it from political influence? What’s its role in stabilizing the cedi, managing inflation, or supervising commercial banks? Let's hear from youEmail: libinancepodcast@gmail.com LinkedIn: https://www.linkedin.com/company/the-libinance-podcast/ Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choices Most of our images are also designed by FreepikThe background songs used in this content are not owned by us.  They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners: –––––––––––––––––––––––––––––– Creative Commons — Attribution 3.0 Unported  — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

ARB Apex Bank: Ghana’s Other Central Bank”

Send us a direct message [https://www.buzzsprout.com/2285889/fan_mail/new] In this episode of The Libinance Podcast, we shift our focus to the ARB Apex Bank, the little-known but powerful institution acting as a “mini central bank” for Ghana’s rural and community banks. What exactly does the ARB Apex Bank do? How does it support rural financial institutions, promote financial inclusion, and maintain stability outside the formal banking sector?  Let's hear from youEmail: libinancepodcast@gmail.com LinkedIn: https://www.linkedin.com/company/the-libinance-podcast/ Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choices Most of our images are also designed by FreepikThe background songs used in this content are not owned by us.  They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners: –––––––––––––––––––––––––––––– Creative Commons — Attribution 3.0 Unported  — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I