Hold It with PM Jen

PM Jen's Due Diligence Playbook

Buying a tenant occupied rental is one of the riskiest deals in real estate investing, and most realtors will never tell you what to actually look for. On this episode, I am sharing how I do due diligence on tenant occupied properties, the questions you need to ask, the documents you need to demand, and the red flags I have seen kill deals after closing. This is the work that has let me add 20 percent of value, on average, to the properties I take over. If you are shopping a tenant occupied rental right now, this episode is for you. --- ABOUT THE SHOW Hold It with PM Jen is the podcast for buy and hold real estate investors who want to grow a portfolio and hold it for the long haul. There is so much attention paid to the buying and selling of properties, but not to where the wealth is actually built. And that is in the hold. I am Jennifer Ruelens, aka PM Jen. I have spent 22 plus years managing rental properties, and I am here to talk about the part nobody else wants to talk about. The hold. The tenants. The repairs. The taxes. The unsexy, gritty stuff that is where the money is made, or lost. Every episode gives you something you can use. Real stories, real numbers, and real talk from someone who does this every day. --- MORE FROM PM JEN * Newsletter (this is where the good stuff lives): https://subscribe-forms.beehiiv.com/09f5c28c-9468-44b5-8f66-c102b3459226 [https://subscribe-forms.beehiiv.com/09f5c28c-9468-44b5-8f66-c102b3459226] * YouTube: https://www.youtube.com/@HoldItwithPMJen [https://www.youtube.com/@HoldItwithPMJen] * LinkedIn: https://www.linkedin.com/in/jenniferruelens/ [https://www.linkedin.com/in/jenniferruelens/] * One Focus Property Management (my company, serving North Central PA): https://www.onefocuspm.com [https://www.onefocuspm.com] PM JEN'S PARTNERS * LendingOne (my DSCR lender for investment properties): https://lp.lendingone.com/one-focus-property-management [https://lp.lendingone.com/one-focus-property-management] * Inspire Wealth with Prof M (tax and wealth strategy): https://realestateinvesting101.mykajabi.com/offers/eDcQEHxu/checkout [https://realestateinvesting101.mykajabi.com/offers/eDcQEHxu/checkout] These are affiliate links. If you use them, I may earn a commission at no extra cost to you.

WWPMJD???

The landlord forums are wild. People asking real questions, getting stupid advice, and then making decisions that will haunt them for years. I can't sit back silently! This week on WWPMJD (What Would PM Jen Do), my leasing agent Kristen joins me to take on questions pulled straight from the forums. Who pays for maintenance and why the lease matters more than your feelings about it. What you can actually do with a tenant who owes you a ton of money. And the emotional support animal question, including what you can legally ask and what gets landlords in real trouble. We have managed thousands of units and seen all of this play out. Some of it is funny. Some of it is painful. All of it is useful. Buckle up, buttercup! --- ABOUT THE SHOW Hold It with PM Jen is the podcast for buy and hold real estate investors who want to grow a portfolio and hold it for the long haul. If you are a real estate investor working a real job or running your own business, and you are tired of everybody having advice for selling and buying, but not for HOLDING, this show is for you. There is so much attention paid to the buying and selling of properties, but not to where the wealth is actually built, THE HOLD! I am Jennifer Ruelens, aka PM Jen. I have spent 22 plus years managing rental properties, and I am here to talk about the part nobody else wants to talk about. The hold. The tenants. The repairs. The taxes. The unsexy, gritty stuff that is where the money is made, or lost. My special talent is transparency and being willing to share my vast experience to help you. Every episode gives you something you can use. Real stories, real numbers, and real talk from someone who does this every day. If this episode helped you, do me a favor and hit follow or subscribe. Leave a review if you are feeling generous. It is the easiest way to help other investors find the show. I am PM Jen. --- MORE FROM PM JEN Newsletter (this is where the good stuff lives): https://subscribe-forms.beehiiv.com/09f5c28c-9468-44b5-8f66-c102b3459226 [https://subscribe-forms.beehiiv.com/09f5c28c-9468-44b5-8f66-c102b3459226] YouTube: https://www.youtube.com/@HoldItwithPMJen [https://www.youtube.com/@HoldItwithPMJen] LinkedIn: https://www.linkedin.com/in/jenniferruelens/ [https://www.linkedin.com/in/jenniferruelens/] One Focus Property Management (my company, serving North Central PA): https://www.onefocuspm.com [https://www.onefocuspm.com] PM JEN'S PARTNERS LendingOne (my DSCR lender for investment properties): https://lp.lendingone.com/one-focus-property-management [https://lp.lendingone.com/one-focus-property-management] Inspire Wealth with Prof M (tax and wealth strategy and education): https://realestateinvesting101.mykajabi.com/offers/eDcQEHxu/checkout [https://realestateinvesting101.mykajabi.com/offers/eDcQEHxu/checkout] * These are affiliate links. If you use them, I may earn a commission at no extra cost to you.

I was sued for $1.1million

PM Jen and her sister Jessy are sharing real, unfiltered stories—and this one starts with a lawsuit. A tenant slip-and-fall turned into a long legal battle involving multiple attorneys, insurance companies, depositions, and a last-minute settlement. From injury claims to jury selection, this episode breaks down what landlord liability actually looks like behind the scenes—and why documentation, insurance, and preparation matter more than you think. This is for real estate investors, property managers, and entrepreneurs who want the gritty reality of rental property risks and how to protect themselves when things go sideways. If this resonated with you, there's more at www.holditwithpmjen.com [https://www.holditwithpmjen.com] And if you're a property owner in North Central Pennsylvania looking for best-in-class property management, visit us at www.onefocuspm.com [https://www.onefocuspm.com] to learn more about One Focus Property Management.

She Stole $30,000. I Got Every Dollar Back

PM Jen and her sister Jessy are telling real stories now and they are starting with this one. An employee stole $30,000 from One Focus Property Management over the course of 10 months. There were red flags. There were forged signatures. There were Valentine's chocolates in a FedEx envelope in January. This episode is for entrepreneurs, investors, and property managers who want the gritty reality of what embezzlement actually looks like from the inside, and what internal controls actually protect you when trust runs out. If this resonated with you, there's a lot more where it came from at www.holditwithpmjen.com [https://www.holditwithpmjen.com]. And if you're a property owner in North Central Pennsylvania looking for best-in-class property management, visit us at www.onefocuspm.com [http://www.onefocuspm.com/] to learn more about One Focus Property Management.

Hiring and Firing Property Managers Part 2

Finding the right property manager isn't as simple as a web search. In this episode, Jessy and I break down the vetting process from the inside — not the conventional guide you've already read, but the questions NO INVESTORS EVER ASK. We're talking licensing, trust accounts, company structure, fee transparency, and the one hack that will tell you everything you need to know about how a property manager treats the people in your properties. This is Part 1 of our series on how to find, hire, and eventually fire a property manager — and it's the part that sets everything else up. If this resonated with you, there's a lot more where it came from at www.holditwithpmjen.com [https://www.holditwithpmjen.com/]. And if you're a property owner in North Central Pennsylvania looking for best-in-class property management, visit us at www.onefocuspm.com [http://www.onefocuspm.com/] to learn more about One Focus Property Management.