Reign Over Money

Episode 28 - How we saved over $20k in travel in 2023!

Episode 28 covers our breakdown of travel in 2023 and how we took advantage of our credit card points and other travel programs. Focusing primarily on Southwest Companion Pass and Marriott Bonvoy as the two main programs. But also how Reign Over Money utilizes different credit cards from Chase and CapitalOne to overcome the expenses of travel.

Episode 27 - Let's Play a Game with Monte Carlo Simulation

In this episode Reign Over Money shows a common tool financial advisors use in retirement planning and how to have some fun with it. The introduction of a Monte Carlo simiulation also helps to highlight what is called Sequence of Return Risk and why individuals should care about that near and in retirement.

Episode 26 - A Review of The ROM Diamond

In the final episode of 2023, Kevin gives a recap of the 18 episodes that made up the Reign Over Money Diamond. The diamond was created by Kevin as a building block for personal finance and all things money as a jumping off point for different topics. Each segment of the ROM Diamond will be discussed in much deeper detail in episodes to follow.

Episode 25 - Estate Planning for the 99%

Reign Over Money talks about the importance of having a fundamental estate plan no matter your asset size. Simple items like; retirement account beneficiaries, life insurance and wills among other topics most people should work towards having are discussed.

Episode 24 - Weighing Wants vs. Needs

In Episode 24, Kevin talks about the major problem facing many people, how to control the variable expenses (wants) versus needs; those absolute needs (shelter, food) and allowable needs. This episode gives some ideas and food for thought on focusing on how to lower variable costs or wants to get to the ultimate goal of creating a surplus in income versus expense on a month to month basis.