Retirement Readiness Podcast

#99: How to Break Out of Your Financial Fishbowl

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland explore the idea of the “financial fishbowl”—the beliefs, habits, and assumptions about money that shape the way we see the world. Many of our financial decisions are influenced by experiences we rarely stop to question. Tim and Katie discuss how these invisible boundaries can affect everything from spending and saving to lifestyle choices and long-term goals. They also share why recognizing your fishbowl is the first step toward making more intentional decisions. Click play for a thought-provoking conversation about challenging financial assumptions and gaining a new perspective on what’s possible. 3 Key Takeaways • Our financial beliefs are often shaped by the environment and experiences we grew up with. • Unquestioned assumptions can limit opportunities and influence major life decisions. • Greater awareness of your “financial fishbowl” can help you make more intentional choices. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#98: Financial Freedom Allows For New Decisions!

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland discuss what it means to have financial freedom—and how to use it well. As your financial situation improves, new questions can arise. Should you spend more, give more, or continue saving? Tim and Katie explore the tension that comes with having options, and how perspective, humility, and intentional decision-making can help guide the way forward. Click play for a thoughtful conversation on navigating financial freedom and using your money with purpose. 3 Key Takeaways • Financial freedom creates new decisions—not fewer ones.  • Perspective and humility help shape how you use your money.  • Intentional choices lead to greater clarity and confidence. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#97: How to Balance Spending, Giving, and Saving Your Money

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland discuss the tension between spending, saving, and giving—and how to find the right balance. As financial situations change, so do the questions around money. Should you enjoy what you’ve built, give more away, or continue to save? Tim and Katie explore why this internal push and pull is so common, and how perspective, humility, and personal values all play a role in making confident decisions. Click play for a thoughtful conversation on using your money with intention and finding clarity in the balance. 3 Key Takeaways • Balancing spending, saving, and giving is a natural tension—not a problem to eliminate. • Perspective and humility play a key role in how you view and use your money. • Aligning your financial decisions with your values can help bring clarity and confidence. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#96: How to Have Financial Freedom - The Right Way.

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland discuss the tension many people feel between enjoying their money and staying humble. As wealth grows, so can uncertainty—should you spend, save, or give more? Tim and Katie explore why this tension exists and how aligning your decisions with your values can help bring clarity and confidence. Click play for a thoughtful conversation on making intentional financial decisions without guilt. 3 Key Takeaways • Feeling tension around spending and saving is common—and worth addressing. • Clarity comes from understanding your values, not chasing a perfect balance. • Confidence with money grows when your decisions align with what matters most. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#95: Financial Plan Changes - What Do We Do Now?

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland discuss what happens when life doesn’t go according to plan—and how to navigate those moments with confidence. From unexpected family changes to shifting financial priorities, even the best plans can take a turn. Tim and Katie share why having clear core principles can help guide decisions, how to stay flexible when circumstances change, and the importance of communication when working through these challenges together. Click play for a practical conversation on handling life’s curveballs and staying aligned with what matters most. 3 Key Takeaways • Life doesn’t always go as planned—flexibility is key. • Core principles can help guide decisions during uncertain times. • Communication and perspective lead to better outcomes. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.