Retirement Readiness Podcast

#101: Real Stories of Financial Transformation

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland share real stories of people whose financial lives changed through intentional decisions and consistent habits. From overcoming limiting beliefs to finding greater peace and confidence with money, Tim and Katie explore how financial transformation often comes from small, thoughtful changes—not overnight success. Through real-life examples, they show what it looks like to build a life that's aligned with your goals and values. Click play for an encouraging conversation about the decisions that can lead to lasting financial change. 3 Key Takeaways *  Financial transformation often begins with small, consistent choices.  *  Challenging old beliefs can open the door to new opportunities.  *  Peace of mind comes from aligning your money with your values.  For more resources, visit pv-wp.com, and don't forget to subscribe for future episodes.

#100: What Do You Want People to Say at Your 100th Birthday?

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland celebrate the show's 100th episode by exploring a simple but powerful question: What do you want people to say about you on your 100th birthday? Rather than focusing solely on financial goals, Tim and Katie discuss the importance of starting with the end in mind and thinking about the legacy you want to leave behind. From relationships and personal growth to health and finances, they explore how a long-term perspective can help guide the decisions you make today. Click play for a thoughtful conversation about living intentionally and building a life you'll be proud to look back on. 3 Key Takeaways • Starting with your long-term vision can bring greater clarity to today's decisions.  • A meaningful life is built through more than just financial success.  • Small choices made consistently over time can shape the legacy you leave behind. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#99: How to Break Out of Your Financial Fishbowl

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland explore the idea of the “financial fishbowl”—the beliefs, habits, and assumptions about money that shape the way we see the world. Many of our financial decisions are influenced by experiences we rarely stop to question. Tim and Katie discuss how these invisible boundaries can affect everything from spending and saving to lifestyle choices and long-term goals. They also share why recognizing your fishbowl is the first step toward making more intentional decisions. Click play for a thought-provoking conversation about challenging financial assumptions and gaining a new perspective on what’s possible. 3 Key Takeaways • Our financial beliefs are often shaped by the environment and experiences we grew up with. • Unquestioned assumptions can limit opportunities and influence major life decisions. • Greater awareness of your “financial fishbowl” can help you make more intentional choices. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#98: Financial Freedom Allows For New Decisions!

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland discuss what it means to have financial freedom—and how to use it well. As your financial situation improves, new questions can arise. Should you spend more, give more, or continue saving? Tim and Katie explore the tension that comes with having options, and how perspective, humility, and intentional decision-making can help guide the way forward. Click play for a thoughtful conversation on navigating financial freedom and using your money with purpose. 3 Key Takeaways • Financial freedom creates new decisions—not fewer ones.  • Perspective and humility help shape how you use your money.  • Intentional choices lead to greater clarity and confidence. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.

#97: How to Balance Spending, Giving, and Saving Your Money

This week on The Retirement Readiness Podcast, hosts Tim Regan and Katie Umland discuss the tension between spending, saving, and giving—and how to find the right balance. As financial situations change, so do the questions around money. Should you enjoy what you’ve built, give more away, or continue to save? Tim and Katie explore why this internal push and pull is so common, and how perspective, humility, and personal values all play a role in making confident decisions. Click play for a thoughtful conversation on using your money with intention and finding clarity in the balance. 3 Key Takeaways • Balancing spending, saving, and giving is a natural tension—not a problem to eliminate. • Perspective and humility play a key role in how you view and use your money. • Aligning your financial decisions with your values can help bring clarity and confidence. For more resources, visit pv-wp.com, and don’t forget to subscribe for future episodes.