Smug Money

Investing in real lives: how your money can power communities in Africa

What if your investments didn’t just grow your money — but changed lives? In this episode of Smug Money, we’re joined by Ray Coyle, CEO of — a UK-based investment platform connecting everyday investors with clean energy projects across Sub-Saharan Africa. From solar home systems and mini-grids to clean cooking and low-carbon transport, this is investing that delivers real, visible impact : helping communities access energy, build businesses and improve everyday life. We talk about how it works, why it matters, and what it feels like to invest in something you can actually see and follow. If you’ve ever wondered whether your money could do more — this episode is for you. Don’t invest unless you’re prepared to lose all the money you invest. This is a high - risk investment and you are unlikely to be protected if something goes wrong.