The Co-op and Condo Insider

Classroom to NYC Council: Eric Dinowitz on Maintaining Co-op Affordability in the Bronx

A new fee on its own might not seem like a big deal. But when you layer it on top of everything a building is already dealing with, it adds up fast. We sat down with Eric Dinowitz to talk about what happens when well-intentioned policies meet the reality of co-op and condo budgets. From trash containerization to the ongoing demands of Local Law 11 and Local Law 97, the core question is straightforward: how do we make buildings safer, streets cleaner, and reduce emissions without pushing out the people who actually live in and run these communities? Eric brings a different lens to the conversation, shaped by 12 years as a special education teacher in New York City public schools. He talks about what he saw beyond the classroom, things that don’t usually make it into policy discussions, like food insecurity, unstable housing, and families doing everything they can just to stay afloat. That experience influences how he approaches funding, accountability, and the idea that real impact often takes years to show up, whether you’re teaching, producing content, or working in government. We also get into why co-ops and condos are still one of the most accessible paths to homeownership in the city, and why they’re often left out of the broader affordability conversation. Eric pushes back on the assumption that co-op shareholders are all wealthy, and makes the case that volunteer board members deserve more support and less skepticism. He also touches on how certain policy language can create personal liability concerns that discourage good people from stepping into those roles. There’s a quick Bronx lightning round in there too, with some real neighborhood spots, plus a brief stop in Binghamton for good measure. If NYC housing, co-op living, and affordability matter to you, give it a listen. Share it with a board member or neighbor, and leave a review so more people can find the show.

How State Policy Is Shaping the Future of NYC Co-ops With Guest Sen. Toby Ann Stavisky

Co-ops remain one of the last realistic ways to buy a home in New York City. The challenge is that many of the people shaping housing policy don’t fully understand how co-op living actually works. In this episode, we sit down with Sen. Toby Ann Stavisky to talk about that disconnect, and why it often leaves co-op and condo communities playing defense, even though they represent one of the most accessible paths to home ownership in the city. We start with her background, from teaching and early campaign work to her election to the State Senate in 1999, where she became the first woman from Queens to hold that seat. From there, the conversation shifts to how Albany has evolved over the years, including the role technology now plays in both governing and campaigning. We also touch on how artificial intelligence is starting to show up in policy discussions, from regulating synthetic media to initiatives like the Empire AI project at SUNY Buffalo. From there, we get into the issues that directly affect co-op and condo residents: property taxes, the pressure around Local Law 97, and what proposed changes to the J-51 tax abatement could mean for building repairs and long-term planning. We also talk through ongoing concerns about co-ops being swept into tenant-focused legislation, and what’s being done to keep that distinction clear. The conversation wraps with a look at ground lease reform and why it matters for financing and long-term stability. If you’re a shareholder, board member, property manager, or just someone trying to make sense of housing policy in New York, this episode helps connect what’s happening in Albany to what shows up in your monthly costs. If you find it useful, consider subscribing, sharing it with someone in your building, or leaving a review so others can find the show.

Co-ops and Condos United NY: Jane Menton on Helping 1.2 Million Homeowners Find Their Voice

Local Law 97 is starting to feel very real for co-op and condo boards across New York City. When Jane Menton reviews building emissions reports, it becomes clear this is not just a long-term climate goal. It has the potential to create significant costs for buildings that are already operating on tight budgets. We talk through why 2030 is closer than it sounds in terms of capital planning, how projects can quickly turn into assessments, and what early electrification estimates could mean on a per-apartment basis. We also step back and look at a piece that does not get much attention at board meetings: the electric grid. As buildings move toward electrification, questions around capacity, reliability, and rising demand come into focus. We discuss how Local Law 97 connects with the broader push for renewable energy, and what it could mean for residents if electricity costs continue to rise alongside compliance requirements. Finally, we focus on practical paths forward. Jane shares how Co-ops and Condos United NY is working to build a broader coalition, what potential policy tools like an expanded J-51 abatement could look like, and why more coordinated advocacy at the City Council level could make a difference. If you live in a co-op or condo, this conversation offers a clear look at what is coming and how buildings can start preparing. Subscribe for more conversations on co-op and condo governance, share this episode with your board, and leave a review to help others find it. What is the biggest challenge your building is facing right now?

The Weprin Legacy: Co-ops, Community, and Public Service

How does a modest veterans co-op in Queens shape a lifetime of public service and influence the future of housing policy in New York City? In this episode, we sit down with former Assembly Member and City Council Member Mark Weprin for a candid conversation about legacy, legislation, and the long-term viability of middle-class co-op ownership. From his father Saul Weprin’s rise to Speaker of the Assembly to his own years in Albany and City Hall, Mark traces how neighborhood roots inform policy decisions that determine whether communities thrive. We examine why co-ops remain one of the most stable entry points to homeownership for teachers, nurses, police officers, and first-time buyers who want more than just an address—they want a stake in their block. Then we confront the friction points. Outdated assessment methodologies continue to treat co-ops like rental properties, producing tax burdens that often diverge from actual market value. Mark outlines how predictable, transparent reform could preserve affordability while maintaining municipal revenue stability. The discussion turns to Local Law 97, where climate mandates intersect with uneven technology readiness, financing constraints, and compliance penalties that could translate into five-figure costs for individual shareholders. Mark makes the case for a more calibrated path forward: phased implementation, recognition of prior fuel conversions, targeted funding mechanisms, and alignment with grid modernization to ensure decarbonization remains both ambitious and achievable. Policy is only part of the equation. Strategy determines outcomes. Mark shares a practical blueprint for building a co-op and condo caucus, uniting council districts with significant ownership constituencies, grounding advocacy in data and lived experience, and engaging City Hall through a shared priority—affordability. Along the way, we discuss the differences between Albany and City Hall press dynamics, reflect on Ed Koch’s direct governing style, and explore what it takes to advance complex legislation without losing sight of the people it affects. If you care about property tax equity, assessment reform, compliance costs, and preserving middle-class homeownership in New York City, this conversation offers a substantive road map. If this episode resonates, follow the show, share it with your board or neighbors, and leave a review with your biggest question about co-op taxation or Local Law 97. We will address it in an upcoming episode.

From Fire To Settlement: How Public Adjusters Protect Co-ops And Condos

Think the building’s master policy will automatically replace your marble kitchen and motorized shades after a fire? In many New York co-ops and condos, that assumption is where trouble starts. We break down how coverage really works and why the decisions made before a loss often determine whether you are back in your home quickly or tied up in disputes for years. In this episode, we sit down with CEO & Co-Founder of United Public Adjusters & Appraisers Philip Maltaghati and walk through the claims process from the very first phone call to the final settlement. Philip explains how he reads insurance policies alongside proprietary leases, bylaws, and offering plans to figure out what the master policy truly covers and what responsibility falls on the unit owner. He also demystifies replacement cost versus actual cash value, explains how co-insurance penalties quietly shrink payouts, and discusses the growing trend of condos shifting interior coverage onto owners. We talk about why first-party claims usually move faster than pursuing a neighbor’s insurer, how late reporting can derail an otherwise valid claim, and why renovations that go far beyond original sponsor finishes often leave owners underinsured. We also spend time on something that matters just as much as strategy: proof. Philip shares how simple tools like phone videos, doorbell cameras, building CCTV, and 3D scans can capture damage that changes over time and across multiple inspections. We discuss doing remediation the right way to prevent mold and secondary damage, and how creating urgency can help move carriers toward faster payments. From elevator pits to roof exhausts, we cover the hidden paths smoke and water take and why thorough documentation can completely change the outcome of a claim. For boards, we talk about independent valuations, ordinance or law coverage for required code upgrades, and how to navigate renewal shocks without putting the building at risk. For owners, we offer a clear checklist for improvements coverage and temporary housing limits that reflect real-world costs. If you manage a building or own a renovated unit, this conversation will help you take a hard look at your coverage, sharpen your claims approach, and avoid expensive surprises when something goes wrong. Subscribe, share this episode with your board or neighbors, and leave a review with one question you wish your policy answered clearly.