The Sugar Daddy Podcast

137: My Mom Gifted Me a $400K Property and Won't Include My Boyfriend. Am I the A-hole?

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] A woman on Threads wrote that she is being gifted a $400,000 rental property by her mother, but only in her name, with a legal agreement keeping it separate from any future marriage. Her boyfriend of three years is furious. He wanted to sell it and use the money toward a bigger place for them both. When she explained her mom's conditions, he packed a bag and moved in with a friend. In this episode, Jessica and Brandon break down why the mom's conditions are not just reasonable, they are smart. They also dig into what the boyfriend's reaction actually reveals about his character, why inheritance and asset protection are conversations every couple should be having, and what their own postnuptial agreement says about inherited wealth. Their verdict? Take the property. And seriously reconsider the relationship. Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] Apply to be a guest on the show. [https://www.thesugardaddypodcast.com/guests/intake/] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram  We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially....

136: The Fight Behind the Fight: How Couples Argue About Money Without Saying It

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] You just had a fight about the dishwasher. Or the thermostat. Or the vacation your partner keeps putting off. Spoiler: it wasn't about any of those things. Most arguments couples have about money are actually about something much deeper, and once you learn to spot it, you can't unsee it. In this episode, Jessica and Brandon break down how couples argue about money without ever actually talking about money. They share their own real-life examples, including Jessica's recent "I want to save $100,000" moment (and what was really underneath it), the time Brandon left Jessica's stocking empty on Christmas, and how they finally got on the same page about paying for their kids' college. You'll also learn the DREAM framework, their 5-step approach to decoding what your money arguments are really about and having the conversations that actually fix them. What you'll learn: * Why fights about Target runs, utility bills, and vacation planning are rarely about the money * How scarcity mindsets and childhood money memories show up in your relationship right now * The exact phrase that helps you peel back what a money argument is really about * When to pause mid-fight and how to schedule a money date that actually works * How tools like Monarch Money can eliminate the visibility gaps that fuel conflict Free resource: Grab their Dream Money Conversations guide [https://canva.link/reku9v1e843d890] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] Apply to be a guest on the show. [https://www.thesugardaddypodcast.com/guests/intake/] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram  We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially....

135: One Injury Away From Financial Ruin: Disability Insurance Explained

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] Your ability to earn money is your most valuable financial asset, and most people have zero protection for it. In this episode, Jessica and Brandon break down disability insurance from the ground up: what it actually covers, why your employer's policy probably isn't enough, and how to plug the gaps before something happens. You'll learn: * The difference between short-term and long-term disability, and why most people confuse them * Why 60% of your base salary sounds fine until you do the math * The critical policy feature that determines whether you can actually collect (own occupation vs. any occupation) * How the underwriting process works, and why your medical records matter more than you think * Why disability insurance may be more important than life insurance * The future increase rider that lets you grow your coverage without going through medical underwriting again If you have income and people who depend on it, this episode is non-negotiable. 🎙️ New episodes every Wednesday on Apple Podcasts, Spotify & YouTube Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] Apply to be a guest on the show. [https://www.thesugardaddypodcast.com/guests/intake/] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram  We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially....

134: Red Flags Your Job Is At Risk (And What To Do Now)

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] No performance issues. No warnings. Just a Monday morning calendar invite that ends your role. In this episode, Brandon and Jessica, a tech professional who has been laid off twice in two years, walk through the red flags most employees ignore, what to do financially before a layoff happens, and how to navigate the first critical days after it does. Listeners will learn: * How to spot the organizational and role-specific signs that a layoff may be coming * Why great performance reviews offer no protection  * How to size and build a properly funded emergency fund  * What to look for in a severance package before signing anything  * How to approach networking and resume maintenance year-round  * Why treating a layoff as a business decision, not a personal failure, is the first step toward getting back on your feet A practical, honest conversation for anyone who is currently employed, recently laid off, or simply paying attention to what is happening in the workforce right now. 💰 Monarch Money (50% off) [https://www.monarch.com/referral?r_source=share&code=efi38xe7ed] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] Apply to be a guest on the show. [https://www.thesugardaddypodcast.com/guests/intake/] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram  We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially....

133: She Wanted $50K to Have His Baby. Was She Wrong?

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] A woman shows up to her partner with a 16-page binder, a proration schedule, and a request for up to $50,000 before agreeing to get pregnant. Her partner posts it to Reddit. The internet has thoughts. So do we. In this episode, Jessica and Brandon break down a viral Reddit thread about financial compensation for pregnancy, and why this woman's "crazy" demand is actually one of the smartest financial moves an unmarried woman can make. They cover the motherhood tax, why spiritually married is just legally roommates, and the money conversations couples should be having before a baby ever enters the picture. If you're in a relationship and thinking about kids, this episode is required listening. Show Notes: Episode 93: Writing Our Own Rules: Details of our Post-Nuptial Agreement [https://podcasts.apple.com/us/podcast/93-writing-our-own-rules-details-of-our-post-nuptial/id1634724844?i=1000713421756] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] Apply to be a guest on the show. [https://www.thesugardaddypodcast.com/guests/intake/] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram  We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially....