Live Life Liberated

Are you fully capitalizing on your business’s financial strategy? If not, you could be missing out on critical growth opportunities and tax savings. Let’s celebrate 100 episodes of Live Life Liberated with a value-packed discussion! 🎉 [https://s.w.org/images/core/emoji/15.0.3/72x72/1f389.png] This week, host Derek Myron interviews Jonny Borok, a highly experienced fractional CFO, about how these experts help business owners achieve their investment and estate planning goals with greater precision.  Their conversation reveals the unique advantages of hiring a fractional CFO, the importance of cross-disciplinary collaboration among advisory teams, and why a unified financial strategy is vital for sustained success. Whether you’re steering a business with $5 million or more in revenue or seeking to fine-tune your financial approach, this release offers invaluable insights that could revolutionize your financial planning! Talking points include: * The distinct advantages of a fractional CFO for strategic oversight and solving complex financial challenges * The enhanced insights a fractional CFO brings from working across multiple industries and clients * The crucial impact of effective collaboration between wealth managers, tax strategists, legal experts, and accountants * Identifying businesses that stand to benefit most from fractional CFO services, with a focus on strong accounting foundations * The essential role of accurate financial reporting in tax planning and how to establish reliable reporting systems * The pitfalls of working in silos and the need for continuous coordination among your advisory team * Practical guidance on when to consider a fractional CFO for improving financial reporting, cash flow, and tax strategy * And much more! Connect with Jonny Borok: * Email: jborok@jangcfo.com [jborok@jangcfo.com]  * Direct: (858) 336-5907 Connect with Centura Wealth Advisory: * (858) 771-9500 * Centura Wealth Advisory [https://centurawealth.com/] * LinkedIn: Centura Wealth Advisory [https://www.linkedin.com/company/centura-wealth-advisory/] About Our Guest: Jonny Borok has over 25 years of experience as a CFO for primarily San Diego-based, privately held mid-market companies. He has had responsibility for the full range of accounting and finance functions including insurance and tax matters.

Could your business be missing out on thousands in tax savings right now? In this episode of Live Life Liberated, Greg Klipstein and Samantha Lawrence uncover the Qualified Business Income (QBI) deduction — a powerful yet often overlooked tax benefit designed to help small businesses reduce their tax burden. Despite its potential, many business owners miss out on this opportunity due to inadequate planning or advisory support. Whether you’re a small business owner or someone responsible for managing your company’s finances, this conversation is packed with actionable insights to help you optimize your tax strategy and keep more of your hard-earned money. Talking points include: * Understanding the QBI deduction and its role in reducing tax burdens for small businesses * Common reasons why the QBI deduction is missed, including improper company structure and poor communication with advisory teams * The essential role of proactive and well-coordinated advisory teams in ensuring the deduction is utilized effectively * How to correct missed QBI deductions in current & prior tax years and the value of addressing these issues promptly * Broader implications of missing the QBI deduction, such as overlooked retirement planning opportunities and other tax-saving strategies * Evaluating whether it’s time to replace your advisory team to better manage complex financial needs * And more! Connect with Samantha Lawrence: * LinkedIn: Samantha Lawrence, CFP® [https://www.linkedin.com/in/samanthadrewlawrence/] * Centura Wealth Advisory [https://centurawealth.com/] Connect with Greg W. Klipstein: * LinkedIn: Greg W. Klipstein / JD, LL.M, CFP [https://www.linkedin.com/in/greg-w-klipstein-jd-ll-m-cfp-b9902642/] * Centura Wealth Advisory [https://centurawealth.com/] Connect with Centura Wealth Advisory: * (858) 771-9500 * Centura Wealth Advisory [https://centurawealth.com/] * LinkedIn: Centura Wealth Advisory [https://www.linkedin.com/company/centura-wealth-advisory/]

Curious about why multifamily real estate stands out as a resilient and potentially lucrative investment? Join Chris Osmond, CFA, CAIA®, CFP®, Chief Investment Officer at Centura Wealth Advisory, as he sits down with Rob Ireland, Managing Director at Continental Realty Assets (CRA). Together, they explore the impact of multifamily real estate, uncovering its multitude of benefits, strategic approaches, and current market trends.  Learn how Centura’s strategic partnership with CRA is designed to deliver exceptional investment outcomes and redefine your wealth management strategy! Talking points include:  * Reducing or deferring taxes through strategic investments * The consistency and tax advantages of multifamily real estate * The impact of the housing crisis and high financing costs on new housing * Long-term demand for multifamily housing due to supply constraints * The importance of alignment between Centura and investment partners * And more! Connect with Chris Osmond: * LinkedIn: Chris Osmond [https://www.linkedin.com/in/chris-osmond-cfa-caia%C2%AE-cfp%C2%AE-5b13327/] Connect with Robert Ireland: * LinkedIn: Robert Ireland [https://www.linkedin.com/in/robert-ireland-64120511/] * Continental Realty Group [https://www.continentalrealtygroup.com/] Connect with Centura Wealth Advisory: * (858) 771-9500 * Centura Wealth Advisory [https://centurawealth.com/] * LinkedIn: Centura Wealth Advisory [https://www.linkedin.com/company/centura-wealth-advisory/] About Our Guest: Robert Ireland joined CRA in 2007 and served in various acquisition, research, and asset management roles until 2014 when he was appointed as CRA’s Director of Acquisitions. During his tenure at CRA, Robert has played a key role in identifying, negotiating, and closing more than $600MM in multifamily acquisitions across the country. As Director of Acquisitions, Robert is responsible for leading CRA’s acquisitions, due diligence, and research teams to identify markets that meet CRA’s investment criteria, uncover dislocations of value, conduct financial analysis, set accretive business plans, and negotiate and close transactions. Robert is also focused on building and fostering relationships with CRA’s various family offices and individual and institutional capital partners. After graduating from Colorado State University in 2006 with a degree in Finance and Real Estate, Robert’s career has been focused on the multifamily industry, with experience in both brokerage and acquisitions. He resides in Denver with his wife and two sons and is an avid fly fisherman.

Coming from a humble background, Charlie Neer experienced financial turmoil early in his life.  But over the years, he has found success in multiple senior executive positions at various organizations — currently as Chief Revenue Officer (US) at MiQ. Two years ago, Charlie became a client of Centura Wealth Advisory (Centura). In this episode, Centura’s Managing Director Derek Myron interviews Charlie, who candidly shares his client experience, pivotal moments during the journey, and how his wealth management has become better aligned with his purpose. Derek and Charlie discuss: * What prompted Charlie to finally seek professional financial guidance * Centura’s comprehensive Liberated Wealth® process * How Centura helps coordinate all aspects of wealth management (investments, estate planning, tax planning, etc.) * Charlie’s advice to other high-net-worth individuals * And more Connect with Derek Myron: * dmyron@centurawealth.com [dmyron@centurawealth.com]  * LinkedIn: Derek Myron [https://www.linkedin.com/in/derekmyron/] Connect with Centura Wealth Advisory: * (858) 771-9500 * Centura Wealth Advisory [https://centurawealth.com/] * LinkedIn: Centura Wealth Advisory [https://www.linkedin.com/company/centura-wealth-advisory/]   The presented testimonial is from a current Centura client and is for informational purposes only. The statements provided should not be considered as a representation of all client experiences, which may differ substantially.

Most business owners, when asked about their timeline for exiting their business, often say it will take five years. When you ask the same question again next year, guess what they say? Five years! Without proper guidance and planning, you may be tempted to kick the can down the road until it’s too late. Listen in as Zoe Singh, CFP®, Wealth Advisor at Centura Wealth Advisory, and Andrea Steinbrenner, CEO of Exit Consulting Group, share the process for an effective business exit so you can be ever-ready to transition smoothly into the next chapter of your life. Zoe and Andrea discuss: * The ideal time to start your exit planning for significant tax benefits * The three stages of exit readiness * Latest market trends affecting the M&A space (especially private equity) * The sales process and timeline from initial business valuation to the final transaction * How do internal sales (family members, partners, key employees, etc.) differ from external sales (strategic buyer, PE firm, etc.) * And more Connect with Zoe Singh: * LinkedIn: Zoe Singh [http://www.linkedin.com/in/zoe-singh] Connect with Andrea Steinbrenner: * LinkedIn: Andrea Steinbrenner [https://www.linkedin.com/in/andreasteinbrenner/] * Exit Consulting Group [https://exitconsultinggroup.com/] Connect with Centura Wealth Advisory: * (858) 771-9500 * Centura Wealth Advisory [https://centurawealth.com/] * LinkedIn: Centura Wealth Advisory [https://www.linkedin.com/company/centura-wealth-advisory/] About Our Guest: Andrea Steinbrenner is the Chief Executive Officer at Exit Consulting Group, Inc. (ECG). An experienced, versatile executive who has worked across a multitude of industries throughout her career, Andrea’s objective is to leave businesses better than she finds them and works hard to provide her clients and companies with the best possible outcome. Andrea began her career in the Midwest, working her way up the managerial ladder in the retail industry. After marrying a naval officer, she attended San Diego State University and earned a Bachelor’s in accounting. She then worked for TGG Accounting, a mid-sized, outsourced accounting firm. And quickly rose through the ranks to become a fractional CFO working in a number of industries, including construction, manufacturing, retail, professional services, financial services, cannabis, hospitality, franchises, and e-commerce sectors, among others.  Deciding to take her career in a slightly different direction, Andrea became the VP of Operations and grew the company from less than 100 clients to over 250. After receiving an EMBA, Andrea left her position and started Canopy Consulting, a business consulting firm. She was referred to Exit Consulting Group (ECG) as a consultant in 2019 and is transitioning to CEO in October 2022.