Secure Your Retirement

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the foundational first step in their three-part Peace of Mind Pathway: The Peace of Mind Roadmap. This step is all about creating a personalized retirement roadmap to help you clearly define where you are, where you want to go, and what your journey through retirement will look like. Through real examples and a GPS-style analogy, they break down the importance of clarity and confidence when beginning the retirement planning process. The roadmap goes far beyond investments—it covers your retirement goals, Retirement income strategy, tax planning, estate planning, and more. Listen in to learn about how building a retirement-focused financial plan can reduce stress, reveal opportunities, and help you retire comfortably. You'll hear how an introductory meeting evolves into a comprehensive, personalized strategy session that gives you direction and peace of mind. With topics ranging from Roth conversions in retirement to bucket strategy retirement, this episode is perfect for anyone who’s ready to take their first step toward a secure your retirement future. IN THIS EPISODE, FIND OUT: ·      Why the Peace of Mind Roadmap is critical to financial planning for retirement ·      How your personalized GPS for retirement guides your unique journey ·      The role of planning meetings and how they evolve into strategy sessions ·      How to evaluate your retirement destination and adjust along the way ·      The impact of Roth conversions, healthcare costs, and charitable giving on your plan TWEETABLE QUOTES: "Your retirement plan should function like a GPS—clear, adaptable, and designed around your unique destination." – Radon Stancil "A well-crafted roadmap gives you more than numbers—it gives you the confidence to enjoy your retirement journey." – Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast [https://pomwealth.net/podcast]

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the fun and fulfilling side of retirement: retirement hobbies and retirement activities. After years spent working and raising families, many retirees look forward to rediscovering passions or picking up new interests. Radon and Murs explore why hobbies after retirement are so important for mental, physical, and emotional well-being and share some of the most popular retirement lifestyle ideas embraced by today's retirees. Listen in to learn about fun things to do in retirement, from volunteering in retirement and gardening to traveling and staying active with sports like pickleball. They also discuss how participating in activities after retirement helps build social connections, promotes lifelong learning, and keeps retirees energized. If you're planning retirement lifestyle goals, this episode is full of practical inspiration to help you retire comfortably and secure your retirement. IN THIS EPISODE, FIND OUT: ·      Why it's crucial to plan hobbies for seniors ahead of retirement. ·      The best ways to incorporate fun things to do in retirement into daily life. ·      How volunteering in retirement benefits your health and social life. ·      Why activities like gardening, traveling, and learning are top picks for retirees. ·      Tips for trying new activities for retirees and building a fulfilling lifestyle. TWEETABLE QUOTES: "Retirement is the perfect time to invest in yourself through hobbies that inspire, energize, and bring joy." — Radon Stancil "Having an active retirement isn't just fun—it's essential for your mental, physical, and emotional well-being." — Murs Tariq RESOURCES: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast [https://pomwealth.net/podcast].

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the "2025 1st Quarter Economic Update" with special guest Tom Siomades, Chief Market Economist. Together, they break down the real story behind the numbers and headlines from the first quarter of 2025, offering valuable insights into the 2025 market outlook, economic trends 2025, and the complexities around tariffs and the economy. As volatility and uncertainty persist, understanding the true state of the economy becomes crucial for anyone involved in Retirement Planning.  Listen in to learn about the potential impact of the 2025 recession talk, the Inflation outlook 2025, consumer behavior trends like Consumer spending 2025, and how the Federal Reserve is navigating these turbulent times. Whether you're planning for retirement or adjusting your financial strategy, this economic update offers clear-eyed guidance for financial planning for 2025 and beyond.  In this episode, find out:  * How the "January effect" influenced the 2025 market outlook.  * The role tariffs and the economy are playing in increased market volatility.  * The importance of consumer sentiment and Consumer spending 2025.  * How the Federal Reserve's decisions are being pressured by current economic conditions.  * Insights into the economic forecast 2025 and how it impacts Retirement Planning.  Tweetable Quotes:  "Economic uncertainty is a given, but having a well-structured retirement plan prepares you for whatever comes next." – Radon Stancil  "Even in volatile times, sticking to a flexible, diversified strategy is the key to retiring comfortably." – Murs Tariq  Resources:  If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!  To access the course, simply visit POMWealth.net/podcast [https://pomwealth.net/podcast].

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the art and importance of Preserving Memories with Angela Andrew, Product Evangelist for the Mylio App. In an age where digital images accumulate rapidly but often remain disorganized, Mylio offers a transformative solution for families looking to protect and share their memories. This episode dives into how the app simplifies Digital photo organization, helps Backup family photos, and creates a seamless structure for Family photo storage that enhances your Legacy planning. Listen in to learn about the value of Memory preservation not just as a digital convenience, but as a way to remember loved ones and tell your family's story across generations. Whether you're looking to scan old photos, organize digital photos, or understand how to organize photos from multiple sources, this episode shows how Mylio empowers you to create a meaningful and secure photo backup plan. With privacy-first features, family sharing options, and facial recognition, this is a must-listen for anyone preparing to retire comfortably and pass on more than just financial assets. IN THIS EPISODE, FIND OUT: * How the Mylio app helps centralize and organize photos from various sources. * Why Photo legacy and Family history photos matter for future generations. * The importance of Secure photo backup beyond just cloud services. * How to use face-tagging, calendar views, and location data to enhance organization. * Tips on Sharing photos with family while maintaining privacy. TWEETABLE QUOTES: "Legacy isn’t always about wealth—it’s about memories, photos, and the stories we pass down." – Radon Stancil "We create memories every day, but organizing and preserving them ensures they actually live on." – Murs Tariq RESOURCES: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast [https://pomwealth.net/podcast].

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a crucial yet often confusing topic for retirees: Required Minimum Distributions (RMDs). Joined by their colleague Taylor Wolverton, a Certified Financial Planner and Enrolled Agent, they break down the rules surrounding what are RMDs, how they’re calculated, and the updates brought by the Secure Act RMD changes. If you're unsure about RMD rules 2025, or when and how much to take from your retirement accounts, this episode is for you. Listen in to learn about the mechanics of how do RMDs work, from when to take RMDs to how they’re taxed and the penalties for missing one. The episode also explores RMD for retirement accounts like IRAs and 401(k)s, RMD tax rules, and even strategies like RMD and charitable giving. Whether you're planning ahead or facing your first required withdrawal, understanding your obligations is key to effective retirement tax planning and preserving your wealth. IN THIS EPISODE, FIND OUT: ·      What qualifies as a required minimum distribution and who it applies to. ·      Updated RMD start ages under the Secure Act RMD changes. ·      How RMDs are calculated using the IRS Uniform Lifetime Table. ·      The tax implications of RMDs and how to manage them effectively. ·      Smart options for reinvesting or donating your RMD. TWEETABLE QUOTES: "You can’t put RMDs back into an IRA or convert them to Roth—but you can reinvest them into a brokerage or give to charity tax-free." – Radon Stancil "Even if you don’t need the money, RMDs are required—it’s about paying back the taxes you’ve deferred for years." – Murs Tariq RESOURCES: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast [https://www.pomwealth.net/podcast].