Calm The Conflict - The Art of Resolution

S2 Episode Five One Day to Save A Business: The Power of Mediation

Episode 5 Your hosts Zakia Khalid, Commercial Litigation Solicitor & Debt Recovery Trainer, with David Goldberg, Partner at EMW Law & Legal 500 Lead Mediator.   Together, we unpack the real strategies, tips, and insights behind successful mediation.  From preparing for mediation, breaking deadlock, and debunking myths to choosing the right mediator and exploring online vs. in-person sessions, this podcast gives lawyers, businesses, and clients practical tools to resolve disputes without the stress of court.  Smart, simple, and effective conflict resolution, made clear. Tune in to learn how to navigate disputes with clarity, confidence, and calm.  In this episode, we explore: ·       How Mediation can help you as a business owner, save your business ·  You have one day of mediation, use it well and show up with a practical and commercial mindset. David’s Warning:  Don't just treat mediation as a tick box exercise, you've shown up use the day wisely. New to the show? Make sure to catch up on Series One (Episodes 1-10) to master the basics of the mediation process! Hosts:  Zakia Khalid - ⁠⁠⁠⁠https://www.zakiakhalidlaw.co.uk⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGdQRS1BcWUtS05OTkYtaFJkNEJSdDlzcTRSZ3xBQ3Jtc0trSWp5LXZTS2xIdnBMWGJOWHhmbWRUandseGhmTGFkcnNGdDVhQTJzaWs1ZjJlOGhnNWpyRVJiMUs1ek9wbEVyY3AtbEVHMlBrRjl5MkJtRktIUWZnb2c3VExraDlwRXB2U3BUbDBkYlR3SGZSTW9Fcw&q=https%3A%2F%2Fwww.zakiakhalidlaw.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] Zakia is a Debt Recovery Solicitor and Trainer to business finance and credit control teams, helping them understand and navigate the legal process of recovering unpaid invoices/debts to ensure cashflow is protected and bad debts are collected.   David Goldberg - ⁠⁠⁠⁠https://www.emwlaw.com⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGRmLTVHeDJpZ2NPQVVra3BuU1VZXzktWEUwQXxBQ3Jtc0tuVjU1UXN6YWwyQkpuZ3FCakI5YXVSWWpKWloyVEk3Z3hBSHVlWEgtUTJUcHNvTThoQ2JSWWhMSTc4UkFVRk5aNDlJUHRmbTZNYlVtdkw2QVltclVRWXNxYTVsRkxXZUhZanBUZENiLXF1N2E5cWhqMA&q=https%3A%2F%2Fwww.emwlaw.com%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] David is a solicitor-mediator accredited by CEDR and recognised in the legal 500 for the last three years. He can mediate a whole array of matters face to face or over Zoom. Please contact David direct by email (⁠⁠david.goldberg@emwlaw.com⁠⁠) or via LinkedIn for more details, a CV or with any questions.   Thank you to our sponsors:   Right Here Creative - ⁠⁠⁠⁠https://www.rightherecreative.co.uk⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbk5ZNU5kMnhfNnFnWTJYU2pCSUcteHNfaWs2UXxBQ3Jtc0tuSGlkcTJnN0s1blM5dy12NnZtcEZDZ1dWRXdBRFFmS3BsYnJSVld1dUJDcnJZd3pKdUNNNDhNQmJOSnlwY1VoUHRfd09abVBkUXdCbXpRYlpsanJyUDY3bExBUU5qMU1zT2VDWFJwMDNJeVdWNkplSQ&q=https%3A%2F%2Fwww.rightherecreative.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] GD Associates - ⁠⁠⁠⁠https://www.gdassociates.net⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblNTSFpfbHRYUVllcXhUZ3RZQ2RFSnFGR2VFQXxBQ3Jtc0tsQUxFaldGcDd2Vkt6TV9la3l6QzRYa21aeXdJNlZTZGYyWXA5QXBDd3djUUZWNUJ3MmhicjFtUGpiM3doa3RxZmRnZFozVGhEWEdOZUZDZ05yRlFZVW9URHJjeUlLdFFFUVBqUjdQQmljX3otanc3aw&q=https%3A%2F%2Fwww.gdassociates.net%2F&v=eUuwyQrLb78] #CalmTheConflict #Mediation #ConflictResolution #OneDay #FamilyBusiness #LegalStrategy #LitigationStress #TheArtOfResolution

S2 Episode Four Managing Emotion In Disputes - Why Mediation Wins

Your hosts Zakia Khalid, Commercial Litigation Solicitor & Debt Recovery Trainer, with David Goldberg, Partner at EMW Law & Legal 500 Lead Mediator.   Together, we unpack the real strategies, tips, and insights behind successful mediation. From preparing for mediation, breaking deadlock, and debunking myths to choosing the right mediator and exploring online vs. in-person sessions, this podcast gives lawyers, businesses, and clients practical tools to resolve disputes without the stress of court. Smart, simple, and effective conflict resolution, made clear. Tune in to learn how to navigate disputes with clarity, confidence, and calm.    "I am right." It’s the three most expensive words in the legal world. In this episode David and I, I dive into the psychological heart of disputes. While corporate battles are often just about the bottom line, personal disputes, like family business fallouts and boundary wars, carry an emotional charge that can lead to financial and mental ruin. David and I pull back the curtain on why people spend tens of thousands of pounds over the placement of a wheelie bin and why the "Home is my Castle" mentality is a high-risk strategy in the courtroom. In this episode, we explore: ·       The Sibling Dynamic: How family history complicates commercial resolutions. ·       The "Daft" Litigation Trap: A real-world look at the £100k shared/boundry1 dispute. ·       The Psychological Toll: Comparing the "year-and-a-half" stress of court to the one-day closure of mediation. ·       The Risk of the Judge: Why leaving it to a third party can cost you your money, your home, and your dignity. ·       Mediator "Air Time": How simply being heard can be the key to unlocking a settlement. David’s Warning: Think twice before you wish for your day in court, you might just get it, along with a life-changing bill. New to the show? Make sure to catch up on Series One (Episodes 1-10) to master the basics of the mediation process! Hosts:  Zakia Khalid - ⁠⁠⁠https://www.zakiakhalidlaw.co.uk [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGdQRS1BcWUtS05OTkYtaFJkNEJSdDlzcTRSZ3xBQ3Jtc0trSWp5LXZTS2xIdnBMWGJOWHhmbWRUandseGhmTGFkcnNGdDVhQTJzaWs1ZjJlOGhnNWpyRVJiMUs1ek9wbEVyY3AtbEVHMlBrRjl5MkJtRktIUWZnb2c3VExraDlwRXB2U3BUbDBkYlR3SGZSTW9Fcw&q=https%3A%2F%2Fwww.zakiakhalidlaw.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] Zakia is a Debt Recovery Solicitor and Trainer to business finance and credit control teams, helping them understand and navigate the legal process of recovering unpaid invoices/debts to ensure cashflow is protected and bad debts are collected.   David Goldberg - ⁠⁠⁠https://www.emwlaw.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGRmLTVHeDJpZ2NPQVVra3BuU1VZXzktWEUwQXxBQ3Jtc0tuVjU1UXN6YWwyQkpuZ3FCakI5YXVSWWpKWloyVEk3Z3hBSHVlWEgtUTJUcHNvTThoQ2JSWWhMSTc4UkFVRk5aNDlJUHRmbTZNYlVtdkw2QVltclVRWXNxYTVsRkxXZUhZanBUZENiLXF1N2E5cWhqMA&q=https%3A%2F%2Fwww.emwlaw.com%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] David is a solicitor-mediator accredited by CEDR and recognised in the legal 500 for the last three years. He can mediate a whole array of matters face to face or over Zoom. Please contact David direct by email (⁠⁠david.goldberg@emwlaw.com⁠⁠) or via LinkedIn for more details, a CV or with any questions.   Thank you to our sponsors:   Right Here Creative - ⁠⁠⁠https://www.rightherecreative.co.uk [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbk5ZNU5kMnhfNnFnWTJYU2pCSUcteHNfaWs2UXxBQ3Jtc0tuSGlkcTJnN0s1blM5dy12NnZtcEZDZ1dWRXdBRFFmS3BsYnJSVld1dUJDcnJZd3pKdUNNNDhNQmJOSnlwY1VoUHRfd09abVBkUXdCbXpRYlpsanJyUDY3bExBUU5qMU1zT2VDWFJwMDNJeVdWNkplSQ&q=https%3A%2F%2Fwww.rightherecreative.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] GD Associates - ⁠⁠⁠https://www.gdassociates.net [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblNTSFpfbHRYUVllcXhUZ3RZQ2RFSnFGR2VFQXxBQ3Jtc0tsQUxFaldGcDd2Vkt6TV9la3l6QzRYa21aeXdJNlZTZGYyWXA5QXBDd3djUUZWNUJ3MmhicjFtUGpiM3doa3RxZmRnZFozVGhEWEdOZUZDZ05yRlFZVW9URHJjeUlLdFFFUVBqUjdQQmljX3otanc3aw&q=https%3A%2F%2Fwww.gdassociates.net%2F&v=eUuwyQrLb78] #CalmTheConflict #Mediation #ConflictResolution #BoundaryDisputes #FamilyBusiness #LegalStrategy #LitigationStress #TheArtOfResolution

S2 Episode Three - Enforcing Settlement Agreements

Hosted by Zakia Khalid, Commercial Litigation Solicitor & Debt Recovery Trainer, with David Goldberg, Partner at EMW Law & Legal 500 Lead Mediator.  Together, we unpack the real strategies, tips, and insights behind successful mediation. From preparing for mediation, breaking deadlock, and debunking myths to choosing the right mediator and exploring online vs. in-person sessions, this podcast gives lawyers, businesses, and clients practical tools to resolve disputes without the stress of court. Smart, simple, and effective conflict resolution made clear. Tune in to learn how to navigate disputes with clarity, confidence, and calm.  Series Two –  Episode Three Enforcing Settlement Agreements! You’ve spent all day in mediation, finally reached a compromise, and signed on the dotted line. But what happens if the other party fails to pay? Or worse, what if they break a confidentiality "gagging" clause? In this episode of Calm the Conflict, David and I explore the high-stakes world of enforcing mediation settlements. From the frazzled reality of drafting agreements after a long day negotiating to the legal technicalities that make an agreement stick, this is a must-listen for anyone who wants to ensure their resolution actually results in a result. In this episode, we dive into: ·       Settlement Agreements vs. Tomlin Orders: Knowing the difference could save you a massive legal headache. ·       The’Reality Check’: Why mediators ask the tough question: "Can you actually afford to make this payment?" ·       Drafting Under Pressure: How fatigue at the end of a long day can lead to "fluffy" wording and how to avoid it. ·       Non-Monetary Breaches: The difficulty of enforcing confidentiality and what to do when someone talks. ·       Enforcement & Escalation: How to turn a breached contract back into a court-ordered remedy. David’s Top Tip: Keep it "short and sweet." In the heat of a late-night negotiation, clarity is your best friend. New to the show? Don't forget to catch up on Series 1 (Episodes 1-10) for everything you need to know about preparing for the mediation process. Hosts:  Zakia Khalid - ⁠⁠https://www.zakiakhalidlaw.co.uk/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGdQRS1BcWUtS05OTkYtaFJkNEJSdDlzcTRSZ3xBQ3Jtc0trSWp5LXZTS2xIdnBMWGJOWHhmbWRUandseGhmTGFkcnNGdDVhQTJzaWs1ZjJlOGhnNWpyRVJiMUs1ek9wbEVyY3AtbEVHMlBrRjl5MkJtRktIUWZnb2c3VExraDlwRXB2U3BUbDBkYlR3SGZSTW9Fcw&q=https%3A%2F%2Fwww.zakiakhalidlaw.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78]  Zakia is a Debt Recovery Solicitor and Trainer to business finance and credit control teams, helping them understand and navigate the legal process of recovering unpaid invoices/debts to ensure cashflow is protected and bad debts are collected.  David Goldberg - ⁠⁠https://www.emwlaw.com/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGRmLTVHeDJpZ2NPQVVra3BuU1VZXzktWEUwQXxBQ3Jtc0tuVjU1UXN6YWwyQkpuZ3FCakI5YXVSWWpKWloyVEk3Z3hBSHVlWEgtUTJUcHNvTThoQ2JSWWhMSTc4UkFVRk5aNDlJUHRmbTZNYlVtdkw2QVltclVRWXNxYTVsRkxXZUhZanBUZENiLXF1N2E5cWhqMA&q=https%3A%2F%2Fwww.emwlaw.com%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78]  David is a solicitor-mediator accredited by CEDR and recognised in the legal 500 for the last three years. He can mediate a whole array of matters face to face or over Zoom. Please contact David direct by email (⁠⁠david.goldberg@emwlaw.com⁠⁠) or via LinkedIn for more details, a CV or with any questions.  Thank you to our sponsors:  Right Here Creative - ⁠⁠https://www.rightherecreative.co.uk/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbk5ZNU5kMnhfNnFnWTJYU2pCSUcteHNfaWs2UXxBQ3Jtc0tuSGlkcTJnN0s1blM5dy12NnZtcEZDZ1dWRXdBRFFmS3BsYnJSVld1dUJDcnJZd3pKdUNNNDhNQmJOSnlwY1VoUHRfd09abVBkUXdCbXpRYlpsanJyUDY3bExBUU5qMU1zT2VDWFJwMDNJeVdWNkplSQ&q=https%3A%2F%2Fwww.rightherecreative.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] GD Associates - ⁠⁠https://www.gdassociates.net/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblNTSFpfbHRYUVllcXhUZ3RZQ2RFSnFGR2VFQXxBQ3Jtc0tsQUxFaldGcDd2Vkt6TV9la3l6QzRYa21aeXdJNlZTZGYyWXA5QXBDd3djUUZWNUJ3MmhicjFtUGpiM3doa3RxZmRnZFozVGhEWEdOZUZDZ05yRlFZVW9URHJjeUlLdFFFUVBqUjdQQmljX3otanc3aw&q=https%3A%2F%2Fwww.gdassociates.net%2F&v=eUuwyQrLb78]

S2 Episode Two Bad Faith In Mediation And How To Handle It!

Season Two - Episode Two Hosted by Zakia Khalid, Commercial Litigation Solicitor & Debt Recovery Trainer, with David Goldberg, Partner at EMW Law & Legal 500 Lead Mediator. Together, we unpack the real strategies, tips, and insights behind successful mediation. From preparing for mediation, breaking deadlock, and debunking myths to choosing the right mediator and exploring online vs. in-person sessions, this podcast gives lawyers, businesses, and clients practical tools to resolve disputes without the stress of court. Smart, simple, and effective conflict resolution, made clear. Tune in to learn how to navigate disputes with clarity, confidence, and calm.  In this episode we dive into the murky waters of bad faith and look at;  ·      What does Bad Faith look like? ·      Is it underhanded behaviour or simply a poorly managed strategy? ·      Is it a party ticking boxes and game playing? ·      What you can do and practical tips on to how to handle bad faith  Hosts:  Zakia Khalid - ⁠⁠https://www.zakiakhalidlaw.co.uk/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGdQRS1BcWUtS05OTkYtaFJkNEJSdDlzcTRSZ3xBQ3Jtc0trSWp5LXZTS2xIdnBMWGJOWHhmbWRUandseGhmTGFkcnNGdDVhQTJzaWs1ZjJlOGhnNWpyRVJiMUs1ek9wbEVyY3AtbEVHMlBrRjl5MkJtRktIUWZnb2c3VExraDlwRXB2U3BUbDBkYlR3SGZSTW9Fcw&q=https%3A%2F%2Fwww.zakiakhalidlaw.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] Zakia is a Debt Recovery Solicitor and Trainer to business finance and credit control teams, helping them understand and navigate the legal process of recovering unpaid invoices/debts to ensure cashflow is protected and bad debts are collected.  David Goldberg - ⁠⁠https://www.emwlaw.com/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGRmLTVHeDJpZ2NPQVVra3BuU1VZXzktWEUwQXxBQ3Jtc0tuVjU1UXN6YWwyQkpuZ3FCakI5YXVSWWpKWloyVEk3Z3hBSHVlWEgtUTJUcHNvTThoQ2JSWWhMSTc4UkFVRk5aNDlJUHRmbTZNYlVtdkw2QVltclVRWXNxYTVsRkxXZUhZanBUZENiLXF1N2E5cWhqMA&q=https%3A%2F%2Fwww.emwlaw.com%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78] David is a solicitor-mediator accredited by CEDR and recognised in the legal 500 for the last three years. He can mediate a whole array of matters face to face or over Zoom. Please contact David direct by email (⁠⁠david.goldberg@emwlaw.com⁠⁠) or via LinkedIn for more details, a CV or with any questions.  Thank you to our sponsors:  Right Here Creative - ⁠⁠https://www.rightherecreative.co.uk/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbk5ZNU5kMnhfNnFnWTJYU2pCSUcteHNfaWs2UXxBQ3Jtc0tuSGlkcTJnN0s1blM5dy12NnZtcEZDZ1dWRXdBRFFmS3BsYnJSVld1dUJDcnJZd3pKdUNNNDhNQmJOSnlwY1VoUHRfd09abVBkUXdCbXpRYlpsanJyUDY3bExBUU5qMU1zT2VDWFJwMDNJeVdWNkplSQ&q=https%3A%2F%2Fwww.rightherecreative.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78]  GD Associates - ⁠⁠https://www.gdassociates.net/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblNTSFpfbHRYUVllcXhUZ3RZQ2RFSnFGR2VFQXxBQ3Jtc0tsQUxFaldGcDd2Vkt6TV9la3l6QzRYa21aeXdJNlZTZGYyWXA5QXBDd3djUUZWNUJ3MmhicjFtUGpiM3doa3RxZmRnZFozVGhEWEdOZUZDZ05yRlFZVW9URHJjeUlLdFFFUVBqUjdQQmljX3otanc3aw&q=https%3A%2F%2Fwww.gdassociates.net%2F&v=eUuwyQrLb78]

S2 Episode One - Why Do Businesses Still Choose Court over Mediation?

Series 2, Episode 1: Why Do Businesses Choose to Go to Court Over Mediation? We are back! After an incredible first season, David Goldberg and I are diving straight into the deep end for the Season 2 premiere. Despite the high success rates and cost-effectiveness of mediation, many businesses still find themselves heading for the courtroom. In this episode, we pull back the curtain on the "why." Is it about control? Precedent? Or simply a misunderstanding of what mediation can achieve? In this episode, we discuss: The psychological and strategic reasons businesses default to litigation.The risks of choosing the "day in court" over a collaborative resolution. How to pivot your strategy when you’re leaning toward a legal battle.New here? I f you’re just joining us, welcome! We highly recommend going back to listen to Series 1 (Episodes 1–10). We cover everything from the "Day of Mediation" and "How to Prepare," to the crucial steps of "How to Pick the Right Mediator." It’s the ultimate toolkit for anyone navigating a dispute.Have a question? We’d love to hear from you! Reach out to David or myself via the links in our bios on Spotify or YouTube.Thank you for listening, and let’s get Season 2 started! Hosted by Zakia Khalid, Commercial Litigation Solicitor & Debt Recovery Trainer, with David Goldberg, Partner at EMW Law & Legal 500 Lead Mediator. Together, we unpack the real strategies, tips, and insights behind successful mediation.Smart, simple, and effective conflict resolution—made clear.Tune in to learn how to navigate disputes with clarity, confidence, and calm. Hosts: Zakia Khalid - ⁠⁠https://www.zakiakhalidlaw.co.uk/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGdQRS1BcWUtS05OTkYtaFJkNEJSdDlzcTRSZ3xBQ3Jtc0trSWp5LXZTS2xIdnBMWGJOWHhmbWRUandseGhmTGFkcnNGdDVhQTJzaWs1ZjJlOGhnNWpyRVJiMUs1ek9wbEVyY3AtbEVHMlBrRjl5MkJtRktIUWZnb2c3VExraDlwRXB2U3BUbDBkYlR3SGZSTW9Fcw&q=https%3A%2F%2Fwww.zakiakhalidlaw.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78]Zakia is a Debt Recovery Solicitor and Trainer to business finance and credit control teams, helping them understand and navigate the legal process of recovering unpaid invoices/debts to ensure cashflow is protected and bad debts are collected. David Goldberg - ⁠⁠https://www.emwlaw.com/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGRmLTVHeDJpZ2NPQVVra3BuU1VZXzktWEUwQXxBQ3Jtc0tuVjU1UXN6YWwyQkpuZ3FCakI5YXVSWWpKWloyVEk3Z3hBSHVlWEgtUTJUcHNvTThoQ2JSWWhMSTc4UkFVRk5aNDlJUHRmbTZNYlVtdkw2QVltclVRWXNxYTVsRkxXZUhZanBUZENiLXF1N2E5cWhqMA&q=https%3A%2F%2Fwww.emwlaw.com%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78]David is a solicitor-mediator accredited by CEDR and recognised in the legal 500 for the last three years. He can mediate a whole array of matters face to face or over Zoom. Please contact David direct by email (⁠⁠david.goldberg@emwlaw.com⁠⁠) or via LinkedIn for more details, a CV or with any questions. Thank you to our sponsors: Right Here Creative - ⁠⁠https://www.rightherecreative.co.uk/⁠⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbk5ZNU5kMnhfNnFnWTJYU2pCSUcteHNfaWs2UXxBQ3Jtc0tuSGlkcTJnN0s1blM5dy12NnZtcEZDZ1dWRXdBRFFmS3BsYnJSVld1dUJDcnJZd3pKdUNNNDhNQmJOSnlwY1VoUHRfd09abVBkUXdCbXpRYlpsanJyUDY3bExBUU5qMU1zT2VDWFJwMDNJeVdWNkplSQ&q=https%3A%2F%2Fwww.rightherecreative.co.uk%2F%E2%81%A0%E2%81%A0&v=eUuwyQrLb78]GD Associates - ⁠⁠https://www.gdassociates.net/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblNTSFpfbHRYUVllcXhUZ3RZQ2RFSnFGR2VFQXxBQ3Jtc0tsQUxFaldGcDd2Vkt6TV9la3l6QzRYa21aeXdJNlZTZGYyWXA5QXBDd3djUUZWNUJ3MmhicjFtUGpiM3doa3RxZmRnZFozVGhEWEdOZUZDZ05yRlFZVW9URHJjeUlLdFFFUVBqUjdQQmljX3otanc3aw&q=https%3A%2F%2Fwww.gdassociates.net%2F&v=eUuwyQrLb78]