The Diary of a Budget Mogul

Conscious Spending - Shifting Your Financial Mindset

You walk into a coffee shop, buy some goodies for $10, head home, put your keys on the table, and then switch on your TV. You then change the channel and set it to a subscription-based show. -- Those actions cost $23 dollars. Now repeat the coffee shop visit and the shows 3 times per week for an entire year. You've just invested $1,560 towards the shop and $156 towards the show, totaling your expense to $1,716. That's a significant number! But we rarely think about it because its such a small expense that it isn't tracked.  Think about it, it takes $27.40 per day to spend $10,000 per year. The Budget Mogul is back with the last entry of the July Series, Shifting Your Financial Mindset. For this quick bite episode, we look into five tips on how we make sure we are consciously spending.  This is an opportunity to help others who are in the same financial situation, to better lives using experiences, thoughts, ideas, learnings, as well as interviewing others who may also provide advice. The goal is to give inspiration, motivation, and information because, as Budget Mogul always says, you learn more, you save more

Limited vs. Abundance Mindset - Shifting Your Financial Mindset

Imagine yourself at your favorite store, and you see an item that you want to buy, but before you can even have a logical plan of purchase, you start limiting yourself by telling yourself that you don't have enough money and that you can't afford it.  - Your mindset then programs this as part of your existence, making it a negative financial pattern. The Budget Mogul is back with the third entry of the July Series, Shifting Your Financial Mindset. For this quick bite episode, we look into four tips on how we can rephrase our own limiting beliefs about money as we discuss a Limited vs. an Abundance Mindset. This is an opportunity to help others who are in the same financial situation, to better lives using experiences, thoughts, ideas, learnings, as well as interviewing others who may also provide advice. The goal is to give inspiration, motivation, and information because, as Budget Mogul always says, you learn more, you save more

Building a Healthier Financial Mindset - Shifting Your Financial Mindset

The Budget Mogul is back with the second entry of the July Series, Shifting Your Financial Mindset. For this episode, we dive into what we can do to build a healthier financial mindset by acknowledging when we need to change, understanding why we need to forgive ourselves for past financial mistakes, defining our financial priorities, being aware of current financial mindset, and the importance of practicing the art of gratitude. This is an opportunity to help others who are in the same financial situation, to better lives using experiences, thoughts, ideas, learnings, as well as interviewing others who may also provide advice. The goal is to give inspiration, motivation, and information because, as Budget Mogul always says, you learn more, you save more

Intentional Change Theory - Shifting Your Financial Mindset

It's the beginning of Budget Moguls Journey into the podcast world and her introduction? Why! To discuss change of course! With quick financial bites, Budget Mogul discusses the Intentional Change Theory, a five-phased model she used to change her mindset about the money, and the first step she took in her debt-free journey.  This is the first entry of the Shifting your financial mindset series, which consists of Intentional Change Theory, Building a healthier financial mindset, Limited vs. Abundance Mindset, Conscious Spending This is an opportunity to help others who are in the same financial situation, to better lives using experiences, thoughts, ideas, learnings, as well as interviewing others who may also provide advice. The goal is to give inspiration, motivation, and information because, as Budget Mogul always says, you learn more, you save more To learn more about Intentional Change Theory: https://www.mindtools.com/pages/article/intentional-change-theory.htm [https://www.mindtools.com/pages/article/intentional-change-theory.htm]