The SUPERmen Podcast

Episode 44 - ASIC Research: Exposes Australia’s Growing Retirement Readiness Crisis

Welcome back to the Superman Podcast with Lionel O’Mally [https://www.linkedin.com/in/lionelomally/] and Matt McCabe [https://www.linkedin.com/in/m-mccabe/]. In this episode, the boys unpack new ASIC [https://www.asic.gov.au/] research exposing Australia’s growing retirement readiness crisis and what it reveals about the way Australians are planning — or avoiding planning — for retirement. They dive into the key findings from ASIC’s survey of 2,065 Australians aged 45–75, including the alarming gap between people who know when they want to retire and those who actually have a strategy in place. Lionel and Matt discuss why your 50s are such a critical stage for retirement planning, the importance of having a “10-year runway,” and why so many Australians still feel financially unprepared for retirement. As always, Lionel and Matt keep it real — sharing honest opinions, practical strategies, and conversations based on real client experiences from the frontlines of retirement advice in Australia. If retirement is on your horizon, or you simply want more confidence around your financial future, this episode is packed with insights to help you start planning smarter. Lionel O'Mally  https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ Lionel O'Mally  https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 43 - Proposed Super Changes, Housing Chaos & The Politicians Playing With Your Future

In this episode, Lionel & matt unpack a series of proposed government changes impacting superannuation, housing affordability, capital gains tax and negative gearing, and explain why many Australians may not realise the real consequences until it is too late. The boys dive deep into concerns around proposals to automatically move superannuation accounts into pension phase at age 65, highlighting how this could unintentionally hurt retirees, disabled Australians, and people strategically using accumulation accounts to protect Centrelink benefits and long term financial flexibility. Lionel and Matt also tackle the housing affordability debate, questioning whether politicians truly understand the real world impact of their policy decisions. From taxing empty rooms, immigration pressures, downsizing incentives and negative gearing changes, to rising interest rates crushing borrowing capacity, the conversation gets honest very quickly. The episode also includes real client examples showing how strategic financial planning can legally reduce capital gains tax, including one case study that saved a client approximately $40,000 in tax through careful use of super contributions and tax planning strategies. This is a raw and practical conversation about policy, politics, retirement and money, without the political spin. Lionel O'Mally https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ Lionel O'Mally  https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 42 - We are back

We are back. And a lot has changed. After six months off the mic, the Supermen Podcast is back and this one hits different. * New businesses. * New team. * New direction. * And a world that feels like it is shifting again. In this episode: Matt breaks down what is really happening inside Newcastle Advisors * Two new advisers joining the team * Launch of Claim Strong and Downsizes Australia * And why more Australians are reaching out for help right now than ever before Lionel shares his move, life changes, and the launch of Bunnies and Munnies * A kids book series teaching financial literacy that is already gaining global attention * Then we get into the bigger stuff… Market volatility * Tensions with Iran * What investors should actually be doing right now No noise. No panic. Just real strategy. The key message? * The people who stay consistent win. * The people who wait… fall behind. And soon, you will start hearing from the next generation of advisers coming through. This is not just a podcast anymore. It is a front row seat to what is being built. 🎧 Episode out now Lionel O'Mally https://www.purposeplanning.com.au/ Matt McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/claim-strong https://newcastleadvisors.com.au/downsizers-australia/ Bunnies and Monies Book https://bunniesmonies.com.au/ Lionel O'Mally  https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 41 - Chalmers Backflips on Super – Common Sense or Damage Done?

CHALMERS BACKFLIPS ON SUPER – COMMON SENSE OR DAMAGE DONE? The Treasurer’s done a U-turn and it’s shaking up Australia’s super system. Back in May, Jim Chalmers announced plans to tax unrealised gains on super balances over $3 million. Fast forward to October, and he’s walking it all back. No tax on unrealised gains. The $3 million cap is now indexed. But the damage to public trust? That’s another story. In this episode, Matt McCabe breaks down: 💥 What’s changed and why it matters 💥 The new 30% and 40% tax tiers 💥 How younger Aussies were almost dragged into the “rich list” 💥 Why this backflip proves the super system is political football 💥 What smart investors and retirees should do next 🎧 Listen now to hear why this “win” for common sense might have come too late for everyday Australians. Lionel O'Mally  https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 40 - The Circus, The Business, and The Battle for Better Insurance

Connect with Phil Thompson Website: https://www.skye.com.au/team Instagram: https://www.instagram.com/skye.wealth/ Linkedin: https://www.linkedin.com/company/skyewealth/about/ Connect with Lionel O'Mally Website: https://www.purposeplanning.com.au/ Instagram: https://www.instagram.com/purposeplanningaus Linkedin: https://www.linkedin.com/in/lionelomally/ Connect with Matt McCabe Website: https://www.newcastleadvisors.com.au/ Instagram: https://www.instagram.com/newcastleadvisors Linkedin: https://www.linkedin.com/in/m-mccabe/ Phil Thompson’s story isn’t your typical finance career. He started out flipping through the air as a world-class acrobat… before pivoting into the world of insurance. Now, as the founder of Sky Wealth, Phil has carved out a bold niche: a business dedicated to risk-only advice. In this episode, Phil shares: * How circus training shaped his resilience and competitive edge. * The leap from performing to financial planning. * Why Sky Wealth only focuses on insurance — and how that helps clients. * Real-world insights on premiums, mental health disclosures, and business structuring. * What he’s learned about leadership, money, and backing yourself in business. It’s equal parts entertaining and eye-opening — perfect for anyone curious about careers, risk, and the mindset it takes to reinvent yourself. Lionel O'Mally  https://www.purposeplanning.com.au/ https://bunniesmonies.com.au/ Matthew McCabe https://newcastleadvisors.com.au/ https://newcastleadvisors.com.au/downsizers-australia/ https://newcastleadvisors.com.au/claim-strong/ ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.