AmeriServ Presents: Bank Chats

From Intake to Housing: How Homeless Shelters Work

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of Bank Chats, Drew and Jeff sit down with Roxann Tyger, director of the Women’s Help Center and Community Help Center in Johnstown, Pennsylvania, to talk about what homelessness really looks like and why it can start with a small financial shock. They discuss how shelters triage needs, what barriers keep people stuck, and how services like transitional housing and financial literacy help people rebuild independence.  We'd love for you to subscribe to the channel, but likes, shares, and comments also help us reach a larger audience, and we appreciate everyone. Resources: Women's Help Center [https://www.womenshelpcenter.org] Community Help Center [https://www.communityhelpctr.org/] 211.org [https://211.org/] Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

Winning A Car On TV Can Still Leave You Broke

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of 2 Cents, Drew and Jeff dig into what really happens after you win money, trips, or prizes on a game show and why the celebration can come with a tax bill. We break down the hidden costs that don’t make it on camera, from 1099s to travel expenses to the risk of walking away with less than you think. Please check out our full library of episodes, which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

The Nightmare After Christmas: Burst Pipes & Big Claims

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of Bank Chats, our guest, Matt Noel, walks us through a Christmas pipe burst that dumped 12,000 gallons through a house and turned a finished move-in home into a six-month rebuild. We talk candidly about what a homeowner's insurance claim really demands from you, what gets reimbursed, and why good coverage and good people matter when everything is soaked. If you haven't yet subscribed, please consider doing so. But perhaps even more importantly, consider sharing our episodes with people you know who could benefit from the content. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

Trump Accounts Explained

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of 2 Cents, Drew and Jeff break down Trump accounts in plain language and explain how the $1,000 federal seed works, what happens at age 18, and why taxes matter when the money comes out. They also compare them to 529 plans and show how even small monthly contributions can compound into meaningful retirement savings over decades.  Please check out our full library of episodes which can be found on the Ameriserv.com website. Resources: trumpaccounts.gov [https://trumpaccounts.gov/] Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

Pre-Need Planning and Perpetual Care Services

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of Bank Chats, Drew and Jeff talk with Tim Walters, Senior Vice President and Director of Perpetual Care Services, about the money, contracts, and real-world choices behind funeral planning, including why so many families feel lost when decisions happen fast. We also push past the discomfort and spell out how a clear plan can reduce grief-driven stress while protecting your loved ones from surprise costs.  Please like and subscribe to our show so that you never miss an episode. Resources: Funeral Rule [https://www.ftc.gov/news-events/topics/truth-advertising/funeral-rule] Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.