Next Level Women: Building Wealth, Confidence & Financial Freedom

193 - Why Women Feel Financially Behind (Even When They Have a Regular Paycheck)

Many women silently struggle with financial stress, shame, comparison, and the feeling of being “behind” in life — even while working hard and earning a decent income. In this episode, I break down the REAL reasons women feel financially behind and shares practical steps to build financial confidence, peace, and long-term wealth. You’ll learn: ✔ Why women often start financial education later in life ✔ How social media comparison destroys financial confidence ✔ The hidden emotional impact of money shame ✔ Why high income does NOT always equal financial peace ✔ Smart investing concepts like dollar-cost averaging & indexing ✔ How financially successful women think differently ✔ Action steps to reset your financial future starting today This episode is for every woman who wants to stop surviving financially and start building lasting wealth, freedom, and legacy. 👇 BOOK A FREE FINANCIAL COFFEE CHAT WITH ME: https://tidycal.com/joyrowland/money-coaching-coffee-chat 👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 COMMENT BELOW: What’s one financial goal you’re focusing on this year? 👍 If this episode helped you, LIKE, SUBSCRIBE & SHARE with another woman who needs this message. #WomenAndMoney #FinancialFreedom #PersonalFinance #WomenEmpowerment #WealthBuilding #FinancialLiteracy #MoneyMindset #InvestingForWomen #FinancialPeace #financialconfidence    YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction 00:29 Why So Many Women Feel Financially Behind 00:57 Women Carry More Than Financial Pressure 01:27 The Hidden Shame Around Money 01:54 Why Women Start Financial Education Late 02:52 Women & Financial History Explained 03:21 Generational Money Patterns 03:47 Money Avoidance & Financial Anxiety 04:46 Financial Dependency Conditioning 06:13 Women Becoming Breadwinners 06:43 Fear of Investing & Losing Money 07:13 Social Media & Comparison Culture 08:42 The Illusion of Wealth Online 09:12 Motherhood & Career Penalties 10:05 Lower Lifetime Earnings for Women 10:34 Why Responsibilities Delay Wealth Building 11:04 High Income Doesn’t Equal Financial Peace 12:03 The Pressure to “Look Wealthy” 12:33 How Shame Keeps Women Financially Stuck 13:32 What Financially Successful Women Do Differently 13:55 Confidence Comes After Action 14:25 Building Financial Awareness 14:53 Learning to Invest Smartly 15:50 Retirement & Long-Term Wealth 16:47 Momentum Over Perfection 17:16 The Power of Consistent Investing 18:12 Redefining Success & Wealth 19:08 Practical Financial Reset Steps 20:31 Stop Comparing Your Timeline 20:49 Calculate Your Financial Reality 21:45 Know Your Net Worth 22:14 Choose One Financial Goal 23:10 Weekly Money Dates 23:40 You Are Not Too Late 24:38 Free Financial Planning Support 25:37 Building Generational Wealth 26:08 Final Encouragement

192 - Self-Care Is NOT Selfish: NaKeesa Marie’s Powerful Message for Women & Entrepreneurs

In this powerful episode of the Next Level Women Podcast, I sit down with author, self-care advocate, entrepreneur, and literary artist NaKeesa Marie for an inspiring conversation about self-care, journaling, healing, mental wellness, entrepreneurship, and why women must stop putting themselves last. NaKeesa shares her deeply personal story of surviving a life-threatening health crisis, how it transformed her approach to self-care, and why she created her guided self-care journals for women, teens, and children. We also discuss: ✔ Why women struggle with self-care ✔ Mental health and emotional wellness ✔ Self-love and journaling ✔ Entrepreneurship and burnout ✔ Why self-care is a human right ✔ Healing from stress and overwhelm ✔ How journaling can transform your life ✔ Prioritizing yourself without guilt This conversation is especially powerful for women entrepreneurs, mothers, caregivers, and anyone feeling emotionally exhausted or overwhelmed. ✨ “You deserve self-care because you exist.” — NaKeesa Marie 👇 Connect with NaKeesa  🌐 Website: www.nakeesamarie.com 📚 Guided Journals: www.nakeesamarie.com 🛒 Books and Journals: https://www.nakeesamarie.com/category/all-products Instagram - https://www.instagram.com/nakeesamarie/ 👇 CONNECT WITH JOY ROWLAND https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 If this episode encouraged you, leave a COMMENT and share your biggest takeaway. 👍 Like this video 🔔 Subscribe for more empowering conversations for women 📤 Share this with someone who needs this message today #SelfCare #MentalHealth #WomenEmpowerment #Journaling #SelfLove #NekisaMarie #WomenEntrepreneurs #HealingJourney #PersonalDevelopment #PodcastInterview TIMESTAMPS / CHAPTER MARKERS 00:00 – Welcome & Introduction 00:57 – Who Is Nekisa Marie? 03:04 – Why Self-Care Became Her Mission 04:22 – Creating Guided Self-Care Journals 06:13 – Why Women Struggle With Self-Care 08:33 – How Self-Care Impacts Family & Relationships 10:01 – Surviving a Life-Threatening Health Crisis 13:14 – What REAL Self-Care Looks Like 14:39 – How the Journal Was Created 19:11 – Journaling & Self-Reflection 21:36 – The Meaning Behind the Images in the Journal 24:24 – Why Women Don’t Need to “Earn” Self-Care 26:19 – Upcoming Retreats & Workshops 29:18 – Mental Health & Emotional Wellness 30:09 – Where to Buy the Guided Journals 31:37 – Joy Shares Her Experience With the Journal 34:25 – Rewiring Negative Self-Talk 36:45 – Self-Care for Women Entrepreneurs 39:02 – Self-Care & Physical Health 40:57 – Final Advice for Women 43:26 – How to Connect With Nekisa Marie 44:22 – Upcoming Workshops & Book Tours 44:51 – Final Thoughts & Closing

191 - The Money System Every Woman Entrepreneur Needs – Profit First with Kayla Caldwell

💡 Are you running a business but not paying yourself consistently? In this episode of the *Next Level Woman Podcast*, I sit down with **Kayla Caldwell**, owner of *The Peace Strategy* and a certified Profit First Professional, to break down a powerful money system that helps entrepreneurs finally take control of their finances. We dive deep into the **Profit First method**, a simple but transformative approach to managing cash flow, paying yourself first, and building a business that actually supports your life — not drains it. Whether you're a solopreneur, creative, or service-based business owner, this episode will help you rethink how you handle money and build a more sustainable, profitable business. 🔥 WHAT YOU’LL LEARN: ✔️ What the Profit First method is (and why it works) ✔️ How to start paying yourself consistently ✔️ The biggest mistakes entrepreneurs make with money ✔️ How to simplify your finances using just 2 bank accounts ✔️ The PEACE framework for building a sustainable business ✔️ How to balance business growth with family life --- 🔗 CONNECT WITH KAYLA CALDWELL: 📩 Instagram: https://www.instagram.com/thepeacestrategy 🎧 Get the FREE audiobook chapter (DM “PEACE”): https://www.instagram.com/thepeacestrategy 🌐 The Peace Strategy: https://www.thepeacestrategy.com --- -------------------------------------------------- 🎤 Joy Rowland Money & Entrepreneurship Coach | Host of Next Level Women 🔗 Connect with Joy: https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 👍 If you found this helpful: Like 👍 | Comment 💬 | Subscribe 🔔 🎙️ ABOUT THIS CHANNEL: The *Next Level Woman Podcast* is all about helping ambitious women grow profitable businesses, build confidence, and create a life they love. --- 💬 COMMENT BELOW: What’s one thing you’re going to change about your finances after watching this? 👍 LIKE • SUBSCRIBE • SHARE if this helped you! --- #profitfirst #womeninbusiness #entrepreneurmindset #smallbusinessfinance #payyourselffirst  ⏱️ TIMESTAMPS / CHAPTERS 00:00 Welcome & Introduction 00:30 Meet Kayla Caldwell 01:21 Kayla’s Entrepreneurship Journey 04:59 What is Profit First? 06:21 The 5 Core Bank Accounts Explained 08:39 Profit First Percentages Breakdown 10:06 Why You Should Pay Yourself First 11:05 How to Get Started (Simple Steps) 12:28 Using Profit as a Reward System 14:50 The PEACE Business Framework 18:06 Task Audit: What Drains vs Fuels You 20:00 Where Entrepreneurs Struggle Most 22:22 Why People Fail at Profit First 23:49 The Biggest Expense Mistakes 25:46 Creative Cost-Cutting Example 28:10 How to Start Today (Action Steps) 28:39 Free Resources from Kayla 29:57 Final Advice & Closing Thoughts

190 - How to Grow Your Business with Podcasting with Virginia Elder

Want to grow your business using podcasting? 🎙️ In this powerful episode of the Next Level Women Podcast, I sit down with Virginia Elder, founder of Podcast Abundance, to break down how podcasting can become your most powerful client-attraction tool. 👉 Whether you're just starting or struggling to get results, this conversation will show you how to turn your podcast into a long-term business growth engine. 🔗 RESOURCES & LINKS MENTIONED 🌐 Podcast Abundance: https://podcastabundance.com/resources/ 🎧 Podcast: Podcasting for Financial Professionals - https://youtube.com/@podcastingforfinancialpros?sub_confirmation=1 Connect with Virginia Elder: LinkedIn: https://www.linkedin.com/in/virginiaelder/ Instagram: https://www.instagram.com/podcastabundance 💡 WHAT YOU’LL LEARN ✔️ How podcasting actually grows your business ✔️ Why most podcasts fail (and how to avoid it) ✔️ The 12–18 month timeline you NEED to know ✔️ 3 powerful podcast monetization strategies ✔️ How to turn listeners into paying clients ✔️ Why consistency matters more than perfection ✔️ Audio vs Video podcasting (what’s better?) ✔️ How to build a full marketing ecosystem 🚀 WHO THIS IS FOR Coaches & consultants Entrepreneurs & business owners Women building online businesses Anyone thinking about starting a podcast 🔥 KEY TAKEAWAY Podcasting is NOT a quick-win strategy — it’s a long-term asset that builds trust, authority, and clients over time. -------------------------------------------------- 🎤 Joy Rowland Money & Entrepreneurship Coach | Host of Next Level Women 🔗 Connect with Joy: https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 👍 If you found this helpful: Like 👍 | Comment 💬 | Subscribe 🔔 ⏱️ YouTube Chapters (Timestamps) 00:00 Introduction 00:29 Meet Virginia Elder 01:22 Her Journey to Podcasting 03:20 Paying Off $80K Debt & Life Transformation 04:49 From Finance Coaching to Podcast Strategy 06:18 Why Podcasting Builds Deep Trust 07:32 How Podcasts Nurture & Attract Clients 09:22 SEO & Discoverability Through Podcasting 10:16 Why Consistency Matters 12:05 Realistic Podcast Growth Timeline (12–18 Months) 13:03 Google’s 7-11-4 Rule Explained 14:00 Podcast Monetization Strategies 16:20 Turning Listeners Into Clients 17:15 Building Partnerships Through Podcasting 19:07 Podcasting as a Business Ecosystem 20:31 Introvert-Friendly Marketing Strategy 21:00 Audio vs Video Podcasting 23:54 How Virginia Helps Clients 26:15 Marketing Audit & Strategy Explained 28:11 When to Outsource Podcast Production 29:06 Where to Get Started 30:48 Advice to Her Younger Self 31:39 Final Thoughts

189 - From Burnout to Freedom: 3 Women Reveal How to Design Your Dream Life & Business

In this powerful episode of the Next Level Women Podcast, we bring together three inspiring women entrepreneurs who share how they overcame burnout, built meaningful businesses, and created lives on their own terms. ✨ Meet our incredible guests: Azia Whitted – Founder of Pause with Azia Ranea, helping women slow down without guilt and avoid burnout Irene Vaksberg – Inspires women through faith, resilience, and wearable wellness technology Rebecca Morassutti – Helps women start high-income virtual assistant businesses and design freedom-based lifestyles 💡 In this episode, you’ll learn: ✔ How to overcome burnout and reclaim your energy ✔ How to build a business aligned with your values ✔ Why fear is actually a sign of growth ✔ The truth about entrepreneurship that no one tells you ✔ How to design a life you truly love 🔥 This conversation dives deep into: Mental health & nervous system regulation Faith, purpose, and resilience Virtual assistant businesses & online income Women empowerment & entrepreneurship Creating freedom and flexibility in your life 🔗 CONNECT WITH OUR GUESTS: 👉 Azia Whitted (Pause with Azia Ranea) Instagram: https://www.instagram.com/aziaranea/ 👉 Irene Vaksberg Facebook: https://www.facebook.com/irene.vaksberg Instagram: https://www.instagram.com/gothealth_vaksberg/ TikTok: https://www.tiktok.com/@irenevaksberg 👉 Rebecca Morassutti Website: https://www.rebeccamorassutti.com Podcast: The Right Hand Revolution Instagram: https://www.instagram.com/rebeccamorassutti -------------------------------------------------- 🎤 Joy Rowland Money & Entrepreneurship Coach | Host of Next Level Women 🔗 Connect with Joy: https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 COMMENT BELOW: What was your biggest takeaway from this episode? 👍 LIKE, SUBSCRIBE & SHARE to support more conversations like this! ⏱️ TIMESTAMPS / CHAPTERS 00:00 – Introduction 00:26 – Meet the Guests 01:24 – Why Burnout Isn’t Normal (Azia) 01:54 – Faith, Pain & Resilience (Irene) 03:49 – Building a Freedom-Based Business (Rebecca) 06:11 – Rebecca’s Journey: From Corporate to Van Life 12:22 – Azia’s Journey: Burnout to Purpose 18:49 – Irene’s Journey: From Immigrant to Entrepreneur 23:58 – Irene’s Story: Loss, Faith & Breakthrough 34:05 – How Azia Helps Women Beat Burnout 39:48 – Rebecca’s VA Business Framework Explained 44:58 – The Truth About Success & Entrepreneurship 55:07 – What Makes Them Successful 01:02:23 – Turning Fear Into Growth 01:03:46 – Where to Connect With the Guests 01:07:54 – Advice to Their 21-Year-Old Selves 01:09:33 – Final Thoughts