Coverbild der Sendung Loan Officer Lounge

Loan Officer Lounge

Podcast von Valorey Salter, The Mortgage Navigator - NMLS 2160067

Englisch

Business

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Welcome to "The Loan Officer Lounge" hosted by Valorey Salter, The Mortgage Navigator - NMLS 2160067. Dive into the world of mortgages and real estate with insights for professionals (loan officers, real estate agents, title agents) and home buyers (first-timers, seasoned buyers, and investors). Explore market trends, regulatory updates, and success strategies in candid conversations with industry leaders. Whether you're a seasoned pro or a home buyer, discover valuable tips, tricks, and insider knowledge. Join us in this community where industry experts and home seekers connect and thrive.

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Episode Credit Education: Why Would an Employer Need to Check My Credit? Cover

Credit Education: Why Would an Employer Need to Check My Credit?

WHY WOULD A POTENTIAL EMPLOYER NEED TO CHECK MY CREDIT? “I LOST MY JOB DUE TO COVID-19, SO I’VE BEEN DESPERATELY SEEKING EMPLOYMENT. I’VE PUT OUT SEVERAL APPLICATIONS AND FINALLY GOT A CALL BACK TO INTERVIEW. DURING THE INTERVIEW, THEY TOLD ME THAT THEY PERFORM A CREDIT CHECK ON THE PERSON THAT THEY CHOOSE. WHY WOULD A POTENTIAL EMPLOYER NEED TO CHECK MY CREDIT?” Thank you to a loyal friend and client for this question. There are many reasons why a potential employer will want to check your credit before you are officially hired. We will go over those reasons in this blog post, as well as what they can see, your rights, and if the state of your financial health will cost you a great job. According to HR.com, in 2018 approximately 95% if employers used some type of background screening in their employment process. However, only 16% will ask to pull your credit. Background checks are needed for a multitude of reasons and resources such as: * Criminal background * Identity verification * Credit report * Education verification * Driving records * Drug & Alcohol testing * Sex Offender Registry * Professional License Verification * International check * Social Media BUT, WHY WOULD THEY NEED TO CHECK MY CREDIT IN THE FIRST PLACE? This practice is most common where you are being considered for a leadership position, jobs that involve money, jobs where you would be responsible for confidential information, and many more. If it doesn’t make sense to you, be honest and ask why they perform credit checks and what they are looking for. This is a great way to set your mind at ease while you await to complete the employment process. For example, if you are being considered for a position in a bank, it would make sense that they wouldn’t want someone with a background of embezzlement. It can also give a good indication if you are truthful with the information on your application and what you told them during your interview. For more information, visit valoreysalter.com  Follow me on Instagram and TikTok - @itsvalorey

29. Juni 2020 - 20 min
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Super gut, sehr abwechslungsreich Podimo kann man nur weiterempfehlen
Super gut, sehr abwechslungsreich Podimo kann man nur weiterempfehlen
Ich liebe Podcasts, Hörbücher u. -spiele, Dokus usw. Hier habe ich genügend Auswahl. Macht 👍 weiter so

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