Money Matters: A Real Estate & Mortgage Podcast

Refinancing 101: Understanding the Basics of Refinancing and How It Can Benefit You

Are you considering refinancing your home or car loan but have no idea what it means or how it works? In this episode, we break down the basics of refinancing and explain how it can benefit you financially. We'll cover the different types of refinancing, the factors to consider before refinancing, and the step-by-step process of refinancing your loan. Whether you're looking to lower your monthly payments, reduce your interest rate, or access cash from your equity, refinancing may be the solution you've been looking for. Tune in to learn more about this powerful financial tool and how it can help you achieve your goals. 00:00 Start 01:08- What is a refinance? 03:19 - How much does it cost? 05:07 - CMG's Rate Rebound Program 09:21 - Pulling out cash from the equity in your home 09:55 - clip on cash out 14:34 - Using some of the equity in your home to buy another property 19:41 - Short term rentals 23:13 - Long term rentals 27:23 - Have the conversation with your mortgage professional about the potential to refinance 28:55 - Connect

Money Matters Ep 30

NH Housing has some breaking news on 2-4 unit home loans! 5% down payment, NO MONEY down payment, OH MY! Check out more content at Rich's page https://www.youtube.com/channel/UCp_633M6IUmjFs1Gan-NnWA Rich Racine Rich@racinerealtyteam.com 603-665-0550 Mat MacDonald mmacdonald@cmghomeloans.com (603) 506-5858 Content: 00:00 - Show start 5:46 - The rates are what they are 8:42 - Let’s talk about NHH 11:56 - DPA 17:12 - What’s the catch with NHH? 21:52 - No self sufficiency 25:42 - Be a millionaire in 10 years 29:42 - Two family to single family 33:03 - What do you want to know more about?

Money Matters 28

Content 00:00 Start 02:48 - What is FHA Self sufficiency? 04:30 - FHA Buyers are getting screwed - clip 07:15 - Interest Rate Buydown Hack - Clip 11:15 - Seller strategy 13:30 - Clip 14:40 - Lease agreements you can’t argue 15:24 - Some sellers are doing themselves a disservice by not charging market rents 17:45 - Multifamily sales are not slowing down 19:15 - Where do rates need to be to make this work? 20:30 - Sellers need to be aware of accepting an FHA offer 24:00 - Income limits 26:00 - Self sufficiency is there for a reason - clip 28:00 - What to expect with rates in the upcoming market 32:00 - We’re still in an appreciating market 35:00 - Connect Rich Racine 603-255-5224 rich@racinerealyteam.com www.findnhhomesforsale.com Mat MacDonald 603-506-5858 mmacdonald@pmlhomeloans.com www.findnhhomesforsale.com

What's for sale on the market?

Mat and Rich discuss the homes available on the market in different price points. First time home buyer Step up buyer High end buyer Mat helps break down the monthly payment within each category of buyer! #firsttimehomebuyer [https://www.youtube.com/hashtag/firsttimehomebuyer] #realestateinvesting [https://www.youtube.com/hashtag/realestateinvesting] #newhampshire [https://www.youtube.com/hashtag/newhampshire] #realestate [https://www.youtube.com/hashtag/realestate] #mortgage [https://www.youtube.com/hashtag/mortgage] Rich Racine - 603-255-5224 rich@racinerealtyteam.com [https://rich@racinerealtyteam.com/] www.findnhhomesforsale.com [https://www.findnhhomesforsale.com/] Mat MacDonald - 603-506-5858

What's for sale on the market?

Mat and Rich discuss the homes available on the market in different price points. First time home buyer Step up buyer High end buyer Mat helps break down the monthly payment within each category of buyer! #firsttimehomebuyer [https://www.youtube.com/hashtag/firsttimehomebuyer] #realestateinvesting [https://www.youtube.com/hashtag/realestateinvesting] #newhampshire [https://www.youtube.com/hashtag/newhampshire] #realestate [https://www.youtube.com/hashtag/realestate] #mortgage [https://www.youtube.com/hashtag/mortgage] Rich Racine - 603-255-5224 rich@racinerealtyteam.com [//rich@racinerealtyteam.com] www.findnhhomesforsale.com [//www.findnhhomesforsale.com] Mat MacDonald - 603-506-5858