Nashville Transitions Made Simple

Mortgage forbearance isn't supposed to affect your credit score. The recent Covid19 Act passed by Congress was designed to protect US citizens during our shutdown. But immediately after recording my most recent Youtube video explaining exactly how to negotiate the process,... mortgage servicers created  a loophole in the Act to KILL your credit According to the CARES Act, your credit score should be protected from impacts as long as you were current when you agreed to forbearance. Unfortunately, mortgage borrowers may be getting tricked. 2.9 million people have already applied for mortgage forbearance - and we aren't even a full 30 days behind on April 1 payments yet; the actual number of people applying and requesting forbearance may be as high as 7 million over the next 3 months. This sets the stage for devastating credit consequence when it comes time to request a loan modification or loan deferment in the future.   Will mortgage forbearance affect your credit? Even though the CARES act by law states that your credit is protected during a forbearance plan, lenders appear to be adding remarks to customer's credit profiles WHILE reporting customers as current, BUT those remarks are being picked up by reporting agencies - leading to credit scores suffering large declines. Some have reported credit scores dropping as much as 75 points (TransUnion and Experion)   by entering into forbearance INSTANTLY. (Updates weekly)  Please pass this on to anyone considering or asking for Forbearance. As of early this morning April 21st a new update is showing that servicers are adding/ reporting immediately that a loan is in forbearance... prior to being 30 days late.   DO WHATever you can to make the mortgage payment before the 30th of the month!! _________________________________________________________ What is it like living in Nashville? What is the cost of living in Nashville? Thinking of moving to Nashville and don't know where to start? 📗  You really need my "Relocating To Nashville Guide": http://vid.us/h69l7w [https://www.youtube.com/redirect?event=video_description&redir_token=Hi_rDDT9TGU8j7HCZgcbvzT4a_h8MTU4ODAxNzY3MkAxNTg3OTMxMjcy&q=http%3A%2F%2Fvid.us%2Fh69l7w&v=8bnbDKYk6Hc] While here, check out my entire Buyer's Gallery for tips on everything you need to be in the know when buying a home in Nashville::https://www.youtube.com/watch?v=mmtqe [https://www.youtube.com/watch?v=mmtqe]... Need to "RightSize" your Nashville home? 📗Grab my Ultimate Marketing Planbook: http://vid.us/uzhzet [https://www.youtube.com/redirect?event=video_description&redir_token=Hi_rDDT9TGU8j7HCZgcbvzT4a_h8MTU4ODAxNzY3MkAxNTg3OTMxMjcy&q=http%3A%2F%2Fvid.us%2Fuzhzet&v=8bnbDKYk6Hc]

I hear this all the time when showing houses. "Yuck, I hate this kitchen. "Uh, this  bathroom is awful!" But, most homes have great "bones" and can be updated nicely without doing an entire "gut job" or spending a lot of money. In this video, the third of the series on getting a house ready for sale... Susan and Professional Home Stager and National Speaker Kim Pearse discuss what updates for less than $5000 should be done to get the biggest Return On Investment upon sale...and to ensure a home sale no matter the market.   From Paint to caulk, grout, and tile tips, flooring. lighting and hardware, plumbing to furniture layout... SO much can be done with a strategic plan, $5000, and a few weeks of elbow grease!    This list is worth thousands! This is the 3rd video of my series: How To Get The Most Money for Your Home - a colloboration with Kim Pearse @TheStagingConsultant Video 1: "Getting House Ready To Sell Checklist" reviews the minimal amount of work that needs to be done before presenting the home to market to sell fast and for more money: https://youtu.be/jJh3CNIUuBo [https://www.youtube.com/watch?v=jJh3CNIUuBo] Video 2: "Best Home Improvements To Increase Value" (spending $1500 or less):  https://youtu.be/ZADap2pnjCo Video 3: " I Hate My Kitchen. I Hate My Baths!" is a roadmap of how to  update your kitchen or baths without fully gutting the area spending $5000 or less!      https://youtu.be/YtnFOkkKunU Please share these videos with anyone you know looking to sell their home soon and wants to make the most money possible... or someone who simply wants to love their home that needs a little TL, and would love a roadmap. I want to thank my Sponsors Thetford Insurance Services, an Independent Insurance Agency  serving the Nashville Community for over 30 years with full service Life, Home, Auto insurance coverage and the personal "Concierge" touch for all of your family's needs. You can reach out to John  at john.o@tisinsured.com

How would it be if you had a "Getting your house ready to sell checklist" from a Realtor and Staging Consultant? In this podcast Susan interviews professional Stager Kim Pearse of The Staging Consultant about her tips for the basic minimum sellers must do to get their home "show ready" before the photographer arrives.  This " Getting a house ready to sell Checklist"  in just two weekends of work is THE list ALL sellers Selling a home in Nashville is both a beauty pageant AND a price war... and this "getting your house ready to sell checklist" is a great primer on things to do before allowing the first potential buyer into your house. Who doesn't want to "Sell your home fast"?  Who doesn't want to get the most money possible for their house? Listen in for THE checklist that can easily be accomplished  with elbow grease and 2 weekends ... then be sure to subscribe to this podcast, share it with friends, and tune in next week when we talk about what to do if you have $1500-$2000 to spend to get Kitchen or bath in tip top shape... since we all know that those two rooms sell a home. Like to talk to Kim?   The Staging Consultant  Kim Pearse 615.852.5045 kim@TheStagingConsultant Have insurance questions for my sponsor?  Thetford Insurance Services John Thetford 615.297.2200 Office/ 615.498.5078 John.o@TISinsured.com _________________________________________ Love to get to know you better! Find me on Facebook:https://www.facebook.com/SusanIsRealEstate/ [https://www.facebook.com/SusanIsRealEstate/] Subscribe to my YouTube Channel:  www.YouTube.com/SusanThetford?sub_confirmation=1

There are so many things to consider when buying a house... and it gets far more complicated when you ask; "how to buy a house in a new state?"  and "How to find a realtor in another state" when planning a move.  In this video I talk with fellow realtor Melissa Spittel of Coldwell Banker who is  also a native of her city and specialist in helping people get acclimated to her city while searching for their perfect new home.   From schools and shopping, travel to work and recreation, transportation and safety issues, and details fo the home... each area has its own nuances that a good realtor will discuss with newcomers. One of the  many perks of belonging to several great social network groups with other realtors throughout the country is the ability to be able to answer the question for my customers "How do I find a Realtor in another state?" I know them and know their work ethic.   I hope you find this video of value, and look forward to your thoughts and comments.        _________________________________________________________ Are you thinking of moving to Nashville and don't know where to start? Check out my entire Buyer's Gallery for tips on everything you need to be in the know  when buying a home in Nashville:  https://m.me/susanisrealestatew?ref=buyers_gallery

What to do when a loved one dies? How do you begin to  settle an estate when real property is involved? How do you sell a home in another state when a loved one passes? Do you  need a realtor to settle an estate?  These are just a couple of the issues that a grieving family faces when a loved one dies. In today's podcast, I discuss the role that a realtor who is well versed in working with Estate Attorneys and probate  provides for the family with Kim Ward of Horizon Real Estate.  Kim is a Realtor specializing in this type of work and coach to other Realtors who want to add this niche of professionalism to their toolkit. Are you interested in moving to Nashville and don't know where to start? Check out my entire Buyer's Gallery for tips on everything you need to be in the know  when buying a home in Nashville: https://m.me/SusanIsRealEstate/ref=bu [https://www.youtube.com/redirect?redir_token=6KTNf9ujmlW98r0-gJXjuhxum_98MTU3MzcwMTExNUAxNTczNjE0NzE1&event=video_description&v=lod_aBRpe0Q&q=https%3A%2F%2Fm.me%2FSusanIsRealEstate%2Fref%3Dbu]....   Here you will find an entire series/guides that will help you get started in determining if Nashville might be a great home for you. Want to know more Settling an estate in California? Then Kim Ward  is your new best friend! You can reach her at Kim Ward:Horizon Real Estate - Office:619.741.0111  Email: probateandtrusthelp.com #tipsformovingoutofstate [https://www.youtube.com/results?search_query=%23tipsformovingoutofstate] #movingtoNashville [https://www.youtube.com/results?search_query=%23movingtoNashville] #bestrealtorsinnashville [https://www.youtube.com/results?search_query=%23bestrealtorsinnashville] #parksrealtorsgreenhills [https://www.youtube.com/results?search_query=%23parksrealtorsgreenhills] Special thanks to Thetford Insurance Services - a full service independent insurance agency in business in Nashville ,Tennessee for over 30 years , for their sponsorship of this podcast, "Nashville Transitions Made Simple"