🎙 Omz Under The Hammer Podcast 🏡💡

Ex Bomb Disposal Officer Reveals - How He Built a £150M Property Career

In this episode of the OMZ Property Podcast, I sit down with Andy Bebbington, an experienced property investor and developer who has worked on over £150 million worth of property projects. Andy has been involved in property for around 25 years, starting with student houses and buy-to-lets before moving into HMOs, commercial conversions, development projects, pension-led property investing and private lending. We discuss how Andy built his property experience, what he learned from taking too much risk before the financial crisis, and why he now looks at deals through a much more risk-focused lens. In this episode, we cover: Commercial to residential conversions SAS and SIPP money in property Private lending and due diligence Peer-to-peer lending platforms Why some property investors lose money Development risk and contractor risk The importance of buying well HMOs, flips, ground-up development and BRR Why social media can create unrealistic expectations What Andy would do today if he had to start again with £100,000 This is a really honest conversation about property investing, risk, leverage and how to build a sustainable property business without getting carried away by hype. Whether you are just starting out in property or already investing and developing, there are some valuable lessons in this episode. Sponsored by Trinity Finance Trinity Finance is a directly authorised FCA-regulated mortgage brokerage. We help clients with residential mortgages, buy-to-let, HMOs, commercial finance, bridging, auction finance and ground-up development finance. Email: info@trinityfinance.co.uk Phone: 01322 907000 Website: www.trinityfinance.co.uk This podcast is for general information and entertainment only and does not constitute financial advice, pension advice, mortgage advice, tax advice, legal advice or investment advice. Property investment and development involve risk, and values and returns are not guaranteed. Anyone considering using pension funds, private lending, bridging finance, joint ventures or development finance should take independent professional advice from suitably qualified advisers before proceeding. 🔔 Subscribe for more updates! → @omermehmet7380 📸 Follow me on social media → https://linktr.ee/omzunderthehammer [https://linktr.ee/omzunderthehammer] 🚀 Don't forget to LIKE 👍, SUBSCRIBE 🔔, and SHARE this video to stay ahead in the property game! #PropertyInvestment #BuyToLet #LandlordTips #HMO #BRRR #UKHousingMarket #RealEstateInvesting #PassiveIncome #PropertyInvestment2025

Most Estate Agents Are Terrible - Here’s Why!

In this episode of the OMZ Property Podcast, we sit down with experienced London estate agent and property investor Jeroen Hoppe to uncover the truth about the UK property market in 2026. With over 20 years in estate agency, Jeroen shares his journey from corporate agent to business owner, property investor, and now a modern “personal brand” estate agent. We dive deep into what’s really happening behind the scenes in the industry, from why so many homes fail to sell, to how the best agents consistently outperform the rest. We also explore: Why most estate agents are focused on volume over results The biggest mistakes sellers make when listing their home How presentation and pricing can make or break a sale The reality of Rightmove, property portals, and rising costs Why London’s property market has shifted (and where it’s heading) The growing gap between flats and houses How video and social media are changing the way homes are sold The truth about corporate vs independent estate agents Yurun’s personal story, including setbacks, rebuilding, and lessons learned Whether you're a homeowner, investor, or considering a career in property, this episode gives you a real, unfiltered look at the industry. About Jeroen Hoppe Jeroen is a London based estate agent with over two decades of experience in sales, lettings, and property investment. After building and selling his own agency, he now operates as a modern, independent agent, helping clients achieve better results through a more personal, hands-on approach. Jeroen's website https://jeroenhoppe.exp.uk.com [https://jeroenhoppe.exp.uk.com] Sponsor This episode is brought to you by Trinity Finance, an FCA regulated mortgage brokerage helping with residential, buy-to-let, commercial mortgages, development finance, and more. 📧 info@trinityfinance.co.uk 📞 01322 907000 Timestamps 00:00 – Introduction 02:00 – Jeroen’s background & journey 08:30 – Starting an estate agency business 15:00 – Corporate vs modern estate agency 25:00 – Why most homes don’t sell 35:00 – London market update (2026) 48:00 – Flats vs houses: what’s changing? 58:00 – The power of presentation & video marketing 1:10:00 – Truths about estate agents (rapid fire) 1:20:00 – Advice for new agents & investors 🚀 Don't forget to LIKE 👍, SUBSCRIBE 🔔, and SHARE this video to stay ahead in the property game! #PropertyInvestment #BuyToLet #LandlordTips #HMO #BRRR #UKHousingMarket #RealEstateInvesting #PassiveIncome #PropertyInvestment2025

He Quit Being a Vet… Then Built a Property Empire

From veterinary surgeon to full-time property investor, Francisco Diaz shares an incredible journey through the world of UK property investing. In this episode of the OMZ Property Podcast, Francisco opens up about how he went from working as a vet at Imperial College London to building a substantial property portfolio, including HMOs, below-market-value deals, and a major development project that turned an old pub into a high-end 13-room asset. This is a brutally honest conversation about the reality of property investing, the wins, the mistakes, the stress, the tax changes, the challenges of self-managing, and what it really takes to build long-term wealth through property. We cover: How Francisco bought multiple properties in the “good old days” The deal where he completed and got money back Why HMOs became his preferred strategy The luxury 13-bed development that nearly went wrong The architect error that caused huge problems Why he eventually left his stable career as a vet The truth about incorporation, tax planning, and avoiding bad advice Why landlords can’t afford to “wing it” anymore in 2026 How to balance property business, family life, and freedom Whether you’re a landlord, developer, investor, or just starting out in property, this episode is packed with lessons from someone who has been through multiple market cycles and adapted at every stage. If you enjoyed the episode, make sure to like, comment, and subscribe for more conversations with investors, developers, and property professionals. Need help with property finance? Trinity Finance is a directly authorised FCA-regulated mortgage brokerage helping with: First-time buyers Buy-to-let HMO finance Commercial lending Ground-up development Auction finance Mezzanine lending Contact: info@trinityfinance.co.uk Phone: 01322 907000 #PropertyInvesting #HMOs #UKProperty #Landlord #PropertyPodcast #BuyToLet #PropertyDevelopment #Entrepreneur #WealthBuilding #OhmsPropertyPodcast 🔔 Subscribe for more updates! → @omermehmet7380 📸 Follow me on social media → https://linktr.ee/omzunderthehammer [https://linktr.ee/omzunderthehammer] 🚀 Don't forget to LIKE 👍, SUBSCRIBE 🔔, and SHARE this video to stay ahead in the property game!

Why Building Homes Feels Impossible - A Planning Expert Explains Why

In this episode of the OMZ Property Podcast, we sit down with planning lawyer Simon Ricketts to uncover what’s really going on behind the UK planning system and why so many developments struggle to get approved. From chaotic planning committee decisions to the reality of navigating green belt and “grey belt” land, this conversation exposes the challenges developers face every day. If you’ve ever wondered why good projects get rejected, why councils seem inconsistent, or what actually works when trying to secure planning permission, this is a must-watch. We break down: Why the UK housing crisis persists despite government targets What “grey belt” means and why it matters The biggest mistakes developers make in planning How planning committees really operate behind the scenes Why appeals are often part of the strategy The true cost, delays, and risks of development Whether new developers can still succeed in today’s market Whether you’re a seasoned developer or just starting out in property, this episode gives you real, unfiltered insight into the system and how to navigate it smarter. 🎯 If you’re serious about property development, don’t miss this. 📌 Connect with Simon Ricketts (Search “Simonicity” to read his weekly planning blog) 📩 Need help with property finance? Get in touch with Trinity Finance: info@trinityfinance.co.uk 🚀 Don't forget to LIKE 👍, SUBSCRIBE 🔔, and SHARE this video to stay ahead in the property game! #PropertyInvestment #BuyToLet #LandlordTips #HMO #BRRR #UKHousingMarket #RealEstateInvesting #PassiveIncome #PropertyInvestment2025 #PropertyDevelopment #UKPlanning #RealEstateUK #PropertyInvesting #HousingCrisis #PlanningPermission

Decisive Answers - A Property Investor’s Take on Change

🔔 Subscribe for more updates! → @omermehmet7380 📸 Follow me on social media → https://linktr.ee/omzunderthehammer [https://linktr.ee/omzunderthehammer] 🚀 Don't forget to LIKE 👍, SUBSCRIBE 🔔, and SHARE this video to stay ahead in the property game! #PropertyInvestment #BuyToLet #LandlordTips #HMO #BRRR #UKHousingMarket #RealEstateInvesting #PassiveIncome #PropertyInvestment2025