The 411 Live

S12 Ep 1 - Don’t Start a Business… Buy One Instead | Young Entrepreneur Closes $500K Deal at 21

What does it take to survive years of abuse, unimaginable loss, and still choose healing? What if the fastest way to become an entrepreneur… isn’t starting from scratch? In this powerful episode of The 411 Live, host Beverly Taylor sits down with Allura Engel (21-year-old business advisor) and her father Benjamin Engel, Managing Director of Buy Sell Edge. From selling waist beads and candy as a kid… to helping close a $500,000 business acquisition, Allura shares how she built real-world experience early and why buying an existing business could be the smartest path to wealth. This episode breaks down: * Why most people are thinking about entrepreneurship the wrong way * How to buy a profitable business (even without massive capital) * The mindset shift young entrepreneurs need RIGHT NOW * How generational wealth can be built through acquisitions If you’ve ever said “I want to start a business”… this episode might change everything. 00:03:23 – Meet Allura Engel: From kid entrepreneur to business advisor 00:05:28 – How selling waist beads & candy built her business mindset 00:10:22 – Choosing entrepreneurship over college (family reaction) 00:15:01 – Closing a $500K business deal at just 21 years old 00:19:31 – Why buying a business is smarter than starting from scratch 00:22:40 – How to get started buying your first business KEY TAKEAWAYS * Entrepreneurship doesn’t have to start from zero * Existing businesses = faster income + less risk * Banks often fund the BUSINESS—not just you * Experience > theory when building success * Young entrepreneurs can win early with the right guidance QUOTES FROM THE EPISODE “You don’t have to start a business…you can buy one that’s already making money.” “You’re not going to learn until you experience it.” “A lot more people qualify to buy businesses than they realize.” Follow, like, subscribe and watch us on our social media platforms. YouTube: https://www.youtube.com/@The411Live [https://www.youtube.com/watch?v=pgLGERB4Ph0&t=0s] Facebook: https://www.facebook.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5VWWpZaHVacEtDSmRYMHpTY1lDd2h4c0NwZ3xBQ3Jtc0trM2JsOElMODhQYlZJYWRDbkRoRktKUUswZXdaR21feXl0Sl9wb0dOVlhDV050ejdMd3E0RmlVbW1BcW52eUZjVkJJRWVaaDFXQ3lRMFpweUtQZmxaNGJ4OGQ0U1ZJZHMxTDc3SkN3NEtZZ1lhQzVuaw&q=https%3A%2F%2Fwww.facebook.com%2FThe411Live&v=Fm9ps9C7OGQ] Twitter: https://twitter.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5lanROaDRQM2lxUlEzakhEeVNMdlNwdnp3d3xBQ3Jtc0trTHRxMTlGTHM5VElHZk1HRjVSTVJsUnNQOVNmUWlwZXpSOW5sN1VlMFNnZzZmb09kZnk5TE5WQ3R5b05jRjV1eXJaNTlRUGV2ejBlNjNTb2RtWEg0T0Rleklrckl2WjRUTTRCZ0ZlelZLOUg1T3h0bw&q=https%3A%2F%2Ftwitter.com%2FThe411Live&v=Fm9ps9C7OGQ] Instagram: https://www.instagram.com/the411live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjVEMzVSdEpkM1R4NzhsTHFNWHB2Um5pSEtZUXxBQ3Jtc0tsZHFrRk9CRVg5SDZJLTh0SkQwOF9EdHd4X1ctb1NoWTg5ZU1hZWFMdkw1VmVCVk1zNG94aGlkY2xoWWJYNUtuVmRWdE9zRDFPVTltelFGRm5taFU5NlZyRlVveTZMbi1ucmNUblp1Rm4tUGc3SjBDWQ&q=https%3A%2F%2Fwww.instagram.com%2Fthe411live&v=Fm9ps9C7OGQ] Apple podcasts: https://podcasts.apple.com/us/podcast/the-411-live/id1447716009 [https://podcasts.apple.com/us/podcast/the-411-live/id1447716009] iHeart: https://www.iheart.com/podcast/269-the-411-live-52465336/ [https://www.iheart.com/podcast/269-the-411-live-52465336/] Spotify: https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a [https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a] Audible: https://www.amazon.com/The-411-Live/dp/B08K57VCNT [https://www.amazon.com/The-411-Live/dp/B08K57VCNT] Pandora: https://www.pandora.com/podcast/the-411-live/PC:28529 [https://www.pandora.com/podcast/the-411-live/PC:28529] If you have suggestions for future episodes, go to our website, https://the411live.org [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmlHQm1Oa0VyYTlxczZIQlNhOWR0bk5KTVQ2UXxBQ3Jtc0tuYi0wNU4xaXRDVm9IZnhPSU1DNXlXRDhibmhZdjZHT3E1ekxwRHBtOVNMbDBLY3RoSXVNUE92TEZrWFkzc1o1T1dEMS1NMXZqc2VXOVFKcWpLTWVza0Q1TGFzVkQtVWxqYU1KdWNaMGRBMVVBdkpncw&q=https%3A%2F%2Fthe411live.org%2F&v=Fm9ps9C7OGQ]

Ep 12 – 15 Years of Abuse Healing, Grief & Starting Over| Evelyn Matthews Story

What does it take to survive years of abuse, unimaginable loss, and still choose healing? In this powerful episode of The 411 Live: Real People, Real Talk, Beverly Taylor sits down with Evelyn Matthews, former educator, a life coach, motivational speaker, real estate agent, and survivor for a deeply moving conversation about resilience, domestic violence, grief, faith, and transformation. Evelyn opens up about surviving 15 years of domestic violence in silence, hiding her pain from everyone around her, and the emotional toll that followed. She shares how journaling, faith, grief work, and eventually telling her story became the beginning of her healing journey. From losing her first husband after years of abuse, to grieving her second husband, to unexpectedly becoming the caregiver for her infant grandson, Evelyn’s story is one of extraordinary strength. This episode is for anyone navigating trauma, grief, starting over, or searching for hope after pain. KEY TAKEAWAYS: 1. What survival mode really looks like behind closed doors 2. How abuse can remain hidden for years 3. The emotional cost of silence 4. Why grief forced Evelyn to finally slow down and heal 5. How “pain to purpose” became her mission 6. What it means to love again after trauma and loss This conversation also reflects the heart of the I Dare You to Heal pledge, choosing healing personally so it can ripple outward into families, communities, and beyond. What part of Evelyn’s story stayed with you the most? Her journey through abuse, grief, faith, healing, and learning to love again is a reminder that starting over is possible. If this conversation touched you, share it with someone who may need it today. Watch until the end for Evelyn’s message on why it’s okay to begin again. Subscribe to The 411 Live for more real conversations that inspire healing and growth. Watch, share, and subscribe for more real conversations that help us heal, grow, and move forward together. [00:04:24] 15 Years of Domestic Violence Kept Hidden From Everyone [00:06:52] How Faith Helped Her Hold On to Her Identity [00:09:49] Writing Her Story Became the Start of Healing [00:20:27] COVID Forced Her to Slow Down and Face the Wounds [00:27:09] Learning to Love Again and Start Over With Intention Take the pledge: “I Dare You To Heal” → https://the411live.org/i-dare-you-to-heal Click Here to Donate: https://the411live.org/donate [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0QwcVFPd3lRTW45RFdscFRuTlBYeXpkbXFlZ3xBQ3Jtc0ttMEVaWnBoUWFLWjhYQUVWU09YUHR6aU92M3pJTzVFVTdjeGhqbzNNanVnTXZIOXRDbTc4YTR5ZHdjTVV5N1RFblpJR0dNZ1Jjd3BiMXRLRFFXc0VkS1RXSDFSeVd4NFhfeFpMejdVbV9WaXp0MWQ0TQ&q=https%3A%2F%2Fthe411live.org%2Fdonate&v=Fm9ps9C7OGQ] All contributions made to The 411 Live is tax deductible to the extent permissible by law. Subscribe to our podcast so you can get alerts on upcoming podcasts and for more Milwaukee-rooted conversations with national relevance that inform, empower, and move our communities forward. Follow, like, subscribe and watch us on our social media platforms. YouTube: https://www.youtube.com/@The411Live [https://www.youtube.com/watch?v=pgLGERB4Ph0&t=0s] Facebook: https://www.facebook.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5VWWpZaHVacEtDSmRYMHpTY1lDd2h4c0NwZ3xBQ3Jtc0trM2JsOElMODhQYlZJYWRDbkRoRktKUUswZXdaR21feXl0Sl9wb0dOVlhDV050ejdMd3E0RmlVbW1BcW52eUZjVkJJRWVaaDFXQ3lRMFpweUtQZmxaNGJ4OGQ0U1ZJZHMxTDc3SkN3NEtZZ1lhQzVuaw&q=https%3A%2F%2Fwww.facebook.com%2FThe411Live&v=Fm9ps9C7OGQ] Twitter: https://twitter.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5lanROaDRQM2lxUlEzakhEeVNMdlNwdnp3d3xBQ3Jtc0trTHRxMTlGTHM5VElHZk1HRjVSTVJsUnNQOVNmUWlwZXpSOW5sN1VlMFNnZzZmb09kZnk5TE5WQ3R5b05jRjV1eXJaNTlRUGV2ejBlNjNTb2RtWEg0T0Rleklrckl2WjRUTTRCZ0ZlelZLOUg1T3h0bw&q=https%3A%2F%2Ftwitter.com%2FThe411Live&v=Fm9ps9C7OGQ] Instagram: https://www.instagram.com/the411live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjVEMzVSdEpkM1R4NzhsTHFNWHB2Um5pSEtZUXxBQ3Jtc0tsZHFrRk9CRVg5SDZJLTh0SkQwOF9EdHd4X1ctb1NoWTg5ZU1hZWFMdkw1VmVCVk1zNG94aGlkY2xoWWJYNUtuVmRWdE9zRDFPVTltelFGRm5taFU5NlZyRlVveTZMbi1ucmNUblp1Rm4tUGc3SjBDWQ&q=https%3A%2F%2Fwww.instagram.com%2Fthe411live&v=Fm9ps9C7OGQ] Apple podcasts: https://podcasts.apple.com/us/podcast/the-411-live/id1447716009 [https://podcasts.apple.com/us/podcast/the-411-live/id1447716009] iHeart: https://www.iheart.com/podcast/269-the-411-live-52465336/ [https://www.iheart.com/podcast/269-the-411-live-52465336/] Spotify: https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a [https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a] Audible: https://www.amazon.com/The-411-Live/dp/B08K57VCNT [https://www.amazon.com/The-411-Live/dp/B08K57VCNT] Pandora: https://www.pandora.com/podcast/the-411-live/PC:28529 [https://www.pandora.com/podcast/the-411-live/PC:28529] If you have suggestions for future episodes, go to our website, https://the411live.org [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmlHQm1Oa0VyYTlxczZIQlNhOWR0bk5KTVQ2UXxBQ3Jtc0tuYi0wNU4xaXRDVm9IZnhPSU1DNXlXRDhibmhZdjZHT3E1ekxwRHBtOVNMbDBLY3RoSXVNUE92TEZrWFkzc1o1T1dEMS1NMXZqc2VXOVFKcWpLTWVza0Q1TGFzVkQtVWxqYU1KdWNaMGRBMVVBdkpncw&q=https%3A%2F%2Fthe411live.org%2F&v=Fm9ps9C7OGQ]

S11 Ep 11 – Mapping Racism in Milwaukee: The Truth Behind Racial Covenants Pt 2

Nearly 100 years ago, racism wasn’t just “felt” in Milwaukee—it was written into law-like language inside property deeds. In Part 2 of our conversation on Mapping Racism & Resistance in Milwaukee County, host Beverly Taylor welcomes back UW–Milwaukee professors Dr. Anne Bonds and Dr. Derek Handley to break down how racially restrictive covenants shaped neighborhoods, wealth, and opportunity and why the story isn’t complete without highlighting Black resistance, community resilience, and multiracial allies who fought back. You’ll learn what covenants were, why they mattered even after they became unenforceable, what surprised the researchers most (including cemetery covenants), and how this living community project is helping Milwaukee understand its past and build better policy and housing futures. KEY TAKEAWAYS 1. Covenants controlled housing access using legal language that enforced racial exclusion. 2. Even when covenants became unenforceable (1948), the language still carried social and symbolic power. 3. Milwaukee’s patterns include unique shifts in how Black people were labeled in documents over time. 4. The story is not only about harm, it’s also about resistance, organizing, and multiracial alliances. 5. The map is a public tool meant to support education, policy, community stories, and housing advocacy. [00:03:14] Covenant 101: The Clauses That Controlled Who Could Live Where Dr. Bonds explains racially restrictive covenants, how they were written into deeds, and the explicit “whites only” language that shaped neighborhoods. [00:05:24] 1948 Supreme Court Ruling: Illegal to Enforce, But Still Included What changed (and what didn’t) after the landmark decision—and how symbolic power kept segregation alive. [00:07:02] What Makes Milwaukee Different? Language, Patterns & Prevalence How Milwaukee compares to other cities and the evolving racial language found in local property records. [00:10:06] The Shocking Discoveries: Petition Covenants & Cemetery Exclusion Neighborhood-wide agreements, cemeteries restricting burial, and the sobering reality of “cradle to the grave” racism. [00:12:58] Mapping Resistance: Black Organizing, NAACP Action & Armed Protection The resistance story, Columbia Savings & Loan, legal battles, multiracial allies, and families defending their right to live where they chose. [00:24:07] How to Use the Map + Why This Project Belongs to Milwaukee How the interactive map works, community impact, 32,506 covenants uncovered, and how viewers can search, share stories, and support the work. EXPLORE THE MAP YOURSELF Search “Mapping Racism and Resistance UWM” in your browser to access the interactive map. https://sites.uwm.edu/mappingracismresistance/ [https://sites.uwm.edu/mappingracismresistance/] Zoom into your neighborhood, view covenant language, see when it was enacted, and learn the historical context behind your property. Comment: What did you learn that you didn’t expect? Take the pledge: “I Dare You To Heal” → https://the411live.org/i-dare-you-to-heal Click Here to Donate: https://the411live.org/donate [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0QwcVFPd3lRTW45RFdscFRuTlBYeXpkbXFlZ3xBQ3Jtc0ttMEVaWnBoUWFLWjhYQUVWU09YUHR6aU92M3pJTzVFVTdjeGhqbzNNanVnTXZIOXRDbTc4YTR5ZHdjTVV5N1RFblpJR0dNZ1Jjd3BiMXRLRFFXc0VkS1RXSDFSeVd4NFhfeFpMejdVbV9WaXp0MWQ0TQ&q=https%3A%2F%2Fthe411live.org%2Fdonate&v=Fm9ps9C7OGQ] All contributions made to The 411 Live is tax deductible to the extent permissible by law. Subscribe to our podcast so you can get alerts on upcoming podcasts and for more Milwaukee-rooted conversations with national relevance that inform, empower, and move our communities forward. Follow, like, subscribe and watch us on our social media platforms. YouTube: https://www.youtube.com/@The411Live [https://www.youtube.com/watch?v=pgLGERB4Ph0&t=0s] Facebook: https://www.facebook.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5VWWpZaHVacEtDSmRYMHpTY1lDd2h4c0NwZ3xBQ3Jtc0trM2JsOElMODhQYlZJYWRDbkRoRktKUUswZXdaR21feXl0Sl9wb0dOVlhDV050ejdMd3E0RmlVbW1BcW52eUZjVkJJRWVaaDFXQ3lRMFpweUtQZmxaNGJ4OGQ0U1ZJZHMxTDc3SkN3NEtZZ1lhQzVuaw&q=https%3A%2F%2Fwww.facebook.com%2FThe411Live&v=Fm9ps9C7OGQ] Twitter: https://twitter.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5lanROaDRQM2lxUlEzakhEeVNMdlNwdnp3d3xBQ3Jtc0trTHRxMTlGTHM5VElHZk1HRjVSTVJsUnNQOVNmUWlwZXpSOW5sN1VlMFNnZzZmb09kZnk5TE5WQ3R5b05jRjV1eXJaNTlRUGV2ejBlNjNTb2RtWEg0T0Rleklrckl2WjRUTTRCZ0ZlelZLOUg1T3h0bw&q=https%3A%2F%2Ftwitter.com%2FThe411Live&v=Fm9ps9C7OGQ] Instagram: https://www.instagram.com/the411live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjVEMzVSdEpkM1R4NzhsTHFNWHB2Um5pSEtZUXxBQ3Jtc0tsZHFrRk9CRVg5SDZJLTh0SkQwOF9EdHd4X1ctb1NoWTg5ZU1hZWFMdkw1VmVCVk1zNG94aGlkY2xoWWJYNUtuVmRWdE9zRDFPVTltelFGRm5taFU5NlZyRlVveTZMbi1ucmNUblp1Rm4tUGc3SjBDWQ&q=https%3A%2F%2Fwww.instagram.com%2Fthe411live&v=Fm9ps9C7OGQ] Apple podcasts: https://podcasts.apple.com/us/podcast/the-411-live/id1447716009 [https://podcasts.apple.com/us/podcast/the-411-live/id1447716009] iHeart: https://www.iheart.com/podcast/269-the-411-live-52465336/ [https://www.iheart.com/podcast/269-the-411-live-52465336/] Spotify: https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a [https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a] Audible: https://www.amazon.com/The-411-Live/dp/B08K57VCNT [https://www.amazon.com/The-411-Live/dp/B08K57VCNT] Pandora: https://www.pandora.com/podcast/the-411-live/PC:28529 [https://www.pandora.com/podcast/the-411-live/PC:28529] If you have suggestions for future episodes, go to our website, https://the411live.org [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmlHQm1Oa0VyYTlxczZIQlNhOWR0bk5KTVQ2UXxBQ3Jtc0tuYi0wNU4xaXRDVm9IZnhPSU1DNXlXRDhibmhZdjZHT3E1ekxwRHBtOVNMbDBLY3RoSXVNUE92TEZrWFkzc1o1T1dEMS1NMXZqc2VXOVFKcWpLTWVza0Q1TGFzVkQtVWxqYU1KdWNaMGRBMVVBdkpncw&q=https%3A%2F%2Fthe411live.org%2F&v=Fm9ps9C7OGQ]

S11 Ep 10 - Mapping Racism in Milwaukee: The Truth Behind Racial Covenants

Did segregation in Milwaukee just “happen”? Or was it planned? In this powerful episode of The 411 Live, Beverly Taylor sits down with UW-Milwaukee researchers Dr. Anne Bonds and Dr. Derek Handley, along with volunteer Mary Roberts, to uncover the truth behind more than 32,000 racially restrictive covenants discovered across Milwaukee County. These weren’t rumors. They were written into property deeds. And they shaped generational wealth, housing access, and segregation in Milwaukee. This groundbreaking project, Mapping Racism and Resistance in Milwaukee County, reveals how intentional housing discrimination helped create the racial wealth gap we still see today. WHAT YOU’LL LEARN IN THIS EPISODE 1. What racially restrictive covenants actually said 2. How segregation in Milwaukee was intentional and policy-driven 3. The connection between housing discrimination and today’s racial wealth gap 4. Why removing covenants from deeds may erase important history 5. How federal funding cuts impacted the project 6. Why understanding this history is critical for moving forward [00:02:03] What Are Racial Covenants? Dr. Anne Bonds explains how racist clauses were embedded into property deeds, restricting who could live on the land. [00:05:06] 32,506 Covenants Discovered: The Shocking Numbers Researchers reveal there were three times more covenants than Black residents in the 1930s. [00:06:04] Volunteers Read 5 Million Documents Mary Roberts shares the emotional impact of transcribing dehumanizing language that compared people of color to livestock. [00:17:04] How to Look Up Your Own Address on the Map Learn how you can search your neighborhood and see whether your property had a racial covenant. [00:19:36] The Wealth Gap Connection & Why It Still Matters Today How housing discrimination directly impacts generational wealth, school funding, and why Milwaukee remains one of the most segregated cities in America. EXPLORE THE MAP YOURSELF Search “Mapping Racism and Resistance UWM” in your browser to access the interactive map. https://sites.uwm.edu/mappingracismresistance/ [https://sites.uwm.edu/mappingracismresistance/] Zoom into your neighborhood, view covenant language, see when it was enacted, and learn the historical context behind your property. Click Here to Donate: https://the411live.org/donate [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0QwcVFPd3lRTW45RFdscFRuTlBYeXpkbXFlZ3xBQ3Jtc0ttMEVaWnBoUWFLWjhYQUVWU09YUHR6aU92M3pJTzVFVTdjeGhqbzNNanVnTXZIOXRDbTc4YTR5ZHdjTVV5N1RFblpJR0dNZ1Jjd3BiMXRLRFFXc0VkS1RXSDFSeVd4NFhfeFpMejdVbV9WaXp0MWQ0TQ&q=https%3A%2F%2Fthe411live.org%2Fdonate&v=Fm9ps9C7OGQ] All contributions made to The 411 Live is tax deductible to the extent permissible by law. Subscribe to our podcast so you can get alerts on upcoming podcasts and for more conversations that inform, empower, and move our communities forward. Follow, like, subscribe and watch us on our social media platforms. YouTube: https://www.youtube.com/@The411Live [https://www.youtube.com/watch?v=pgLGERB4Ph0&t=0s] Facebook: https://www.facebook.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5VWWpZaHVacEtDSmRYMHpTY1lDd2h4c0NwZ3xBQ3Jtc0trM2JsOElMODhQYlZJYWRDbkRoRktKUUswZXdaR21feXl0Sl9wb0dOVlhDV050ejdMd3E0RmlVbW1BcW52eUZjVkJJRWVaaDFXQ3lRMFpweUtQZmxaNGJ4OGQ0U1ZJZHMxTDc3SkN3NEtZZ1lhQzVuaw&q=https%3A%2F%2Fwww.facebook.com%2FThe411Live&v=Fm9ps9C7OGQ] Twitter: https://twitter.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5lanROaDRQM2lxUlEzakhEeVNMdlNwdnp3d3xBQ3Jtc0trTHRxMTlGTHM5VElHZk1HRjVSTVJsUnNQOVNmUWlwZXpSOW5sN1VlMFNnZzZmb09kZnk5TE5WQ3R5b05jRjV1eXJaNTlRUGV2ejBlNjNTb2RtWEg0T0Rleklrckl2WjRUTTRCZ0ZlelZLOUg1T3h0bw&q=https%3A%2F%2Ftwitter.com%2FThe411Live&v=Fm9ps9C7OGQ] Instagram: https://www.instagram.com/the411live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjVEMzVSdEpkM1R4NzhsTHFNWHB2Um5pSEtZUXxBQ3Jtc0tsZHFrRk9CRVg5SDZJLTh0SkQwOF9EdHd4X1ctb1NoWTg5ZU1hZWFMdkw1VmVCVk1zNG94aGlkY2xoWWJYNUtuVmRWdE9zRDFPVTltelFGRm5taFU5NlZyRlVveTZMbi1ucmNUblp1Rm4tUGc3SjBDWQ&q=https%3A%2F%2Fwww.instagram.com%2Fthe411live&v=Fm9ps9C7OGQ] Apple podcasts: https://podcasts.apple.com/us/podcast/the-411-live/id1447716009 [https://podcasts.apple.com/us/podcast/the-411-live/id1447716009] iHeart: https://www.iheart.com/podcast/269-the-411-live-52465336/ [https://www.iheart.com/podcast/269-the-411-live-52465336/] Spotify: https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a [https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a] Audible: https://www.amazon.com/The-411-Live/dp/B08K57VCNT [https://www.amazon.com/The-411-Live/dp/B08K57VCNT] Pandora: https://www.pandora.com/podcast/the-411-live/PC:28529 [https://www.pandora.com/podcast/the-411-live/PC:28529] If you have suggestions for future episodes, go to our website, https://the411live.org [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmlHQm1Oa0VyYTlxczZIQlNhOWR0bk5KTVQ2UXxBQ3Jtc0tuYi0wNU4xaXRDVm9IZnhPSU1DNXlXRDhibmhZdjZHT3E1ekxwRHBtOVNMbDBLY3RoSXVNUE92TEZrWFkzc1o1T1dEMS1NMXZqc2VXOVFKcWpLTWVza0Q1TGFzVkQtVWxqYU1KdWNaMGRBMVVBdkpncw&q=https%3A%2F%2Fthe411live.org%2F&v=Fm9ps9C7OGQ]

S11 Ep 9 - 2026 Housing Market Update: Interest Rates, Inventory & Buyer Strategies

If you’ve ever said, “I’m not ready,” “I don’t qualify,” or “I can’t afford it” this episode is for you. You don’t know what’s possible until you ask. In this powerful episode of The 411 Live, host Beverly Taylor brings together two trusted housing experts to break down the real truth about today’s housing market and dismantle the myths keeping people from pursuing homeownership. Chris Stanley, Loan Officer at Fairway Independent Mortgage, and Princess Jones, Real Estate Advisor, Coach & Sales Manager at eXp Realty, share insider knowledge on credit scores, down payment myths, 100% financing programs, market conditions, equity, generational wealth, and why simply having a conversation can change everything. This episode is especially powerful for first-time buyers, renters, underrepresented communities, and anyone who believes owning a home is “out of reach.” Key Takeaways 1. You do not need perfect credit or 20% down to buy a home 2. 100% financing programs do exist 3. Market conditions have shifted and strategy matters more than ever 4. Homeownership builds equity, stability, and generational wealth 5. Talking to a lender or realtor does not mean you’re buying tomorrow 6. Local lenders + strong realtor partnerships = stronger offers Click Here to Donate: https://the411live.org/donate [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0QwcVFPd3lRTW45RFdscFRuTlBYeXpkbXFlZ3xBQ3Jtc0ttMEVaWnBoUWFLWjhYQUVWU09YUHR6aU92M3pJTzVFVTdjeGhqbzNNanVnTXZIOXRDbTc4YTR5ZHdjTVV5N1RFblpJR0dNZ1Jjd3BiMXRLRFFXc0VkS1RXSDFSeVd4NFhfeFpMejdVbV9WaXp0MWQ0TQ&q=https%3A%2F%2Fthe411live.org%2Fdonate&v=Fm9ps9C7OGQ] All contributions made to The 411 Live is tax deductible to the extent permissible by law. Subscribe to our podcast so you can get alerts on upcoming podcasts and for more conversations that inform, empower, and move our communities forward. Follow, like, subscribe and watch us on our social media platforms. YouTube: https://www.youtube.com/@The411Live [https://www.youtube.com/watch?v=pgLGERB4Ph0&t=0s] Facebook: https://www.facebook.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5VWWpZaHVacEtDSmRYMHpTY1lDd2h4c0NwZ3xBQ3Jtc0trM2JsOElMODhQYlZJYWRDbkRoRktKUUswZXdaR21feXl0Sl9wb0dOVlhDV050ejdMd3E0RmlVbW1BcW52eUZjVkJJRWVaaDFXQ3lRMFpweUtQZmxaNGJ4OGQ0U1ZJZHMxTDc3SkN3NEtZZ1lhQzVuaw&q=https%3A%2F%2Fwww.facebook.com%2FThe411Live&v=Fm9ps9C7OGQ] Twitter: https://twitter.com/The411Live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW5lanROaDRQM2lxUlEzakhEeVNMdlNwdnp3d3xBQ3Jtc0trTHRxMTlGTHM5VElHZk1HRjVSTVJsUnNQOVNmUWlwZXpSOW5sN1VlMFNnZzZmb09kZnk5TE5WQ3R5b05jRjV1eXJaNTlRUGV2ejBlNjNTb2RtWEg0T0Rleklrckl2WjRUTTRCZ0ZlelZLOUg1T3h0bw&q=https%3A%2F%2Ftwitter.com%2FThe411Live&v=Fm9ps9C7OGQ] Instagram: https://www.instagram.com/the411live [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjVEMzVSdEpkM1R4NzhsTHFNWHB2Um5pSEtZUXxBQ3Jtc0tsZHFrRk9CRVg5SDZJLTh0SkQwOF9EdHd4X1ctb1NoWTg5ZU1hZWFMdkw1VmVCVk1zNG94aGlkY2xoWWJYNUtuVmRWdE9zRDFPVTltelFGRm5taFU5NlZyRlVveTZMbi1ucmNUblp1Rm4tUGc3SjBDWQ&q=https%3A%2F%2Fwww.instagram.com%2Fthe411live&v=Fm9ps9C7OGQ] Apple podcasts: https://podcasts.apple.com/us/podcast/the-411-live/id1447716009 [https://podcasts.apple.com/us/podcast/the-411-live/id1447716009] iHeart: https://www.iheart.com/podcast/269-the-411-live-52465336/ [https://www.iheart.com/podcast/269-the-411-live-52465336/] Spotify: https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a [https://open.spotify.com/show/7ll7a69BSjY9UwfGRmRvsk?si=d7a1c00c5fa8474a] Audible: https://www.amazon.com/The-411-Live/dp/B08K57VCNT [https://www.amazon.com/The-411-Live/dp/B08K57VCNT] Pandora: https://www.pandora.com/podcast/the-411-live/PC:28529 [https://www.pandora.com/podcast/the-411-live/PC:28529] If you have suggestions for future episodes, go to our website, https://the411live.org [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmlHQm1Oa0VyYTlxczZIQlNhOWR0bk5KTVQ2UXxBQ3Jtc0tuYi0wNU4xaXRDVm9IZnhPSU1DNXlXRDhibmhZdjZHT3E1ekxwRHBtOVNMbDBLY3RoSXVNUE92TEZrWFkzc1o1T1dEMS1NMXZqc2VXOVFKcWpLTWVza0Q1TGFzVkQtVWxqYU1KdWNaMGRBMVVBdkpncw&q=https%3A%2F%2Fthe411live.org%2F&v=Fm9ps9C7OGQ]