The Evernest Real Estate Investor

Episode 154: Should You Use a HELOC to Buy Rental Properties?

In this episode, Spencer Sutton and Adam Hobson break down whether investors should use a HELOC to buy rental properties and how home equity can be used to move faster on real estate deals. You'll learn: * How a HELOC can give investors quick access to cash for rentals, rehabs, or BRRRR deals * The difference between using a HELOC and hard money lending * Why a HELOC can be helpful, but risky if you overleverage or use it without a clear exit plan =================================== Connect with Matt and Spencer at Evernest: Evernest.co [https://evernest.co/] Hosts: Spencer Sutton [https://www.linkedin.com/in/spsutton/] and Adam Hobson [https://www.linkedin.com/in/adam-hobson-88ba20195/] Visit the Podcast Website: Evernest.co/podcasts [https://www.evernest.co/podcasts/] Email the Show: podcast@evernest.co [podcast@evernest.co] =================================== Production House: Flint Stone Media [http://flintstonemedia.com/] Copyright of Evernest 2026.

Episode 153: How Many Rental Properties Do You Actually Need to Retire?

In this episode, Spencer Sutton and Adam Hobson break down what it really takes to retire through real estate investing and why cash flow matters more than the number of properties you own. You'll learn: * How to calculate the cash flow needed to reach financial freedom * Why your investment strategy should match your desired lifestyle * The long-term habits that help investors build lasting wealth and retire successfully =================================== Connect with Matt and Spencer at Evernest: Evernest.co [https://evernest.co/] Hosts: Spencer Sutton [https://www.linkedin.com/in/spsutton/] and Adam Hobson [https://www.linkedin.com/in/adam-hobson-88ba20195/] Visit the Podcast Website: Evernest.co/podcasts [https://www.evernest.co/podcasts/] Email the Show: podcast@evernest.co [podcast@evernest.co] =================================== Production House: Flint Stone Media [http://flintstonemedia.com/] Copyright of Evernest 2026.

Episode 152: How Overleveraging Can Wipe Out Your Entire Portfolio

In this episode, Spencer Sutton and Adam Hobson discuss the dangers of overleveraging in real estate investing, why too much debt can destroy long-term wealth, and how successful investors balance growth with financial stability. You'll learn: * The difference between healthy leverage and overleveraging * How market downturns can expose risky investment strategies * Practical ways to grow a portfolio while minimizing risk =================================== Connect with Matt and Spencer at Evernest: Evernest.co [https://evernest.co/] Hosts: Spencer Sutton [https://www.linkedin.com/in/spsutton/] and Adam Hobson [https://www.linkedin.com/in/adam-hobson-88ba20195/] Visit the Podcast Website: Evernest.co/podcasts [https://www.evernest.co/podcasts/] Email the Show: podcast@evernest.co [podcast@evernest.co] =================================== Production House: Flint Stone Media [http://flintstonemedia.com/] Copyright of Evernest 2026.

Episode 151: Reacting to Viral Real Estate Advice… It's Worse Than You Think

Adam Hobson and Brian Miles react to viral real estate investing videos and break down what's real, what's misleading, and what investors actually need to know in 2026. You'll learn: * Which influencer buzzwords are huge red flags * If Section 8 is actually a viable, profit-making strategy (and what can prevent Section 8 owners from making cash flow) * How to see through the wholesaling hype to build a game plan that lasts =================================== Connect with Matt and Spencer at Evernest: Evernest.co [https://evernest.co/] Hosts: Spencer Sutton [https://www.linkedin.com/in/spsutton/] and Adam Hobson [https://www.linkedin.com/in/adam-hobson-88ba20195/] Guest Co-host: Brian Miles Visit the Podcast Website: Evernest.co/podcasts [https://www.evernest.co/podcasts/] Email the Show: podcast@evernest.co [podcast@evernest.co] =================================== Production House: Flint Stone Media [http://flintstonemedia.com/] Copyright of Evernest 2026.

Episode 150: How to Find Private Lenders for Real Estate Deals

In this episode, Adam Hobson and Brian Miles explain how investors use private capital to fund real estate deals without banks, and what lenders look for before investing in a property. You'll learn: * Why some investors choose to work with private lenders * Tips for finding private lenders in your market * How to become a private lender (even while building your own wealth) =================================== Connect with Matt and Spencer at Evernest: Evernest.co [https://evernest.co/] Hosts: Spencer Sutton [https://www.linkedin.com/in/spsutton/] and Adam Hobson [https://www.linkedin.com/in/adam-hobson-88ba20195/] Guest: Brian Miles Visit the Podcast Website: Evernest.co/podcasts [https://www.evernest.co/podcasts/] Email the Show: podcast@evernest.co [podcast@evernest.co] =================================== Production House: Flint Stone Media [http://flintstonemedia.com/] Copyright of Evernest 2026.