The Julia & Gino Show: Marriage, Parenting & Family Legacy

From Money Plans to Life Plans: Inside the Kinder Institute of Life Planning Approach

What if financial planning wasn’t just about growing wealth—but about designing a meaningful life? In this episode of the Julia & Gino Show, Julia and Gino sit down with Scott Frank, founder of Stone Steps Financial and educator at the Kinder Institute of Life Planning, to explore how money decisions are deeply connected to identity, purpose, legacy, and fulfillment. This conversation goes beyond numbers and investing—it’s about aligning your financial life with the life you actually want to live. Whether you're building wealth, navigating a career change, or searching for more meaning in your daily life, this episode will challenge the way you think about success and financial freedom. About Scott Frank: Scott Frank is the founder of Stone Steps Financial in Encinitas, CA, helping families align money with life. He is a CFA, CFP®, and Registered Life Planner (RLP®), a 2019 InvestmentNews 40 Under 40 honoree, co-host of Real Personal Finance, and an educator with the Kinder Institute of Life Planning.  TIMESTAMPS 00:00 – Intro 01:45 – Meet Scott Frank & his background in life planning 04:20 – What the Kinder Institute approach really is 07:10 – Why traditional financial planning misses the bigger picture 10:05 – “If money wasn’t a concern…” question explained 13:40 – How money beliefs are formed in childhood 17:25 – Identity, achievement, and self-worth 21:10 – The question about having only 5–10 years left to live 25:50 – Time vs. money: what people regret most 29:30 – Defining legacy and intentional living 33:45 – Aligning financial decisions with personal values 37:20 – What people discover during life planning conversations 40:15 – Final thoughts on purpose, fulfillment, and freedom 43:10 – Where to find Scott Frank 44:20 – Closing thoughts Have you ever felt like life is a maze that you can’t seem to navigate? 🤷‍♂️ Parenting, relationships, spirituality, health - it’s all overwhelming and there’s no clear map to guide you. 🗺️ But what if there was? 🤔  Welcome to the ‘Family Coaching’ podcast, where Gino and Julia help you navigate the complexities of life with ease and grace.  🎙️ We dive deep into the subtle nuances of relationships, offer advice for the joyous challenges of parenting, explore spirituality and provide practical tips for healthcare. 💑👨‍👩‍👧‍👦 🙏💊 Our approach is rooted in empathy and understanding, because let's face it, life is hard!  💪 Tune into our podcast for a refreshing take on navigating life's most complex challenges. It's like having a secret weapon in your back pocket. 🎧🔑 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Join our free Skool community and connect with a fast-growing network of like-minded individuals: https://www.skool.com/barbaro360  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #educationforlife #familylife #parentingtips #relationshiptips #personalfinance #lifecoaching #personalgrowth  #lifecoaching Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for advertising.

Turning Money Into a Tool for a Better Family Life

What does success really mean if your family life is suffering behind the scenes? In this episode of the Julia & Gino Show, we sit down with entrepreneur, coach, and Mpowered Journey founder Ann Sheu to talk about what it truly means to build a values-driven life and business. After walking away from a successful legal career, Ann now helps entrepreneurial families create alignment between business, marriage, parenting, and personal fulfillment. Together, we dive into the hidden cost of chasing achievement without intention, how unresolved family conflict impacts leadership, and why your calendar often reveals your real priorities. If you’re building a business while trying to protect your marriage, family, and peace of mind, this conversation is for you. Subscribe for more conversations around leadership, family, mindset, entrepreneurship, and intentional living. Timestamps 00:00 – Intro  02:10 – Ann’s transition from law to entrepreneurship  06:20 – The internal shift behind leaving a legal career  10:35 – Why entrepreneurs struggle with family alignment  15:05 – Your calendar reveals your true values  19:40 – How conflict at home impacts business leadership  24:30 – EOS and living company values authentically  28:50 – Success on paper vs fulfillment at home  33:15 – Rebuilding connection in high-achieving marriages  37:40 – Motherhood, business, and redefining productivity  41:10 – Making values-driven decisions in real life  43:30 – Frameworks to prevent drift in marriage, money, and mission  45:00 – Final thoughts Have you ever felt like life is a maze that you can’t seem to navigate? 🤷‍♂️ Parenting, relationships, spirituality, health - it’s all overwhelming and there’s no clear map to guide you. 🗺️ But what if there was? 🤔  Welcome to the ‘Family Coaching’ podcast, where Gino and Julia help you navigate the complexities of life with ease and grace.  🎙️ We dive deep into the subtle nuances of relationships, offer advice for the joyous challenges of parenting, explore spirituality and provide practical tips for healthcare. 💑👨‍👩‍👧‍👦 🙏💊 Our approach is rooted in empathy and understanding, because let's face it, life is hard!  💪 Tune into our podcast for a refreshing take on navigating life's most complex challenges. It's like having a secret weapon in your back pocket. 🎧🔑 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Join our free Skool community and connect with a fast-growing network of like-minded individuals: https://www.skool.com/barbaro360  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #educationforlife #familylife #parentingtips #relationshiptips #personalfinance #lifecoaching #personalgrowth  #lifecoaching Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for advertising.

Stop Carrying Emotional Baggage

Laurie Davies joins Julia and Gino for a meaningful conversation about emotional freedom, faith, and the hidden burdens many women quietly carry every day. As an author, speaker, and counselor, Laurie shares practical wisdom on overcoming fear, guilt, shame, anxiety, and emotional exhaustion while learning how to replace emotional clutter with peace, truth, and healing. Together, they discuss forgiveness, parenting, emotional health, faith, and the first steps anyone can take toward living lighter and more freely. If you’ve ever felt emotionally overwhelmed or weighed down by life’s pressures, this episode offers encouragement, hope, and practical tools for healing.  Timestamps 0:00  Are you letting go of the stuff that keeps you stuck? 0:10  Introduction to the podcast and guest Laurie Davies. 0:44  Laurie Davies expresses excitement for the conversation. 1:05  Explanation of emotional hoarding. 2:22  Discussion on emotional hoarding and its effects. 3:20  Men's perspective on emotional hoarding. 4:33  When does emotional hoarding become destructive? 6:07  Impact of emotional hoarding on relationships. 7:49  Discussion on mom guilt and its effects. 9:42  Laurie shares personal experiences with her son. 12:33  Importance of communication in relationships. 15:58  Discussion on anger and its impact on relationships. 19:28  Men's perspective on anger. 22:40  Biblical perspective on anger. 25:08  Discussion on pride and its effects. 31:41 Steps to live a lighter emotional life. 32:40 Path to freedom from worry. 35:01  Addressing common worries. 40:44 Repairing relationships and finding freedom. 42:28 Where to find Laurie's book. Have you ever felt like life is a maze that you can’t seem to navigate? 🤷‍♂️ Parenting, relationships, spirituality, health - it’s all overwhelming and there’s no clear map to guide you. 🗺️ But what if there was? 🤔  Welcome to the ‘Family Coaching’ podcast, where Gino and Julia help you navigate the complexities of life with ease and grace.  🎙️ We dive deep into the subtle nuances of relationships, offer advice for the joyous challenges of parenting, explore spirituality and provide practical tips for healthcare. 💑👨‍👩‍👧‍👦 🙏💊 Our approach is rooted in empathy and understanding, because let's face it, life is hard!  💪 Tune into our podcast for a refreshing take on navigating life's most complex challenges. It's like having a secret weapon in your back pocket. 🎧🔑 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Join our free Skool community and connect with a fast-growing network of like-minded individuals: https://www.skool.com/barbaro360  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #educationforlife #familylife #parentingtips #relationshiptips #personalfinance #lifecoaching #personalgrowth  #lifecoaching Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for advertising.

Be Happy With or Without A Man

You don’t need fewer arguments in your relationship — you need better ones. In this episode, Julia and Gino sit down with world-renowned relationship expert Dr. John Gray, author of Men Are from Mars, Women Are from Venus, to break down what’s really happening when couples fight… and why most people were never taught how to do it right. If you’ve ever felt misunderstood, stuck in the same arguments, or unsure how to communicate without things escalating — this conversation will change the way you see conflict forever.  Dr. Gray shares practical tools to improve communication, deepen emotional connection, and turn disagreements into opportunities for growth instead of distance. This isn’t about avoiding conflict — it’s about learning how to use it to build a stronger relationship.  Dr. John Gray’s new book → Men Are from Mars, Women Are from Venus - For Women Only: Be Happy With or Without a Man https://www.marsvenus.com/john-gray   * 0:00  Introduction and welcome to Dr. Gray. * 0:44 Dr. Gray discusses marriage and differences. * 1:11Discussion about Dr. Gray's new book. * 2:10 Emotional topics and cultural differences. * 3:07  Hormonal imbalances and their effects. * 4:03 Stress and hormone levels in men and women. * 5:30 Communication and understanding between partners. * 6:16 Solutions for balancing hormones. * 7:25 Historical roles of men and women. * 9:13 Modern challenges for women and men. * 10:13 Analyzing problems before finding solutions. * 12:03 Importance of community and spirituality. * 14:16 Spirituality's role in stress reduction. * 16:09 Differences in stress processing between men and women. * 18:29 Therapy and talking about feelings. * 20:04 Understanding partner's emotions. * 22:13 Importance of connection for women. * 24:05 Women's need for help and vulnerability. * 26:04 Men and women's perceptions of neediness. * 28:14 Sharing emotions and vulnerability. * 30:31 Men's processing of stress. * 32:19 Importance of mentorship for boys. * 34:09 Analyzing emotions and self-reflection. * 36:28 Projection of stress onto partners. * 37:50 Changes in societal roles and their effects. * 40:05 Techniques for reassurance and connection. * 43:50 Importance of small requests and vulnerability. * 46:13 Mirror neurons and their role in relationships. * 48:43 Processing emotions and using tools for self-awareness. * 51:05 Closing remarks and appreciation. Have you ever felt like life is a maze that you can’t seem to navigate? 🤷‍♂️ Parenting, relationships, spirituality, health - it’s all overwhelming and there’s no clear map to guide you. 🗺️ But what if there was? 🤔  Welcome to the ‘Family Coaching’ podcast, where Gino and Julia help you navigate the complexities of life with ease and grace.  🎙️ We dive deep into the subtle nuances of relationships, offer advice for the joyous challenges of parenting, explore spirituality and provide practical tips for healthcare. 💑👨‍👩‍👧‍👦 🙏💊 Our approach is rooted in empathy and understanding, because let's face it, life is hard!  💪 Tune into our podcast for a refreshing take on navigating life's most complex challenges. It's like having a secret weapon in your back pocket. 🎧🔑 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Join our free Skool community and connect with a fast-growing network of like-minded individuals: https://www.skool.com/barbaro360  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #educationforlife #familylife #parentingtips #relationshiptips #personalfinance #lifecoaching #personalgrowth  #lifecoaching Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for advertising.

How To Budget As A Couple

Money can either create tension—or build stronger relationships. In this episode, we talk about how couples can approach budgeting, align financial goals, and improve communication around money. From avoiding common mistakes to building simple systems, this conversation is all about creating a healthier financial dynamic together. Less arguing, more planning. timestamps 0:06 Introduction by Gino and Julia Barbaro 0:34 Discussing budgeting perceptions 0:54 Budgeting with a shoebox method 1:23 Values and spending differences 1:52 Gino's perspective on budgeting 2:20 Importance of understanding each other's views 2:50 Creating a budget plan together 3:20 Open-minded conversations about budgeting 3:50 Importance of listening to each other 4:17 Challenges with budgeting perceptions 4:46 Scarcity mindset vs. spending plan 5:15 Values-based decision making 5:44 Nostalgia and budgeting 6:11 Communication and shared finances 6:38 Gino's reflections on budgeting 7:04 Budgeting in a cash world 7:34 Emotional connection to money 8:03 Control and spending 8:35 Gino's feelings about spending 9:01Money as a comfort 9:22 Impact of money on relationships 9:48 Budgeting and relationship dynamics 10:16 Reflection on budgeting mistakes 10:39 Gino's control over budgeting 11:10 Disagreements and values 11:39 Aligning values in budgeting 12:07 Respecting each other's values 12:34 Balancing spending and respect 13:02 Gino's reflections on fear and scarcity 13:32 Creative budgeting approaches 14:02 Spending plan vs. budget 14:27 Gender differences in spending 14:55 Writing out a budget together 15:21 Needs vs. wants in budgeting 15:50 Impact of budgeting on relationships 16:20 Gino's control and Julia's reflections 16:49 Listening and understanding in budgeting 17:16 Takeaways from the discussion 17:46 Stephen Covey's advice on understanding 18:14 Closing remarks by Gino and Julia Have you ever felt like life is a maze that you can’t seem to navigate? 🤷‍♂️ Parenting, relationships, spirituality, health - it’s all overwhelming and there’s no clear map to guide you. 🗺️ But what if there was? 🤔  Welcome to the ‘Family Coaching’ podcast, where Gino and Julia help you navigate the complexities of life with ease and grace.  🎙️ We dive deep into the subtle nuances of relationships, offer advice for the joyous challenges of parenting, explore spirituality and provide practical tips for healthcare. 💑👨‍👩‍👧‍👦 🙏💊 Our approach is rooted in empathy and understanding, because let's face it, life is hard!  💪 Tune into our podcast for a refreshing take on navigating life's most complex challenges. It's like having a secret weapon in your back pocket. 🎧🔑 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Join our free Skool community and connect with a fast-growing network of like-minded individuals: https://www.skool.com/barbaro360  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #educationforlife #familylife #parentingtips #relationshiptips #personalfinance #lifecoaching #personalgrowth  #lifecoaching Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for advertising.