The Liam Podcast

Angetic Pay - A New Look

In this episode, we break down Mastercard’s Agentic Pay and what it means for the future of payments, AI, and consumer trust. We explore how free AI agents can actually make purchases on a user’s behalf —and why this matters for finance, fintech companies, regulators, and everyday consumers. From implications to a revolution in agentic commerce, take a practical look at how payments are evolving when machines start acting with financial authority.

Episode 61 - Wealthsimple and the Death of Banking

Wealthsimple claims to have started the end of banking in Canada. Beyond bold claims and statements, we explore the new reality unfolding with the company's foray into banking, and all that it entails for Canada's uniquely consolidated banking industry.

EP60 - Oaken Financial: Beyond the Rates

Oaken Financial offers attractive deposit rates, but its true significance lies in its contribution to Fairstone Bank's net interest margin. This episode unpacks how Oaken's "no fees" and "no minimum balance" approach strategically gathers cost-effective, stable deposits, fueling Fairstone's higher-yield alternative lending operations. For informational and entertainment purposes only—not formal financial advice.

EP59 - EQB's Balancing Act: Aggressive Growth Meets 'Fortress Balance Sheet'

EQB Inc. balances ambitious growth with a strong capital position, evident in its 14.1% CET1 ratio as of Q1 2025. "Canada's Challenger Bank" manages rapid expansion in lending alongside prudent risk management, including recent increases in impaired loans. Its "fortress balance sheet" is key for navigating economic uncertainties and sustaining growth.For informational and entertainment purposes only—not formal financial advice.

EP58 - Sylogist: Navigating the SaaS Transition

This podcast delves into Sylogist's strategic shift towards a SaaS-driven business model, analyzing the challenges and opportunities of this transition. For informational and entertainment purposes only—not formal financial advice.