The Modern Retirement Playbook

Is Your Money Working—or Just Sitting There?

Is your money quietly losing value even while it feels safe in the bank? In this episode of The Modern Retirement Playbook, Jason Matthews unpacks the concept of “dead money”—cash that isn’t working hard enough to keep up with inflation or taxes. Jason explores how too much idle savings can create a false sense of security, trigger unnecessary tax burdens, and even increase Medicare costs. The conversation also highlights smarter ways to balance liquidity, growth, and protection—along with the importance of planning for long-term care and avoiding the pitfalls of unstructured spending. We have a special focus on serving single women age 50+ with at least $250,000 of investable assets — especially those navigating retirement, inheritance, or widowhood. These are pivotal moments where clarity, compassion, and smart tax and retirement planning matter most. Schedule your complimentary consultation today. Visit www.MFIS.biz [http://www.MFIS.biz] or call (510) 288-3268 today! You can also find us on Facebook [https://www.facebook.com/GMWA.biz?mibextid=ZbWKwL] or LinkedIn [https://www.linkedin.com/in/jason-matthews-cltc%C2%AE-tpcp%C2%AE-9a564311?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app]. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Think You’re Scam-Proof? Think Again

Think it can’t happen to you? Today’s scammers are counting on that assumption. In this episode of The Modern Retirement Playbook, Jason Matthews breaks down how fraud targeting retirees has become more sophisticated—and more costly than ever. He discusses common tactics like urgent “bank alerts,” AI voice scams, romance fraud, and impersonation schemes designed to trigger fear and fast decisions. The conversation highlights practical ways to stay protected, from slowing down and verifying sources to monitoring accounts and involving trusted partners. It’s a timely look at how protecting your retirement means safeguarding it from evolving scams. We have a special focus on serving single women age 50+ with at least $250,000 of investable assets — especially those navigating retirement, inheritance, or widowhood. These are pivotal moments where clarity, compassion, and smart tax and retirement planning matter most. Schedule your complimentary consultation today. Visit www.MFIS.biz [http://www.MFIS.biz] or call (510) 288-3268 today! You can also find us on Facebook [https://www.facebook.com/GMWA.biz?mibextid=ZbWKwL] or LinkedIn [https://www.linkedin.com/in/jason-matthews-cltc%C2%AE-tpcp%C2%AE-9a564311?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app]. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Annuities: Fact, Fiction, and the Fine Print

Few retirement topics spark as much debate—or confusion—as annuities. In this episode of The Modern Retirement Playbook, Jason Matthews breaks down what annuities are, why opinions about them vary so widely, and how different types work in real retirement plans. The conversation covers income annuities, fixed, variable, and fixed‑indexed annuities, along with common misconceptions about access, taxes, and “locking up” money. Jason also discusses how annuities can fit into income planning, diversification, and long‑term care considerations, as well as the questions retirees should ask before deciding if one belongs in their portfolio. We have a special focus on serving single women age 50+ with at least $250,000 of investable assets—especially those navigating retirement, inheritance, or widowhood. These are pivotal moments where clarity, compassion, and smart tax and retirement planning matter most. Schedule your complimentary consultation today. Visit www.MFIS.biz [http://www.MFIS.biz] or call (510) 288-3268 today! You can also find us on Facebook [https://www.facebook.com/GMWA.biz?mibextid=ZbWKwL] or LinkedIn [https://www.linkedin.com/in/jason-matthews-cltc%C2%AE-tpcp%C2%AE-9a564311?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app]. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Should You Work One More Year?

Is working one more year the smartest move—or the wrong tradeoff? In this episode of The Modern Retirement Playbook, Jason Matthews breaks down the financial, tax, healthcare, and emotional considerations behind delaying retirement. The conversation explores how one extra year of income can affect Social Security, 401(k) contributions, taxes, and guaranteed income planning, while also weighing health, family responsibilities, and lifestyle goals. Jason also discusses the “sandwich generation,” market volatility near retirement, and why emotional readiness matters just as much as the numbers. It’s a thoughtful look at how timing, planning, and personal priorities intersect at the retirement decision point. We have a special focus on serving single women age 50+ with at least $250,000 of investable assets — especially those navigating retirement, inheritance, or widowhood. These are pivotal moments where clarity, compassion, and smart tax and retirement planning matter most. Schedule your complimentary consultation today. Visit www.MFIS.biz [http://www.MFIS.biz] or call (510) 288-3268 today! You can also find us on Facebook [https://www.facebook.com/GMWA.biz?mibextid=ZbWKwL] or LinkedIn [https://www.linkedin.com/in/jason-matthews-cltc%C2%AE-tpcp%C2%AE-9a564311?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app]. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Retirement Risk Most People Don’t Want to Talk About

What if the biggest retirement risk isn’t market volatility, but what happens when health changes? In this episode of The Modern Retirement Playbook, Jason Matthews unpacks what long-term care really means and why it’s often misunderstood. He explores how long-term care shows up in real life, why health insurance and Medicare don’t work the way many expect, and how care often happens at home—not in a facility. The conversation also addresses the emotional weight placed on families, why women are disproportionately affected, and the common planning mistakes that leave retirees exposed. This episode reframes long-term care as a planning conversation about dignity, independence, and family impact. We have a special focus on serving single women age 50+ with at least $250,000 of investable assets — especially those navigating retirement, inheritance, or widowhood. These are pivotal moments where clarity, compassion, and smart tax and retirement planning matter most. Schedule your complimentary consultation today. Visit www.MFIS.biz [http://www.MFIS.biz] or call (510) 288-3268 today! You can also find us on Facebook [https://www.facebook.com/GMWA.biz?mibextid=ZbWKwL] or LinkedIn [https://www.linkedin.com/in/jason-matthews-cltc%C2%AE-tpcp%C2%AE-9a564311?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app]. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.