
The Ramsey Show
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🔗 Share the Ramsey 101 Playlist! [https://ter.li/m7272s] Rachel Cruze and Ken Coleman answer your questions and discuss: * "Can a future employer find out that I lied about a bankruptcy on my application?" * "My wife wants me to borrow money from my family to buy a car..." * "Should we downsize our animals to help get through Baby step 2? " * "Can I be a stay-at-home mom while we're paying off debt?" * "What can I do about an eviction notice?" * "How do I get my husband to be more gazelle intense?" * "What should I do with my home after I move in with my boyfriend?" * "How do I explain charging rent to my kids?" * "My husband's new job expenses are $1,000 a week. How do we plan for this?" * "How do we balance being generous without enabling our children by giving them too much?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 🎒 Explore our high school personal finance and new economics curriculum. [https://ter.li/4hp96j] 🤝 Find a Ramsey Trusted Real Estate Agent [https://ter.li/etkl68] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗 Share the Ramsey 101 Playlist! [https://ter.li/m7272s] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "Should I stop dating someone because of their financial instability?" * "Should I leverage a rental property in order to acquire a business?" * "Should I take on a part-time job in college or just focus on school?" * "How do I prioritize financial goals as new college graduate" * "Should I take a new job with no benefits that doubles my salary?" * "How do we settle my fiancée's tax issues from her prior marriage?" * "Should we uproot our family to move back to our original home for cheaper housing?" * "Should we sell all our rental properties to pay off our mortgage?" * "Should single women in their 20s buy homes?" * "What do we do with the money we received after my son's tragic death?" * "My wife and I don't agree on following the Baby Steps exactly" * "How do I prepare for a lapse in medical coverage for my family?" * "How do I pay off $120,000 of debt if I only make $70,000 a year?" * "How do I handle having a committed relationship when my divorce decree prevents me from remarrying?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] ⛓️💥 Tired of debt? Grab Breaking Free From Broke now! [https://ter.li/apf6qf] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/rslmjr] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗 Share the Ramsey 101 Playlist! [https://ter.li/m7272s] Dave Ramsey and George Kamel answer your questions and discuss: * "How do I navigate refusing a large monetary gift from family due to cultural expectations?" * "I'm about to take on $200,000 of student loans, how do I begin to pay this off?" * "Dave, have you gone soft on Crypto?" * "I'm worried that if I buy a car right now, it will jeopardize my ability to get a home loan" * "How do I support my household on my own when my husband doesn't work?" * "Should I take the buyout or the monthly payments for my pension?" * "How do I ask my boss for a raise?" * "Should I take out a HELOC for home repairs?" * "Should I re-enter the workforce if it means that I will be away from my friends and family more?" * "Is it okay to not buy a home for a couple of years while living in a foreign country?" * "My husband says I'm financially abusive, is he right?" * "Can I go on vacation while I am saving for a house?" * "How do I improve my credit score so I can get balance transfer credit cards?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] ❤️🩹 Get trusted insurance coverage that fits your budget. [https://ter.li/v242ck] [https://ter.li/3rtsm1]📖 Your Total Money Makeover starts here. [https://ter.li/918c50] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗 Share the Ramsey 101 Playlist! [https://ter.li/m7272s] Ken Coleman and Rachel Cruze answer your questions and discuss: * "I'm $60,000 in debt, I just lost my job and I have no savings. How do I get out of this mess?" * "I blew through a $120,000 settlement and now I don't have anything in savings or retirement..." * "Does giving up my hobbies for my kids teach them the wrong message about chasing your dreams?" * "We don't know who to trust when it comes to knowing how much we can pull from our retirement accounts." * "I keep blowing through several line items in our budget and now my husband is frustrated with me." * "I want to sell our home but my wife doesn't. How can we come to an agreement on this?" * "Is it okay for my husband to become a stay-at-home dad?" * "I am $21,000 in debt and am struggling, I can't figure out how to budget." * "Should I sell my purse collection to get out of debt?" * "Should I short sale my home?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] [https://ter.li/3rtsm1] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 🏠 Find a Ramsey Trusted Real Estate Agent [https://ter.li/etkl68] ⛓️💥 Tired of debt? Grab Breaking Free From Broke now! [https://ter.li/apf6qf] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗 Share the Ramsey 101 Playlist! [https://ter.li/m7272s] George Kamel and Dr. John Delony answer your questions and discuss: * 'Should I leave my husband because he refuses to disclose his finances to me?' * 'I am $2.1 million in debt, how do we possibly recover from this?' * 'My in-laws are not doing well financially and my husband wants to help them.' * 'Should I help pay for renovations on my boyfriend’s mother’s home?' * 'How can I be a great husband when my future wife will earn significantly more than me?' Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 🎓 Help them find their next step. Get Find the Work You’re Wired to Do: Student Edition today! [https://ter.li/ja1580] [https://ter.li/3rtsm1] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 💲 Buy 1 Book, Get 1 Half Off! [https://ter.li/qwb88a] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/rslmjr] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]