
The Ramsey Show
Podcast von Ramsey Network
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🎟️ The Ramsey Show Live Tour: Tell us where we should go next! [https://www.ramseysolutions.com/events/the-ramsey-show-live?utm_source=podcast_the_ramsey_show%20-%20podcast&utm_medium=audio&utm_campaign=trs%20live%202025&utm_term=live_events_bu&utm_content=trs%20live%202025%20-%20shownotes%20-%20get%20tickets%20-%20080125] Dave Ramsey and Rachel Cruze answer your questions and discuss: * "How can I leave my husband when I have no job or savings of my own?" * "We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?" * "Can we afford to slow down paying off debt to be present with our kids?" * "How can I best use the inheritance I just received?" * "My husband just told me we are $60,000 in debt. How do we go about this wisely?" * "My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?" * "I just got fired, should I file for bankruptcy or consider a debt relief program?" * "How do I get my husband to take the plunge and buy us a house?" * "Is a budget set in stone or can it be revised once it's in play?" * "Should I lower my retirement contribution in order to pay off my house faster?" * "How do I help my mom who has $200,000 in debt and nothing saved for retirement?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/qq4xdb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tjytcg] 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] ⛰️ Find out your Baby Step and get a plan for your money. [https://www.ramseysolutions.com/get-started] 🤔 Will an online will work for you? Take this quiz to find out [https://ter.li/mtucyj] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🎟️ The Ramsey Show Live Tour: Tell us where we should go next! [https://www.ramseysolutions.com/events/the-ramsey-show-live?utm_source=podcast_the_ramsey_show%20-%20podcast&utm_medium=audio&utm_campaign=trs%20live%202025&utm_term=live_events_bu&utm_content=trs%20live%202025%20-%20shownotes%20-%20get%20tickets%20-%20080125] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "Should I accept my girlfriend's offer to pay off my debt?" * "Should we pay off debt with a baby on the way?" * "Can I put $200,000 I've received from a settlement in a bond?" * "I want to save money but my husband keeps getting us into credit card debt..." * "How do my fiancée and I tackle our $177,000 of debt?" * "We have almost $300,000 of student loan debt. How do we get out of this?" * "How do we plan for taking in our 3 grandchildren permanently?" * "Should I solicit my van for voluntary repossession?" * "Is it fair to ask my fiancé to save up now for when we get married?" * "I was evicted in January and now owe that apartment $12,000. Should I prioritize this in my debt snowball?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/qq4xdb] 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] ⛰️ Find out your Baby Step and get a plan for your money. [https://www.ramseysolutions.com/get-started] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tjytcg] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🎟️ The Ramsey Show Live Tour: Tell us where we should go next! [https://www.ramseysolutions.com/events/the-ramsey-show-live?utm_source=podcast_the_ramsey_show%20-%20podcast&utm_medium=audio&utm_campaign=trs%20live%202025&utm_term=live_events_bu&utm_content=trs%20live%202025%20-%20shownotes%20-%20get%20tickets%20-%20080125] Dave Ramsey and George Kamel answer your questions and discuss: * "How much should I invest vs. put into savings?" * "Should I sell my house to pay off debt?" * "I've gambled away $50k in the last two months" * "I'm $20k underwater on my car. What should I do?" * "How do I tackle $200k in student loans?" * "Should I borrow from my 401(k) to pay off high-interest debt?" * "Am I being too intense paying off my house?" * "How do we use disability income wisely?" * "How do teachers become millionaires on a teacher’s salary?" * "Is it financially time to consider rehoming our dogs?" * "How do I talk to my wife about combining our finances?" * "Should I lease a vehicle from my employer or buy my own?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tjytcg] 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/qq4xdb] ⛰️ Find out your Baby Step and get a plan for your money. [https://www.ramseysolutions.com/get-started] 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] 🤔 Will an online will work for you? Take this quiz to find out [https://ter.li/mtucyj] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🎟️ The Ramsey Show Live Tour: Tell us where we should go next! [https://www.ramseysolutions.com/events/the-ramsey-show-live?utm_source=podcast_the_ramsey_show%20-%20podcast&utm_medium=audio&utm_campaign=trs%20live%202025&utm_term=live_events_bu&utm_content=trs%20live%202025%20-%20shownotes%20-%20get%20tickets%20-%20080125] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "My wife and I aren't on the same page financially. At what point should I open a separate bank account that I can manage?" * "I feel insecure only having $1,000 in my emergency fund while I'm in Baby Step 1..." * "My husband hid credit card debt from me again. How do I protect myself from his out-of-control spending?" * "Was taking out a $100,000 loan to buy cattle a bad idea?" * "What should I do with my stock that has grown to $1.8 million?" * "Should we accept a $100,000 gift from my parents?" * "What's the best way to invest?" * "I'll be graduating med school with over $200,000 of student loan debt. How do I pay them off while investing in a Roth?" * "Is this trend of people selling their houses for RVs healthy?" * "How do I repair my marriage and get out of debt?" * "Should I confront my mother about using my 529 to pay for an exchange student's college instead of my tuition?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tjytcg] 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/qq4xdb] 🤔 Will an online will work for you? Take this quiz to find out [https://ter.li/mtucyj] ✏️ Explore our high school personal finance and new economics curriculum. [https://ter.li/4hp96j] 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🎟️ The Ramsey Show Live Tour: Tell us where we should go next! [https://www.ramseysolutions.com/events/the-ramsey-show-live?utm_source=podcast_the_ramsey_show%20-%20podcast&utm_medium=audio&utm_campaign=trs%20live%202025&utm_term=live_events_bu&utm_content=trs%20live%202025%20-%20shownotes%20-%20get%20tickets%20-%20080125] Rachel Cruze and Ken Coleman answer your questions and discuss: * "I'm broke and overextended on my home," * "What should I do with a life insurance payout?" * "How do I overcome my anxiety around renting?" * "We're newly married and behind on our bills. How do we catch up?" * "My fiancé wants me to use my savings to renovate his parents' home," * "Why do you encourage kids to move out at a young age?" * "Should I focus on my or my wife's debt first?" * "In our situation, can we combine finances before we get married?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/qq4xdb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tjytcg] ⛓️💥 Tired of debt? Grab Breaking Free From Broke now! [https://ter.li/apf6qf] 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] 📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/degkjb] Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI [https://aldi.us]. Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. For more information, go to SimpliSafe [https://simplisafe.com]. Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]