
The Ramsey Show
Podcast von Ramsey Network
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🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Dave Ramsey and Rachel Cruze answer your questions and discuss: * "As a single mom, what is the best way to get rid of a day care debt that is past due?" * "My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?" * "We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?" * "I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?" * "As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?" * "How do you pay off your credit cards when the minimums are half my take-home pay?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/6j2kuz] [https://ter.li/degkjb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/gs1gjb%20] 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/cghel7] 🛡️Get trusted insurance coverage that fits your budget [https://ter.li/l60db9] 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/9xep9s] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more. * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "Should I keep cash at my house?" * "Should we live close to our parents for a low monthly rent or move further away?" * "Should my partner take out a HELOC on our house to pay me his part of our down payment?" * "Our insurance didn't pay us after a natural disaster destroyed our home. How do we start over?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/6j2kuz] [https://ter.li/degkjb] 🤕 Get trusted insurance coverage that fits your budget. [https://ter.li/eh6v8q] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/gs1gjb%20] ❓ Find out where you stand with your money and get a free plan. [https://ter.li/ypxp2q] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more. * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "My husband is planning to give our land away..." * "What should I do with a $60k bonus?" * "Should we downsize our house to prepare for a surprise baby?" * "My wife passed away last month, how do I invest now that I've lost her income?" * "I just left an abusive marriage, what should I do for housing?" * "Is my wife a princess or do I just need an attitude change?" * "Is it wrong to keep having kids while getting government assistance?" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/6j2kuz] [https://ter.li/degkjb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/gs1gjb%20] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/dxw4ib] ☮️ Lead a Financial Peace University class. [https://ter.li/qifry5] 🧠 For help with investing, get connected with a SmartVestor Pro. [https://ter.li/d5bai9] 📈 Free Tools & Resources to Help You With Investing and Retirement [https://ter.li/uy9kge] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more. * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Dave Ramsey and Ken Coleman answer your questions and discuss: * “I work for my parents and I sometimes don’t get paid. How do I talk to them about this?” * “My older brother is financially taking advantage of our parents. How do I approach my parents about this?” * “Is our land calculated into our net worth even if we have no plans on ever selling it?” * “Can I pause retirement investing to save for a house downpayment?” * “I’m 50 and just started investing. What are my options to save for retirement?” * “Can we financially afford for my wife to be a stay-at-home mom?” * “My wife and I are underwater on our cars, how do we get out of this?” * “How can we get out of debt because we’re underwater financially?” * “How do I pivot from being gazelle intense after paying off debt?” * “Should a pension crisis prompt me to leave my job?” * “How do my husband and I agree about using a lump sum of money that we’re about to receive?” * “Should we buy a house in cash or get a mortgage?” Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/6j2kuz] [https://ter.li/degkjb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/gs1gjb%20] ☮️ Lead a Financial Peace University class. [https://ter.li/qifry5] 🧠 For help with investing, get connected with a SmartVestor Pro. [https://ter.li/d5bai9] 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] 👫 Check out our free Term Life Insurance Guide for helpful info and resources. [https://ter.li/ourhku] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Go to https://www.casper.com/RamseyCasper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more. * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] George Kamel and Jade Warshaw answer your questions and discuss: * “Where should I keep my investments?” * “My co-worker is a level below me but is being paid more. How do I ask for fair pay?” * “Should I use my credit card to build my credit again?” * “Is paying for a van that I live in the same as paying a mortgage?” * “My husband is using our emergency fund as a bank...” * “Should I turn my HELOC into a mortgage?” * “How can I rent an apartment when I’m in bad shape financially?” * “I’m not qualified for the job I have. Should I quit and become a nanny?” * “Can you help us find an adoption loan that won’t drown us in debt?” * “Was it right for my wife to stay at home with our first child?” * “Is it wise for me to buy a house?” * “I’ve been paying off debt since February but I feel like I’ve hit a wall...” * “I’m 71 – everyone is telling me to not pay off my house. What should I do?” * “My wife has car fever and wants to go into debt" Next Steps: ✔️ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/6j2kuz] 📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/degkjb] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/gs1gjb%20] 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! [https://ter.li/5iegog] 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. [https://ter.li/14x4ek] 👫 Check out our free Term Life Insurance Guide for helpful info and resources. [https://ter.li/ourhku] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us]. * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony]. * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey]. * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com]. * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com]. * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more. * For more information, go to SimpliSafe [https://simplisafe.com]. * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey]. * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY. * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]