The Financial Guys

Markets at Mid-Year Highs, World Cup, and America Turns 250

Mike Lomas and Mike Hoeflich open with a mid-2026 stock market check-in, discussing the Dow's best mid-year run since 2021 and why Wall Street isn't rattled by overseas tensions. They dig into why the market matters to Main Street, not just Wall Street, covering pensions versus 401(k)s and the "pay yourself first" mindset, before connecting AI's spread into other sectors to 250 years of American innovation. From there they break down the Supreme Court's ruling allowing states to count ballots received after Election Day, make the case for restricting Congressional stock trading, and swing into World Cup soccer and their Bills and Sabres fandom. The back half covers a heated Congressional clash over transgender bathroom policy and decorum, homelessness and public safety, and a Bill Maher clip on how visiting World Cup fans are reacting to America ahead of its 250th birthday. They close out by plugging the July 7th Wings of Hope Super Cruise Night at Lancaster Speedway, held in memory of a 14-year-old who passed away from brain cancer. 00:00:24 – Intro & mid-2026 market check-in 00:01:39 – Why the market matters to Main Street (pensions, 401(k)s, paying yourself first) 00:06:05 – AI's spread across sectors & 250 years of American innovation 00:10:08 – Supreme Court ruling on late-arriving mail ballots 00:12:50 – The case for restricting Congressional stock trading 00:14:49 – World Cup soccer, Bills and Sabres fandom 00:16:21 – Congressional clash over transgender bathroom policy and decorum 00:20:44 – Homelessness, public safety, and political accountability 00:23:38 – Bill Maher's take & World Cup tourists reacting to America 00:33:59 – Independence Day tribute & July 7th Wings of Hope Cruise Night

JD Vance Trolls The View: Liberal Rage & Obama’s Eyesore

Mike Lomas and Mike Hoeflich (joined by Mocha on the leather couch) open with JD Vance's appearance on The View and whether conservatives like Lee Zeldin should chase that kind of exposure. They knock the price tag and prison-like look of the new Obama Presidential Center, mark another violent Father's Day weekend in Chicago, and marvel at World Cup visitors discovering America is nothing like the oppressive place the media describes. Mike Lomas breaks down the SpaceX stock debut, why an IPO doesn't open at its offering price, and why a name like that is a 10-to-15-year hold rather than a morning trade, with a detour into how fast the AI chip sector now moves. A long nostalgia run covers dead retailers like Bells, Ames, Twin Fair, Gold Circle, and the Swiss Chalet sauce addiction, plus a gripe about vanished retail customer service. They close on Dr. Puthoff's four alien species, Hochul's healthcare expansion, Trump's John James endorsement, and a serious take on Iran and the Strait of Hormuz. 00:00:00 The View, JD Vance, and the "no experience" campaign pitch 00:04:45 Obama Presidential Center: cost, criticism, and the hypocrisy 00:08:06 Chicago's violent Father's Day weekend 00:10:08 World Cup, Messi, and why visitors love America 00:13:11 SpaceX stock: how IPOs really open and the long-term play 00:17:12 AI chip volatility and dead brands (Bells, Ames, Swiss Chalet) 00:23:01 The decline of retail customer service 00:26:50 Four alien species and pink-haired algae activists 00:30:03 Hochul's healthcare bill and the John James endorsement 00:32:47 Iran, the Strait of Hormuz, and a Western NY summer sign-off

Elon Trillionaire vs. Bernie’s 50% AI Tax: Hypocrisy & Envy Exposed

Mike Sperrazza, Mike Lomas, and Glenn Wiggle open on the UFC Freedom 250 card staged at the White House over Trump's birthday weekend, then break down the left's "no one left behind" counter-programming videos. The conversation turns to Elon Musk becoming the first trillionaire and the wave of envy it kicked off, with the guys working through wealth-tax pitches from Elizabeth Warren, AOC, and Bernie Sanders, including Sanders' proposal to take a 50% stake in AI companies for a government wealth fund. They get into Sanders' own three homes and best-selling anti-capitalism books, the eightfold jump in student loan debt after the government took over lending, the slide in U.S. education rankings since the Education Department was created, and Zohran Mamdani's finances. Also in the mix: Iran and the oil blockade, Bible-verse caps on the San Francisco Giants, the Gavin Newsom investigation, and FBI child-trafficking rescues. 00:00 — UFC Freedom 250 at the White House and Trump's birthday 03:00 — The left's "no one left behind" counter-programming songs 06:00 — Collectivism, envy, and Elon Musk as the first trillionaire 12:00 — Elizabeth Warren and AOC on the wealth tax 18:00 — Iran, the oil blockade, and ceasefire prospects 20:00 — Bible-verse caps on the Giants and politics in sports 22:00 — The Newsom investigation, J6 prosecutions, and FBI trafficking rescues 25:00 — Immigration enforcement and the "Maryland dad" 30:00 — Bernie Sanders' three homes and his 50% tax on AI stock 42:00 — Student loans, the Education Department, and Mamdani's finances

California Fraud Fest: Mail-In Miracles & Ghost Voters

Recorded the morning after Glenn Wiggle's Monday-night prediction came true, Mike Sperrazza and Glenn dig into the Los Angeles mayor's race, where a little-known socialist candidate vaulted past Karen Bass on the strength of mail-in batches that broke almost entirely her way, many of them traced to Skid Row. They walk through James O'Keefe's undercover footage of NGO workers collecting and forging ballots, then tie the pattern to older fights like Al Franken's Senate win and Allen West's lost Florida seat, and to Gavin Newsom's cryptic "break the glass" remark. From there the conversation moves to California's mail-in rules and ghost voter rolls, the federal indictment accusing the Southern Poverty Law Center of funneling millions to extremist groups, and a Kathy Hochul clip on ICE and the Minneapolis killings. The guys close on George Floyd, repeat offenders slipping through the courts, and why families keep trading New York for Florida. 00:00 – Welcome and recap of the LA mayor's race prediction 01:16 – Mail-in ballot anomalies and the Skid Row vote surge 04:25 – James O'Keefe's undercover ballot-harvesting footage 15:55 – A pattern going back to Al Franken and Allen West 19:41 – Gavin Newsom's "break the glass" comment 25:20 – California's voting laws and ghost voter rolls 30:00 – The SPLC indictment and alleged extremist-group funding 35:21 – Kathy Hochul, ICE, and the Minneapolis fallout 41:40 – George Floyd, repeat offenders, and the courts 47:10 – Why people are leaving New York for Florida

Why America is Shifting Conservative: The Left’s Cultural Insanity Backfires

Mike Sperrazza and Mike Lomas go off the cuff this week, opening with the bizarre San Francisco YMCA story where a man exposed himself in the women's bathroom and the city's response was to ask people to limit their nakedness rather than enforce basic rules. They dig into the six-year anniversary of George Floyd and the coordinated left-wing messaging around it, the double standard applied when Giants quarterback Jaxson Dart introduced Donald Trump at a rally, and the latest round of unhinged reactions to Trump's hospital visit. The guys break down Hunter Biden's new Twitter account and his sobriety announcement (with a perfect Laura Loomer reply), Hillary Clinton's cringeworthy intro for Kathy Hochul claiming free school meals and money in New Yorkers' pockets, and Bernie Sanders railing against the oligarchy while owning three homes on a $174,000 salary. Mike and Mike tackle Gavin Newsom's dubious claim that California homelessness dropped 9 percent, get into Spencer Pratt's take on what actually helps addicts versus the NGO grift, and Mike Sperrazza shares a frustrating weekend story about unionized little league umpires demanding 30-minute breaks between kids' games. They close with thoughts on the passing of NASCAR's Kyle Busch at 41 and the importance of balance in life and finances. 00:24 - San Francisco YMCA bathroom story 01:38 - Six-year anniversary of George Floyd and coordinated left messaging 06:56 - Jaxson Dart introduces Trump, gets attacked online 09:24 - Gunshots outside the White House and De Niro's unhinged rant 12:47 - Hunter Biden's sobriety tweet and Laura Loomer's response 14:31 - Hillary Clinton's intro for Kathy Hochul 21:30 - Game time: guessing California's homelessness drop under Newsom 28:43 - Bernie Sanders fighting the oligarchy from his three homes 35:00 - Unionized little league umpires and the problem with unions 42:43 - NASCAR's Kyle Busch passes at 41