Grace and Grit: The Heart of Small Business

Saying No!

Episode 5 Saying No Ginger Cook and Will Sumser, CFP® talk about why saying no is an important part of business ownership, relationships, and protecting your time. They discuss boundaries, expectations, people-pleasing, communication, and how learning to say no can actually create healthier relationships and a healthier business. Episode Highlights * This episode's God Wink: Ginger shares a story from her Bowling Green graduation weekend, where a perfectly placed sign reminded her that her Aunt Deb and loved ones in heaven were with her. * Ginger and Will Flip the Script on saying no and talk about why "no" is not rude — sometimes it is necessary, healthy, and wise. * Ginger and Will discuss setting boundaries around time, communication, client expectations, and the difference between being available and being constantly accessible. * Rank It or Roast It: Road trip snacks are up for debate in today's Rank It or Roast It segment! Links * Redemption Chapel Sermon [https://urldefense.proofpoint.com/v2/url?u=https-3A__redemptionchapel.com_sermon-2Dseries_-3Fvidset-3D_groups_864037_videos-26series-3DGenesis&d=DwMFaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=jT4GEo0f2Q6lqMI_FmBt76KCbKNoFSQ4VKuIuoCYs0geJuryOaLvPCLG6HShLE-6&m=HDMOG8M1Je8EWe8LX6Ej1RGTH1HcM3aOll3vgCG4wInR5P9ZjNbdAKlTEigRuhPs&s=8TftUOA6dRmZlyvMoKJprF0zIgOiLK2WG_LXUe_5zXs&e=] * Therapy and Theology Podcast [https://therapyandtheology.transistor.fm/episodes/s8-e3-better-reactions-lead-to-better-relationships] * Grace & Grit Facebook Page [https://www.facebook.com/profile.php?id=61572089705654] Credits Hosts: Ginger Cook and Will Sumser, CFP® Produced by: Jeremiah Isley — Crooked Path Productions

Working With Friends and Family

Episode 4 Working with Friends and Family Episode Summary Ginger Cook and Will Sumser, CFP® talk about the rewards and risks of working with friends and family in business. They discuss expectations, personal relationships, asking for help, and how the people closest to you may not always become your clients, but can still be some of your biggest cheerleaders. Episode Highlights * This episode's God Wink: Will shares a story about a client's "God winks" email address, a book recommendation, and a perfectly timed reminder that God is always in the details. * Ginger and Will Flip the Script on working with friends and family by talking about how loved ones may not always be your biggest clients, but they can still be your biggest supporters. * Ginger and Will discuss the importance of personal relationships, counseling, community, collaboration, and having people you can be honest with in business and life. * The conversation touches on risk versus reward, boundaries, communication, and what it takes to protect both the relationship and the business. * Rank It or Roast It: Scalloped potatoes are up for debate in today's Rank It or Roast It segment! Links * God Winks book [https://godwinks.com/products/when-god-winks-at-you?srsltid=AfmBOoo7TIV_qPtPY2xZUNnRubgMZo1sco03M6A4Lpu0xLpt-Nswm9Gu] * Grace & Grit Facebook Page [https://www.facebook.com/profile.php?id=61572089705654] Credits Hosts: Ginger Cook and Will Sumser, CFP® Produced by: Jeremiah Isley — Crooked Path Productions

Difficult Conversations: Asking for Help with Grace

Episode 3 - Difficult Conversations: Asking for Help with Grace Episode Summary Ginger Cook and Will Sumser, CFP® talk about having difficult conversations in business, faith, and life. They discuss why asking for help is not a weakness, how to handle sensitive moments with grace, and how inviting Jesus into the conversation can bring peace, clarity, and direction. Episode Highlights * This episode's God Wink: Ginger shares a powerful story about her husband Jay, John 16:33, and how God showed up in real time through prayer, scripture, and community. * Ginger and Will Flip the Script on asking for help and talk about why reaching out sooner can be a sign of strength, not weakness. * Ginger and Will talk about handling sensitive conversations with grace, including the importance of listening well and meeting people where they are. * Rank It or Roast It: Monthly car wash memberships are up for scrutiny in today's Rank It or Roast It segment! Links * Abide App [https://abide.com/?gad_source=1&gad_campaignid=23274789581&gbraid=0AAAAApSFv41qWaP_NP6yoKnc_yPkXSGYX&gclid=CjwKCAjw5s_QBhAdEiwADD_gBpdFrbftiWoe8bOXCebw5IfPp5rQhRUpyfhCGf4Bp785YWrDAFdrLxoCvA8QAvD_BwE] * Bible App [https://www.youversion.com/bible-app] * Redemption Chapel [https://redemptionchapel.com/] Credits Hosts: Ginger Cook and Will Sumser, CFP® Produced by: Jeremiah Isley — Crooked Path Productions

Surviving Your First Year

Ginger Cook and Will Sumser, CFP® talk about surviving the first year of business ownership, the expectations that come with stepping out on your own, and the lessons that are learned when things do not go exactly according to plan. They discuss mindset, boundaries, cash flow, community, and the importance of giving yourself grace while still showing up with grit. Episode Highlights * Ginger and Will talk about the difference between being busy and being effective, and why success is not always measured by a full calendar. * This episode's God Wink: Ginger shares how Zach Williams' song "Walls Fall Down" showed up at exactly the moment she needed encouragement and peace. * Ginger and Will Flip the Script on first-year business struggles by focusing on mindset, realistic expectations, and celebrating small wins along the way. * The conversation touches on cash flow, business planning, networking, roundtables, and finding trusted people to help guide your business. * Rank It or Roast It: Reese's Easter Eggs are up for scrutiny in today's Rank It or Roast It segment! Links * Zach Williams — "When These Walls Fall Down" [https://music.apple.com/us/album/walls-fall-down-feat-lee-brice/1719652959?i=1719653654] Credits Hosts: Ginger Cook and Will Sumser, CFP® Produced by: Jeremiah Isley — Crooked Path Productions Hope Financial Group is a DBA of OneSeven, an investment adviser in Ohio. OneSeven is registered with the Securities and Exchange Commission ("SEC"). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. OneSeven only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of OneSeven's current written disclosure brochure filed with the SEC, which discusses OneSeven's business practices, services, and fees, is available through the SEC's website at: www.adviserinfo.sec.gov [http://www.adviserinfo.sec.gov/]. All titles listed for Individuals associated with Hope Financial Group represent the individual's role with Hope Financial Group.

Our Story: Led by Grace, Back by Grit

Episode 1: Our Story: Led by Grace, Backed by Grit Episode Summary Ginger Cook and Will Sumser, CFP® introduce Grace & Grit: The Heart of Small Business with a conversation about faith, small business, and the unexpected paths that led them to where they are today. They discuss why grace and grit are both essential in business ownership, and how God continues to show up in the details. Episode Highlights * The heart behind the name Grace & Grit is rooted in faith, humility, perseverance, and small business ownership. * This episode's God Wink: Ginger shares how the song "You Are My Sunshine" became a powerful reminder of her father's love and presence. * Ginger and Will talk about the realities of owning a small business, including consistency, humility, and continuing forward when things get hard. * Rank It or Roast It: "Safe Words" are up for scrutiny in today's Rank it or Roast it segment! Links * Ohio Business Search [https://ohio.gov/business/resources/business-search] * US Bureau of Labor Statistics [https://www.bls.gov/opub/ted/2024/1-year-survival-rates-for-new-business-establishments-by-year-and-location.htm] Credits Hosts: Ginger Cook and Will Sumser, CFP® Produced by: Jeremiah Isley — Crooked Path Productions Hope Financial Group is a DBA of OneSeven, an investment adviser in Ohio. OneSeven is registered with the Securities and Exchange Commission ("SEC"). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. OneSeven only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of OneSeven's current written disclosure brochure filed with the SEC, which discusses OneSeven's business practices, services, and fees, is available through the SEC's website at: www.adviserinfo.sec.gov [http://www.adviserinfo.sec.gov/]. All titles listed for Individuals associated with Hope Financial Group represent the individual's role with Hope Financial Group.