David Y Dinero

Investing for your child's college education

Send a text [https://www.buzzsprout.com/twilio/text_messages/2444842/open_sms] There are multiple ways to invest for higher education, I go through a few of the options here along with some article links if you'd like to dive deeper.  How to Save for Your Child's College Education: 8 Options https://money.usnews.com/money/personal-finance/articles/ways-to-save-for-your-childs-college-education Coverdell Education Savings Accounts https://www.savingforcollege.com/coverdell-esas Coverdell Education Savings Account (ESA) vs. 529 Plan: Which Is Right for You? https://www.savingforcollege.com/article/coverdell-esa-versus-529-plan What to know about the new Trump accounts for kids https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/what-to-know-about-new-trump-accounts-for-kids.html

Scratchers vs Stocks update 01! 9/21/2025

Send a text [https://www.buzzsprout.com/twilio/text_messages/2444842/open_sms] Roughly 12ish months (give or take) since I started my experiment of investing in the stock market and buying lottery scratchers. What's a better "bet"? Can I convince you to start investing yet?

Episode 04 Dealing with Debt

Send a text [https://www.buzzsprout.com/twilio/text_messages/2444842/open_sms]  We can't invest money we don't have. In this video I talk about some way so tackle "bad debt".

Episode 03 Getting started with investment accounts

Send a text [https://www.buzzsprout.com/twilio/text_messages/2444842/open_sms] A quick primmer on some of the more popular/available investing options for W2 earners. This is a high level view to make sure you're off on the right foot of your investing journey.  Related links: https://davidbach.com/wp-content/uploads/2016/04/FinishRich_Compressed.pdf Wealth 101 - Compound interest visualizer https://wealth.visualcapitalist.com/visualizing-power-compound-interest/ Self directed 401k for independent contractors/1099 employees https://smartasset.com/retirement/retirement-plans-for-independent-contractors

Episode 02 David's money story

Send a text [https://www.buzzsprout.com/twilio/text_messages/2444842/open_sms] Just a little history on my growing up and the things I heard and "learned" about money.