Insurance Banter with Burand & Borup

Insurance policies are long and complex.  At the time of a claim, one section is especially important, understanding your duties as a policyholder.  Mara Essick from Merlin Law Group joins Chris and Paul to talk about some of those responsibilities and their importance.   You can learn more about Mara here:  https://www.merlinlawgroup.com/attorneys/mara-essick-esq/ [https://www.merlinlawgroup.com/attorneys/mara-essick-esq/] Mara's article discussed in the podcast can be found here:  https://www.propertyinsurancecoveragelaw.com/blog/avoid-claim-denials/ [https://www.propertyinsurancecoveragelaw.com/blog/avoid-claim-denials/]

Jason Bogart and Bo Eaton from Deep Customer Connections join the podcast to talk about underwriting flexibility...what it is, what carriers get wrong when developing go to market strategies, and more!

Chris and Paul discuss the recent whitepaper disclosure in the Florida Legislature along with the current state of the homeowners market.   A few key topics:  * Are people served better when a regulator reduces standards? * Is the industry living up to it's responsibility to the public? * The rising trend of people not buying property coverage

Chris and Paul are joined by Katherine Hempstead.  They discuss her book Uncovered: The Story of Insurance in America. The conversation touches on the NAIC, The Affordable Care Act, Gaps between what people want to buy and what is actually offered in the market place, and why people have hostile attitudes against insurance companies. Katherine has graciously provided the following discount code (that works at Oxford): ASFLYQ6  Links to buy book: https://www.amazon.com/Tolerance-Risk-Hempstead/dp/019009415X [https://www.amazon.com/Tolerance-Risk-Hempstead/dp/019009415X] https://academic.oup.com/book/57381 [https://academic.oup.com/book/57381] Finally, you can find more about Kathrine here:   https://www.katherine-hempstead.org/ [https://www.katherine-hempstead.org/] Thanks for listening and we'll talk with you next time!

Chris and Paul caught up in February to discuss the state of the insurance market, where the inefficiencies are, and what needs to be addressed to make improvements going forward.   Also, this is the first episode where we used AI to edit...let us know what you think!